GCBC - Intrinsic Value and Financial Analysis - Greene County Bancorp, Inc.

Greene County Bancorp, Inc. GCBC

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 33.35

-1.97 %

$ 568 M

Market Cap

23.16

P/E

BALANCE SHEET

2.83 B ASSETS

Growth Rates

1Year 4.96%

3Years 8.78%

5Years 17.41%

7Years 16.33%

10Years 15.43%

2.62 B LIABILITIES

Growth Rates

1Year 5193.04%

3Years 8.51%

5Years 17.76%

7Years 16.51%

10Years 15.63%

206 M EQUITY

Growth Rates

1Year 12.39%

3Years 11.26%

5Years 12.89%

7Years 13.77%

10Years 12.90%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Greene County Bancorp, Inc.

2.83 B ASSETS
2.62 B LIABILITIES

Current Assets	398 M
Cash & Short-Term Investments	190 M
Receivables	0
Other Current Assets	207 M
Non-Current Assets	2.62 B
Long-Term Investments	1.04 B
PP&E	17.7 M
Other Non-Current Assets	1.57 B

Current Liabilities	0
Accounts Payable	0
Short-Term Debt	115 M
Other Current Liabilities	-115 M
Non-Current Liabilities	2.62 B
Long-Term Debt	83.8 M
Other Non-Current Liabilities	2.54 B

