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Financial Services - Banks - Regional - NASDAQ - US
$ 26.95
0.223 %
$ 1.13 B
Market Cap
None
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one DCOMG stock under the worst case scenario is HIDDEN Compared to the current market price of 26.9 USD, Dime Community Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one DCOMG stock under the base case scenario is HIDDEN Compared to the current market price of 26.9 USD, Dime Community Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one DCOMG stock under the best case scenario is HIDDEN Compared to the current market price of 26.9 USD, Dime Community Bancshares, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart DCOMG

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$27.0$27.0$26.8$26.8$26.6$26.6$26.4$26.4$26.2$26.2$26.0$26.0$25.8$25.8$25.6$25.6$25.4$25.4$25.2$25.2$25.0$25.020252025Feb '25Feb '25Mar '25Mar '25Apr '25Apr '25May '25May '25Jun '25Jun '25Jul '25Jul '25
FINANCIALS
645 M REVENUE
84.36%
53.1 M OPERATING INCOME
-69.50%
28.7 M NET INCOME
-70.13%
99.1 M OPERATING CASH FLOW
9.00%
64.1 M INVESTING CASH FLOW
129.96%
663 M FINANCING CASH FLOW
61.11%
171 M REVENUE
30.74%
35.9 M OPERATING INCOME
310.29%
21.1 M NET INCOME
205.66%
65.4 M OPERATING CASH FLOW
-26.51%
-84.5 M INVESTING CASH FLOW
-338.67%
-234 M FINANCING CASH FLOW
-43.01%
Balance Sheet Dime Community Bancshares, Inc.
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Current Assets 1.35 B
Cash & Short-Term Investments 0
Receivables 0
Other Current Assets 1.35 B
Non-Current Assets 0
Long-Term Investments 0
PP&E 81.1 M
Other Non-Current Assets -81.1 M
100.00 %6.03 %Total Assets$1.3b
Current Liabilities 8.85 B
Accounts Payable 0
Short-Term Debt 164 M
Other Current Liabilities 8.69 B
Non-Current Liabilities 0
Long-Term Debt 815 M
Other Non-Current Liabilities -815 M
98.15 %9.21 %Total Liabilities$8.9b
EFFICIENCY
Earnings Waterfall Dime Community Bancshares, Inc.
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Revenue 645 M
Cost Of Revenue 645 M
Gross Profit 0
Operating Expenses 0
Operating Income 53.1 M
Other Expenses 24.4 M
Net Income 28.7 M
700m700m600m600m500m500m400m400m300m300m200m200m100m100m00645m(645m)0053m(24m)29mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
0.00% GROSS MARGIN
0.00%
8.23% OPERATING MARGIN
8.23%
4.45% NET MARGIN
4.45%
2.06% ROE
2.06%
0.20% ROA
0.20%
-0.41% ROIC
-0.41%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Dime Community Bancshares, Inc.
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300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 28.7 M
Depreciation & Amortization 0
Capital Expenditures -6.26 M
Stock-Based Compensation 0
Change in Working Capital -13.8 M
Others 70.3 M
Free Cash Flow 92.8 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Dime Community Bancshares, Inc.
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DCOMG has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.13% DIVIDEND YIELD
0.562 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.20001.20001.00001.00000.80000.80000.60000.60000.40000.40000.20000.20000.00000.00000.56250.56251.130.002024202420252025
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5. COMPETITION
6. Ownership
Insider Ownership Dime Community Bancshares, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

Dime Community Bancshares, Inc. DCOMG

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.13 B
Dividend Yield 1.13%
Description Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, it offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. The company was founded in 1910 and is headquartered in Hauppauge, New York.
Contact 898 Veterans Memorial Highway, Hauppauge, NY, 11788 https://www.dime.com
IPO Date None
Employees 851
Officers Mr. Kenneth J. Mahon Executive Chairman Mr. Avinash Reddy Senior EVice President, Chief Financial Officer & Principal Accounting Officer Ms. Judy Wu Executive Vice President, General Counsel & Corporate Secretary Steven Miley Executive Vice President & Chief Marketing Officer Mr. Austin Stonitsch Executive Vice President & Chief Human Resources Officer Mr. Mario Caracappa Executive Vice President and Director of Treasury Management of Sales & Service Ms. Nancy Tomich Executive Vice President & Senior Group Leader Mr. Michael J. Fegan Senior EVice President and Chief Technology & Operations Officer Mr. Stuart H. Lubow Chief Executive Officer, President & Director Mr. Conrad J. Gunther Jr. Senior EVice President & Chief Lending Officer