Financial Services -
Banks - Regional - NASDAQ - AR
$ 52.0
-3.97 %
$ 8.65 B
Market Cap
6.59
P/E
1. INTRINSIC VALUE
Balance Sheet
Grupo Financiero Galicia S.A.
| Current Assets | 12.8 |
| Cash & Short-Term Investments | 3.76 |
| Receivables | 5.94 |
| Other Current Assets | 3.1 |
| Non-Current Assets | 19.7 |
| Long-Term Investments | 17.1 |
| PP&E | 996 B |
| Other Non-Current Assets | 1.66 |
| Current Liabilities | 19 |
| Accounts Payable | 236 B |
| Short-Term Debt | 0 |
| Other Current Liabilities | 18.8 |
| Non-Current Liabilities | 26 |
| Long-Term Debt | 3.61 |
| Other Non-Current Liabilities | 22.4 |
EFFICIENCY
Earnings Waterfall
Grupo Financiero Galicia S.A.
| Revenue | 10.7 |
| Cost Of Revenue | 3.96 |
| Gross Profit | 6.91 |
| Operating Expenses | 1.71 |
| Operating Income | 5.28 |
| Other Expenses | 3.07 |
| Net Income | 2.21 |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Grupo Financiero Galicia S.A.
| Net Income | 2.21 |
| Depreciation & Amortization | 198 B |
| Capital Expenditures | -215 B |
| Stock-Based Compensation | 0 |
| Change in Working Capital | (2.45) |
| Others | (8.48) |
| Free Cash Flow | (12.3) |
Wall Street Analysts Price Targets
Grupo Financiero Galicia S.A.
Wall Street analysts predict an average 1-year price target for GGAL of $60.7 , with forecasts ranging from
a
low of
$36 to a high of $92 .
GGAL Lowest Price Target
Wall Street Target
36 USD
-30.77%
GGAL Average Price Target
Wall Street Target
60.7 USD
16.67%
GGAL Highest Price Target
Wall Street Target
92 USD
76.92%
4. DIVIDEND
ANALYSIS
0.39%
DIVIDEND YIELD
0.269 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Grupo Financiero Galicia S.A.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Grupo Financiero Galicia S.A. Announces Pricing of Secondary Offering of American Depositary Shares by HSBC Bank plc
BUENOS AIRES, June 10, 2025 (GLOBE NEWSWIRE) -- Grupo Financiero Galicia S.A. (Nasdaq: GGAL; Bolsas y Mercados Argentinos S.A./A3 Mercados S.A.: GGAL, the “Company”), one of Argentina's largest financial services groups, announced today the pricing of the previously announced underwritten secondary offering (the “Offering”) by HSBC Bank plc (the “Selling Shareholder”) of 11,721,449 American Depositary Shares (“ADSs”) representing 117,214,490 Class B ordinary shares of the Company, par value Ps.1.00 per share (“Class B ordinary shares”) at a public offering price of $54.25 per ADS. The ADSs are not authorized for public offering in Argentina by the Argentine National Securities Exchange Commision (Comisión Nacional de Valores – “CNV”) and are not being offered or sold publicly under the Argentine Capital Markets Law No. 26,831, as amended and complemented. The documents related to the Offering have not been filed with, reviewed or authorized by the CNV, and therefore the CNV has not made any determination as to the truthfulness or completeness of those documents.
globenewswire.com
- 2 weeks ago
Grupo Financiero Galicia S.A. Announces Commencement of Secondary Offering of American Depositary Shares by HSBC Bank plc
BUENOS AIRES, June 10, 2025 (GLOBE NEWSWIRE) -- Grupo Financiero Galicia S.A. (Nasdaq: GGAL; Bolsas y Mercados Argentinos S.A./A3 Mercados S.A.: GGAL, the “Company”), one of Argentina's largest financial services groups, announced today the launch of an underwritten secondary offering (the “Offering”) by HSBC Bank plc (the “Selling Shareholder”) of 11,721,449 American Depositary Shares (“ADSs”) representing 117,214,490 Class B ordinary shares of the Company, par value Ps.1.00 per share (“Class B ordinary shares”). The ADSs are not authorized for public offering in Argentina by the Argentine National Securities Exchange Commision (Comisión Nacional de Valores – “CNV”) and they may not be offered or sold publicly under the Argentine Capital Markets Law No. 26,831, as amended and complemented. The documents related to the Offering have not been filed with, reviewed or authorized by the CNV, and therefore the CNV has not made any determination as to the truthfulness or completeness of those documents.