Balance Sheet

Millions

	Jun-2024	Jun-2023	Jun-2022	Jun-2021	Jun-2020	Jun-2019	Jun-2018	Jun-2017	Jun-2016	Jun-2015	Jun-2014	Jun-2013	Jun-2012	Jun-2011	Jun-2010	Jun-2009	Jun-2008	Jun-2007	Jun-2006	Jun-2005	Jun-2004	Jun-2003	Jun-2002	Jun-2001	Jun-2000	Jun-1999	Jun-1998
ASSETS
Cash & Cash Equivalents	(159.6)	201.0	73.1	154.3	44.5	32.4	28.9	18.4	18.1	16.8	14.1	6.5	7.7	10.0	10.3	9.6	7.3	11.1	12.2	10.9	12.9	16.9	7.4	5.3	6.0	2.8	8.3
Short Term Investments	350.0	281.1	408.1	390.9	226.7	122.7	121.0	91.5	100.1	86.0	56.2	69.6	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Receivables	0	0	0	0	0	0	0	0	0	446.5	402.0	362.1	2.7	2.7	2.7	2.4	2.1	2.0	1.7	1.6	1.6	1.6	1.5	1.4	1.2	1.1	1.1
Inventory	0	(213.6)	(82.1)	(162.2)	(52.7)	(38.3)	668.0	598.8	498.5	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	207.5	0	0	0	0	0	34.1	23.3	22.1	0	0	2.8	2.7	1.7	2.4	1.2	0	0	0	0	0	0	0	0	0	0	0.1
Total Current Assets	397.9	494.4	490.1	553.0	279.4	161.0	857.0	736.0	642.4	548.1	472.0	438.0	10.4	12.7	13.0	12.1	9.4	13.1	14.0	12.4	14.5	18.5	8.9	6.7	7.2	3.9	9.4
PP&E	17.7	15.0	14.4	14.1	13.7	13.3	13.3	13.6	14.2	14.5	14.3	14.3	14.9	15.4	14.8	15.3	15.1	13.7	10.8	7.8	5.3	4.7	5.0	5.1	5.1	3.5	2.7
Intangible Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	1 040.7	1 007.8	1 170.2	888.1	610.6	427.2	395.6	315.3	305.1	255.0	238.1	246.2	233.9	214.3	167.3	161.6	113.1	87.2	87.3	98.9	104.8	99.8	66.1	48.9	44.8	49.7	0
Other Long Term Assets	(1 058.4)	(1 022.8)	(1 184.5)	(902.2)	(624.3)	(440.4)	(395.6)	(315.3)	(305.1)	(255.0)	(238.1)	(246.2)	(248.8)	(229.7)	(182.1)	(176.9)	(128.3)	(100.9)	(98.1)	(106.6)	(110.2)	(104.5)	(71.1)	(53.9)	(49.9)	(53.2)	(2.7)
Other Assets	(190.4)	1 181.0	897.1	745.1	773.1	668.0	281.2	232.7	212.2	176.0	187.9	181.3	331.4	305.1	300.2	271.6	241.9	211.8	195.5	175.6	159.9	133.9	140.2	124.5	110.6	95.5	128.2
Total Assets	2 832.2	2 698.3	2 571.7	2 200.3	1 676.8	1 269.5	1 151.5	982.3	868.8	738.6	674.2	633.6	590.7	547.5	495.3	460.5	379.6	325.8	307.6	294.7	284.6	257.0	220.2	185.1	167.7	152.6	140.3
LIABILITIES
Accounts Payable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.5	0.4	0
Short Term Debt	115.3	0	123.7	3.0	0	0	0	6.9	26.1	22.9	3.1	10.6	14.0	14.3	9.1	0	1.0	0	0	2.5	2.5	1.0	9.0	5.0	5.0	0	0
Other Current Liabilities	(115.3)	0	(123.7)	(3.0)	0	0	0	(6.9)	(26.1)	(22.9)	(3.1)	0	(14.0)	(14.3)	(9.1)	0	(1.0)	0	0	200.4	(2.6)	(1.1)	(9.1)	(5.2)	(5.7)	(0.7)	2.1 K
Total Current Liabilities	0	2 127.4	123.7	3.0	17.9	8.0	796.7	6.9	26.1	22.9	3.1	10.6	14.0	14.3	9.1	0	1.0	0	0	2.5	2.5	1.0	9.0	5.0	5.5	0.4	0
Long Term Debt	83.8	49.5	49.3	19.6	7.6	13.6	18.1	22.6	20.3	18.8	14.5	4.0	6.0	9.0	12.0	19.0	19.0	5.0	5.0	5.0	7.5	0	0	0	5.0	0	0
Deferred Tax Income	0	5.5	5.3	4.6	5.5	4.8	4.1	6.1	5.5	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	2 536.0	2 465.5	2 364.7	2 031.1	1 540.4	1 143.5	1 037.1	876.1	774.2	652.9	598.5	569.6	(6.0)	(9.0)	(12.0)	(19.0)	(19.0)	(5.0)	(5.0)	54.0	(7.5)	0	0	0	(5.0)	0	0
Total Liabilities	2 619.8	49.5	2 414.0	2 050.8	1 548.0	1 157.1	1 055.3	898.8	794.5	671.7	613.0	577.5	538.0	499.4	450.8	420.3	343.3	290.4	274.0	261.9	254.8	227.8	193.8	160.0	144.1	128.7	124.5
EQUITY
Common Stock	1.7	29.8 K	0.9	0.9	0.9	0.9	0.9	0.9	0.9	0.4	0.4	0.4	0.4	0.4	0.4	0.4	0.4	0.4	0.4	0.4	0.2	0.2	0.2	0.2	0.2	0	0
Retained Earnings	214.7	193.7	165.1	139.8	118.3	101.8	86.2	73.1	63.8	56.7	51.3	46.1	41.9	37.3	33.7	30.0	27.2	26.0	24.6	23.2	21.0	18.8	17.2	16.0	15.5	16.4	15.5
Other Accumulative Comprehensive Income/Loss	(19.7)	(21.4)	(18.4)	(1.2)	(0.4)	(1.0)	(1.6)	(1.0)	(0.7)	(0.8)	(1.1)	(0.8)	0.2	0.5	1.1	0.8	28 K	(0.5)	(0.9)	33.6 K	(0.5)	1.2	0.3	(0.2)	(1.4)	0	0.2
Total Equity	206.0	183.3	157.7	149.6	128.8	112.4	96.2	83.5	74.3	66.9	61.2	56.1	52.7	48.1	44.5	40.3	36.3	35.4	33.6	32.8	29.8	29.1	26.4	25.1	23.6	23.9	15.7
Total Liabilities and Equity	2 832.2	2 698.3	2 571.7	2 200.3	1 676.8	1 269.5	1 151.5	982.3	868.8	738.6	674.2	633.6	590.7	547.5	495.3	460.5	379.6	325.8	307.6	294.7	284.6	257.0	220.2	185.1	167.7	152.6	140.3
SHARES OUTSTANDING
Common Shares Outstanding	17.0	17.0	17.0	17.0	17.1	17.1	17.0	17.0	16.9	16.9	16.8	16.7	16.6	16.5	16.4	16.4	16.5	16.5	16.4	16.5	16.1	15.9	15.7	15.8	16.1	16.0	16.0

Balance Sheet

Premium Plan

Unlimited Plan