Financial Services - Banks - Regional - NASDAQ - US
$ 31.4
-0.349 %
$ 135 M
Market Cap
11.59
P/E
CASH FLOW STATEMENT
21.9 M
OPERATING CASH FLOW
17.3 M
INVESTING CASH FLOW
15.5 M
FINANCING CASH FLOW
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Finward Bancorp
| Net Income | 8.38 M |
| Depreciation & Amortization | 7.16 M |
| Capital Expenditures | -1.15 M |
| Stock-Based Compensation | 719 K |
| Change in Working Capital | 6.38 M |
| Others | 4.24 M |
| Free Cash Flow | 20.8 M |
Cash Flow
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | Dec-2008 | Dec-2007 | Dec-2006 | Dec-2005 | Dec-2004 | Dec-2003 | Dec-2002 | Dec-2001 | Dec-2000 | Dec-1999 | Dec-1998 | Dec-1997 | Dec-1996 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| OPERATING CASH FLOW | ||||||||||||||||||||||||||||
| Net Income | 8.4 | 15.1 | 15.0 | 16.6 | 12.1 | 9.3 | 9.0 | 9.1 | 7.9 | 7.4 | 7.1 | 6.9 | 5.4 | 5.2 | 2.5 | 5.9 | 5.6 | 6.5 | 6.7 | 6.3 | 5.9 | 5.5 | 4.7 | 4.4 | 4.2 | 3.8 | 3.4 | 2.2 |
| Depreciation & Amortization | 7.2 | 6.0 | 4.6 | 3.2 | 1.9 | 2.7 | 2.6 | 2.6 | 2.3 | 2.0 | 2.1 | 2.4 | 2.3 | 2.1 | 1.6 | 1.5 | 1.5 | 1.5 | 1.7 | 1.5 | 1.1 | 1.3 | 1.0 | 0.9 | 0.9 | 0.9 | 0.7 | 0.6 |
| Deferred Income Tax | (0.7) | 1.2 | 0.1 | 0.7 | 1.2 | 0.3 | 0.3 | 0.1 | (0.7) | 0.3 | 0.5 | 0.2 | 0.3 | (1.0) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (0.3) | 5 K | (0.3) | 0 | 88 K | 61.1 K |
| Stock Based Compensation | 0.7 | 0.7 | 0.6 | 0.4 | 0.2 | 0.1 | 0.2 | 0.1 | 96 K | 61 K | 40 K | 16 K | 33 K | 36 K | 40 K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Operating Activities | 37 K | 3.5 | 4.6 | (4.8) | (1.7) | (1.4) | 0.8 | 0.6 | 0.8 | (2.5) | (3.6) | (0.4) | 2.0 | 5.7 | 6.9 | 2.2 | 0.4 | 32 K | 84 K | (0.1) | 0.6 | 0.7 | (0.1) | 0.3 | 0.3 | (0.6) | 0.2 | 0.1 |
| Change in Working Capital | 6.4 | (8.7) | (7.8) | 5.1 | (2.8) | (0.4) | (0.5) | (2.1) | (1.0) | 2.3 | 1.0 | (0.5) | 4.7 | 2.4 | (9.8) | 2.5 | 0.8 | (1.4) | (1.3) | 0.2 | (0.2) | 0.1 | 0.5 | (0.2) | 100 K | 56 K | 0.9 | (0.4) |
| Cash From Operations | 21.9 | 17.8 | 17.0 | 21.1 | 11.0 | 10.5 | 12.3 | 10.4 | 9.5 | 9.6 | 7.2 | 8.5 | 14.8 | 14.5 | 1.2 | 12.1 | 8.2 | 6.6 | 7.1 | 7.9 | 7.4 | 7.6 | 5.6 | 5.3 | 5.2 | 4.0 | 5.2 | 2.4 |
| INVESTING CASH FLOW | ||||||||||||||||||||||||||||
