FNLC - Intrinsic Value and Financial Analysis - The First Bancorp, Inc.

The First Bancorp, Inc. FNLC

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 28.74

-1.34 %

$ 321 M

Market Cap

11.93

P/E

BALANCE SHEET

2.95 B ASSETS

Growth Rates

1Year 7.58%

3Years 7.66%

5Years 8.66%

7Years 8.06%

10Years 7.25%

2.7 B LIABILITIES

Growth Rates

1Year 7.70%

3Years 8.15%

5Years 9.04%

7Years 8.37%

10Years 7.45%

243 M EQUITY

Growth Rates

1Year 6.18%

3Years 2.80%

5Years 4.88%

7Years 5.02%

10Years 5.22%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition The First Bancorp, Inc.

2.95 B ASSETS
2.7 B LIABILITIES

Current Assets	31.9 M
Cash & Short-Term Investments	31.9 M
Receivables	0
Other Current Assets	0
Non-Current Assets	3.56 B
Long-Term Investments	667 M
PP&E	28.7 M
Other Non-Current Assets	2.86 B

Current Liabilities	-49.7 M
Accounts Payable	0
Short-Term Debt	20.1 M
Other Current Liabilities	-69.7 M
Non-Current Liabilities	2.7 B
Long-Term Debt	0
Other Non-Current Liabilities	2.7 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998	Dec-1997	Dec-1996	Dec-1995
ASSETS
Cash & Cash Equivalents	35.4	26.4	87.3	82.4	25.7	31.2	20.1	17.7	18.3	16.6	19.1	16.6	14.1	13.3	15.3	16.9	17.3	24.2	26.0	14.8	17.1	14.2	10.9	10.3	8.2	6.3	5.7	7.0	8.1
Short Term Investments	(655.7)	284.5	320.6	313.4	360.5	317.4	300.2	300.4	223.0	185.3	305.8	291.6	315.3	178.1	29.0	37.5	(11.5)	0	0	2.3	0	0	0	0	0	0	0	0	0
Receivables	0	0	0	0	0	6.7	5.9	5.5	4.9	4.7	5.0	4.9	4.8	5.3	4.9	5.8	6.6	6.1	5.0	0	2.7	2.6	2.6	3.1	2.3	1.8	2.0	1.7	1.7
Inventory	0	(36.2)	(94.9)	(92.6)	(33.2)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	0	0	0	0	964.3	907.8	810.0	803.9	761.9	605.4	0	898.5	927.3	992.8	996.9	933.4	850.5	782.8	0	0	0	0	0	0	0	0	0	0
Total Current Assets	31.9	320.8	415.4	405.0	393.4	1 319.6	1 233.9	1 133.6	1 050.1	968.5	935.4	927.3	917.5	946.5	1 013.0	1 019.5	957.3	880.8	813.8	15.3	19.8	16.8	13.5	13.4	10.5	8.1	7.6	8.7	9.8
PP&E	28.7	28.3	28.9	27.3	21.3	22.1	22.5	22.2	21.8	22.6	23.6	23.0	18.8	19.0	18.3	16.0	16.5	15.8	16.7	9.1	9.0	7.8	7.8	5.4	5.5	5.9	5.1	5.0	4.8
Intangible Assets	0	2.5	2.7	2.0	1.5	1.4	1.3	1.1	1.1	1.1	1.2	0.9	0	0	0	75 K	12.6	13.7	0.9	0	0	0	0	0	0	0	0	0	0
Goodwill	30.6	30.6	30.6	30.6	29.8	29.8	29.8	29.8	29.8	29.8	29.8	27.7	27.7	27.7	27.7	27.6	15.0	14.0	26.8	0	0	0	0	0	0	0	0	0	0
Long Term Investments	667.3	678.4	690.6	679.0	642.1	573.1	556.7	527.2	463.1	461.2	475.1	434.9	408.9	400.6	272.4	262.5	221.8	180.5	184.0	126.8	136.7	122.1	108.2	105.2	88.0	59.3	68.7	60.6	61.6
Other Long Term Assets	(726.6)	(17.8)	(5.6)	(6.7)	(3.7)	(5.0)	(4.4)	(6.3)	1 497.8	1 415.6	1 392.8	2.1	0	0	0	27.7	27.7	27.7	27.7	(126.9)	(145.7)	(129.9)	(116.0)	(110.6)	(93.5)	(65.2)	(73.8)	(65.5)	(66.4)