globenewswire.com
- 2 weeks ago
Are Investors Undervaluing Grupo Financiero Galicia (GGAL) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 2 weeks ago
Galicia: Strong On Fundamentals, Brutal On The Upside
Grupo Financiero Galicia became the largest private bank in Argentina after acquiring HSBC, significantly increasing its market share, deposit base, loan portfolio, and operational capacity, positioning itself for a strong future. The stock trades at attractive multiples well below global financial averages, supported by outstanding profitability metrics including a ROE of 31.8% and a ROA of 4.44%,. Galicia's digital ecosystem, including its fintech Naranja X, boasts millions of active users monthly and daily, enabling the bank to expand customer reach, improve operational efficiency, and drive sustainable revenue.
seekingalpha.com
- 3 weeks ago
Banco Galicia: Poised To Benefit From FX Control Liberalization And Bancarization Growth In Argentina
The Argentine economy is showing signs of stabilization, with disinflation and macroeconomic growth, benefiting Galicia due to its leadership in deposits and loans market share. GGAL could see significant profit growth as banks return to the retail FX business and a foreign direct investment shock flows through the Argentine financial system. In 2025, moderate earnings growth is expected as we enter a transition year.
seekingalpha.com
- 2 months ago
Banco Galicia: Last Train To Buy An Argentinian Bank Is Leaving The Station
Argentina's fiscal surplus and disciplined economic policies under Milei have significantly reduced inflation and country risk, boosting international market confidence and reserves. A potential $44 billion IMF agreement could lift currency restrictions, driving Argentine stock growth, particularly in banks, and attracting fresh capital for key projects. The real appreciation of the Argentine Peso and increased industrial production have spurred record export growth, reducing the gap between official and parallel exchange rates.
seekingalpha.com
- 3 months ago
Grupo Financiero Galicia: Still Room For Further Share Price Growth
GGAL's share price surged nearly 250% YTD, driven by increased investor confidence and strong loan demand in Argentina under Milei's administration. GGAL's robust capital position, with a Tier-1 CAR of 26%, allows flexibility for funding growth. The acquisition of HSBC's Argentinian business at favorable terms enhances GGAL's scale and positions it to benefit from resurging credit demand.
seekingalpha.com
- 6 months ago
Grupo Financiero Galicia (GGAL) Upgraded to Strong Buy: Here's Why
Grupo Financiero Galicia (GGAL) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 6 months ago
New Strong Buy Stocks for December 16th
ZIM, MAX, DXPE, GGAL and APH have been added to the Zacks Rank #1 (Strong Buy) List on December 16, 2024.
zacks.com
- 6 months ago
Best Momentum Stocks to Buy for November 12th
GGAL, NGD and BOW made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on November 12, 2024.
zacks.com
- 7 months ago
New Strong Buy Stocks for November 12th
GGAL, GFI, FULC, DECK and NGD have been added to the Zacks Rank #1 (Strong Buy) List on November 12, 2024.
zacks.com
- 7 months ago
Best Income Stocks to Buy for November 12th
GGAL, HMC and GFI made it to the Zacks Rank #1 (Strong Buy) income stocks list on November 12, 2024.
zacks.com
- 7 months ago
8. Profile
Summary
Grupo Financiero Galicia S.A. GGAL
COUNTRY
AR
INDUSTRY
Banks - Regional
MARKET CAP
$ 8.65 B
Dividend Yield
0.39%
Description
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Banks, NaranjaX, Insurance, and Other Businesses segments. The company's products and services cover savings, current, and checking accounts; personal loans; express and mortgage loans; pledge and credit card loans; credit and debit cards; and online banking services. It also offers financing products and services; consumer finance services; electronic check; global custody services; Fima funds; financial and stock market services to individuals, companies, and financial institutions; foreign trade services; and capital market and investment banking products that include debt securities, short-term securities, bills, and financial trusts. In addition, the company provides robbery, personal accident, life collective, home, life, integral pyme, pet, surety, various risks, and technical insurance products. Further, it offers private banking services to high net worth individuals; and operates digital investment platform. As of December 31, 2021, it had 312 full service banking branches; and 1,991 ATMs and self-service terminals. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.
Contact
Teniente General Juan D. PerOn 430, Buenos Aires, 1038
https://www.gfgsa.com
IPO
Date
July 25, 2000
Employees
9183
Officers
Mr. Gonzalo Fernandez Covaro
Chief Financial Officer
Mr. Jose Luis Ronsini CPA
Chief Administrative Officer
Mr. Adrian Enrique Pedemonte
Head of Market Relations
Mr. Pablo Eduardo Firvida
Investor Relations Officer
Mr. Ezequiel Valls
Chief Risk Officer
Mr. Fabian Enrique Kon
GM & Chief Executive Officer