| Capital Expenditures | (1.1) | (3.0) | (3.1) | (3.7) | (3.0) | (1.0) | (1.7) | (1.7) | (1.3) | (0.9) | (0.9) | (0.8) | (0.4) | (1.7) | (1.9) | (4.1) | (3.1) | (1.4) | (1.7) | (1.0) | (6.0) | (2.2) | (1.1) | (2.2) | (0.6) | (0.7) | (0.5) | (2.4) |
| Other Items | 18.4 | 1.9 | (122.8) | (182.8) | (25.1) | (30.2) | (46.2) | (18.7) | (43.5) | (34.2) | (18.3) | (35.5) | (7.4) | 21.6 | 5.3 | (37.4) | (10.9) | (13.2) | (46.7) | (49.8) | (37.3) | (26.9) | (47.8) | (26.6) | (29.2) | (7.8) | (16.8) | (24.6) |
| Cash From Investing Activities | 17.3 | (1.2) | (125.9) | (186.6) | (28.2) | (31.2) | (47.8) | (20.4) | (44.8) | (35.0) | (19.2) | (36.3) | (7.8) | 19.9 | 3.3 | (41.5) | (13.9) | (14.6) | (48.4) | (50.8) | (43.3) | (29.0) | (48.9) | (28.7) | (29.8) | (8.6) | (17.3) | (26.9) |
| FINANCING CASH FLOW | ||||||||||||||||||||||||||||
| Common Stock Repurchased | (0.2) | (0.1) | (0.7) | 85 K | (17.5) | 0 | 0 | 0 | (1.1) | 31 K | (0.2) | 78 K | 0 | 0 | 0 | (0.2) | 63 K | 0 | 82 K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt Repaid | 22.6 | 0.9 | (5.3) | (5.6) | (29.1) | 22.4 | (7.6) | (18.2) | 3.1 | 7.0 | (4.6) | (2.5) | 3.4 | (14.4) | (11.8) | (2.1) | 25.4 | 0.3 | (6.0) | 16.3 | 4.8 | (8.9) | 14.4 | 12.0 | 1.3 | 23.3 | 18.0 | 17.6 |
| Dividends Paid | (5.3) | (5.1) | (4.3) | (4.3) | (4.1) | (3.4) | (3.3) | (3.1) | (3.0) | (2.7) | (2.3) | (1.9) | (1.7) | (2.2) | (3.4) | (4.0) | (4.0) | (3.8) | (3.6) | (3.4) | (3.2) | (3.0) | (2.8) | (2.5) | (2.3) | (2.0) | (1.8) | (1.5) |
| Other Financing Activities | (1.6) | (14.2) | 131.7 | 147.9 | 80.5 | 7.7 | 13.2 | 64.9 | 24.8 | 23.4 | 6.5 | 39.5 | 6.6 | (20.3) | 12.4 | 34.8 | (19.5) | (12.8) | 74.2 | 29.9 | 15.0 | 51.5 | 30.9 | 17.7 | 13.4 | 0 | 0 | 0 |
| Cash From Financing Activities | 15.5 | (18.5) | 122.1 | 138.1 | 47.3 | 26.7 | 2.3 | 43.6 | 24.9 | 27.6 | (0.6) | 35.2 | 8.4 | (36.7) | (2.7) | 28.6 | 2.0 | (16.1) | 64.7 | 43.2 | 16.7 | 39.7 | 42.7 | 26.2 | 12.0 | 21.3 | 16.3 | 16.1 |
| CHANGE IN CASH | ||||||||||||||||||||||||||||
| Net Change In Cash | 54.7 | (1.9) | 13.3 | (27.3) | 30.1 | 6.1 | (33.2) | 33.6 | (10.4) | 2.2 | (12.6) | 7.4 | 15.4 | (2.3) | 1.9 | (0.8) | (3.7) | (24.1) | 23.4 | 0.3 | (19.1) | 18.3 | (0.5) | 2.8 | (12.7) | 16.7 | 4.1 | (8.4) |
| FREE CASH FLOW | ||||||||||||||||||||||||||||
| Free Cash Flow | 20.8 | 14.7 | 13.9 | 17.4 | 7.9 | 9.5 | 10.6 | 8.7 | 8.2 | 8.7 | 6.3 | 7.7 | 14.4 | 12.8 | (0.7) | 8.0 | 5.2 | 5.2 | 5.4 | 6.9 | 1.4 | 5.5 | 4.5 | 3.1 | 4.6 | 3.2 | 4.7 | 42.8 K |