Other Assets	(640.3)	1 681.1	1 361.5	1 219.3	982.1	1.0	(0.1)	0	0	0	0	0.4	0.6	0	(1.3)	0	0	0	0	610.0	403.3	347.3	305.0	269.2	237.3	213.5	184.8	156.5	136.1
Total Assets	2 946.7	2 739.2	2 527.1	2 361.2	2 068.8	1 945.6	1 842.8	1 712.9	1 564.8	1 482.1	1 464.0	1 415.4	1 373.5	1 393.8	1 330.0	1 325.7	1 223.2	1 104.9	1 042.2	634.2	568.8	494.1	434.5	393.2	341.3	286.8	266.3	230.8	212.3
LIABILITIES
Accounts Payable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Debt	20.1	39.0	0	206.9	174.8	145.2	113.6	158.8	222.3	189.8	149.0	142.8	135.5	127.2	0	0	0	0	0	0	0	0	0	0	92.5	0	0	0	0
Other Current Liabilities	(20.1)	(39.0)	0	(206.9)	(174.8)	(145.2)	(113.6)	(158.8)	(222.3)	(189.8)	(149.0)	(142.8)	(135.5)	(127.2)	0	0	0	0	0	0	0	0	0	0	(92.5)	0	0	0	0
Total Current Liabilities	(49.7)	1 786.4	1 278.2	206.9	174.8	145.2	113.6	158.8	222.3	189.8	149.0	142.8	135.5	127.2	0	0	0	0	0	0	0	0	0	0	92.5	0	0	0	0
Long Term Debt	0	84 K	55.1	55.1	10.1	65.1	115.1	120.1	115.1	90.1	130.1	140.2	130.2	130.2	149.6	272.1	316.7	179.9	215.2	207.2	157.8	113.4	131.4	102.9	12.6	54.5	69.0	51.1	41.2
Deferred Tax Income	0	6.8	6.0	6.6	4.8	3.7	4.2	4.7	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	2 703.6	2 510.2	2 226.4	2 082.4	1 846.2	1 687.9	1 546.5	1 420.2	1 282.2	1 230.4	1 187.7	(140.2)	(130.2)	(130.2)	(149.6)	(272.1)	(316.7)	(179.9)	(215.2)	(207.2)	(157.8)	(113.4)	(131.4)	(102.9)	(12.6)	(54.5)	(69.0)	(51.1)	(41.2)
Total Liabilities	2 703.6	2 510.3	136.3	2 137.5	1 856.3	1 754.0	1 661.5	1 540.4	1 397.3	1 320.6	1 317.9	1 259.0	1 222.6	1 244.0	1 182.1	1 208.6	1 110.6	997.5	938.8	581.4	521.1	451.4	397.1	360.1	312.6	258.0	240.4	208.3	192.7
EQUITY
Common Stock	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	98 K	98 K	98 K	97 K	97 K	97 K	98 K	99 K	74 K	25 K	25 K	25 K	25 K	0	0	25 K	6 K	1.5
Retained Earnings	211.9	204.3	180.4	158.4	144.8	132.5	120.8	111.7	106.7	99.8	94.0	89.8	85.3	81.7	78.5	74.1	67.6	61.3	54.9	46.8	43.0	38.3	34.0	30.5	27.5	24.2	21.2	18.0	15.1
Other Accumulative Comprehensive Income/Loss	(39.0)	(44.0)	(1.7)	28 K	3.6	(3.8)	(1.4)	3 K	0.9	2.3	(6.4)	7.8	7.3	(2.1)	(0.3)	(1.1)	0.2	0.7	0.7	2.0	2.5	2.2	0.8	0.2	(1.3)	100 K	93 K	14 K	0.2
Total Equity	243.1	228.9	245.7	223.7	212.5	191.5	181.3	172.5	167.5	161.6	146.1	156.4	150.9	149.8	147.9	117.2	112.7	107.3	103.5	52.8	47.7	42.7	37.3	33.2	28.7	28.8	25.9	22.5	19.6
Total Liabilities and Equity	2 946.7	2 739.2	2 527.1	2 361.2	2 068.8	1 945.6	1 842.8	1 712.9	1 564.8	1 482.1	1 464.0	1 415.4	1 373.5	1 393.8	1 330.0	1 325.7	1 223.2	1 104.9	1 042.2	634.2	568.8	494.1	434.5	393.2	341.3	286.8	266.3	230.8	212.3
SHARES OUTSTANDING
Common Shares Outstanding	11.1	10.9	10.9	10.9	10.8	10.8	10.8	10.7	10.7	10.7	10.5	10.4	9.8	9.8	9.7	9.7	9.8	9.8	9.7	7.3	21.8	7.2	7.2	7.2	7.3	7.4	7.4	1.8	1.8

Balance Sheet

Premium Plan

Unlimited Plan