Technology - Software - Application - NASDAQ - US
$ 0.0828
-3.38 %
$ 914 M
Market Cap
-0.4
P/E
Dave, Inc. engages in the development of a financial management mobile application to prevent bank overdrafts. It operates Dave, a financial platform that helps customers with banking, financial insights, overdraft protection, building credit, and finding side gigs. The company also provides Dave Banking, a spending account and debit card. Dave, Inc. was founded in 2017 and is based in Los Angeles, California.[ Read More ]
The intrinsic value of one DAVEW stock under the base case scenario is HIDDEN Compared to the current market price of 0.0828 USD, Dave Inc. is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart DAVEW
FINANCIALS
259 M
REVENUE
0
OPERATING INCOME
-48.5 M
NET INCOME
33.8 M
OPERATING CASH FLOW
-14.4 M
INVESTING CASH FLOW
22 K
FINANCING CASH FLOW
83.4 M
REVENUE
-154 M
OPERATING INCOME
466 K
NET INCOME
37 M
OPERATING CASH FLOW
-50.6 M
INVESTING CASH FLOW
62 K
FINANCING CASH FLOW
Balance Sheet Decomposition
Dave Inc.
| Current Assets | 277 M |
| Cash & Short-Term Investments | 156 M |
| Receivables | 113 M |
| Other Current Assets | 8.1 M |
| Non-Current Assets | 17.1 M |
| Long-Term Investments | 0 |
| PP&E | 1.89 M |
| Other Non-Current Assets | 15.2 M |
| Current Liabilities | 25.6 M |
| Accounts Payable | 5.48 M |
| Short-Term Debt | 596 K |
| Other Current Liabilities | 19.5 M |
| Non-Current Liabilities | 181 M |
| Long-Term Debt | 181 M |
| Other Non-Current Liabilities | 362 K |
EFFICIENCY
Earnings Waterfall
Dave Inc.
| Revenue | 259 M |
| Cost Of Revenue | 124 M |
| Gross Profit | 135 M |
| Operating Expenses | 177 M |
| Operating Income | 0 |
| Other Expenses | 48.5 M |
| Net Income | -48.5 M |
RATIOS
52.20%
GROSS MARGIN
0.00%
OPERATING MARGIN
-18.73%
NET MARGIN
-55.73%
ROE
-16.50%
ROA
0.00%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Dave Inc.
| Net Income | -48.5 M |
| Depreciation & Amortization | 5.54 M |
| Capital Expenditures | -8.58 M |
| Stock-Based Compensation | 26.7 M |
| Change in Working Capital | -11.2 M |
| Others | 56 M |
| Free Cash Flow | 25.2 M |
Wall Street Analysts Price Targets
Dave Inc.
DAVEW has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00%
DIVIDEND YIELD
0 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Dave Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
82.8 K USD 1
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
11 months ago
Dec 04, 2023
|
Bought 82.8 K USD
|
Rozov Yadin
Director |
+ 12941
|
6.3952 USD |
|
1 year ago
Sep 07, 2023
|
Sell 8.25 K USD
|
Wilk Jason
Chief Executive Officer |
- 1263
|
6.53 USD |
|
1 year ago
Sep 07, 2023
|
Sell 14.7 K USD
|
Beilman Kyle
CFO and Secretary |
- 2350
|
6.2727 USD |
|
1 year ago
Aug 08, 2023
|
Sell 1.71 M USD
|
Section 32 Fund 1, LP
10 percent owner |
- 297771
|
5.7348 USD |
|
1 year ago
Jun 02, 2023
|
Sell 116 USD
|
Wilk Jason
Chief Executive Officer |
- 21
|
5.525 USD |
|
1 year ago
Jun 02, 2023
|
Sell 5.77 K USD
|
Wilk Jason
Chief Executive Officer |
- 1091
|
5.29 USD |
|
1 year ago
Jun 02, 2023
|
Sell 10.5 K USD
|
Beilman Kyle
CFO and Secretary |
- 1988
|
5.2925 USD |
|
1 year ago
Mar 17, 2023
|
Sell 466 USD
|
Wilk Jason
Chief Executive Officer |
- 70
|
6.65 USD |
|
1 year ago
Mar 17, 2023
|
Sell 8.52 K USD
|
Wilk Jason
Chief Executive Officer |
- 1285
|
6.63 USD |
|
1 year ago
Mar 14, 2023
|
Bought 10.4 K USD
|
Beilman Kyle
CFO and Secretary |
+ 1500
|
6.9 USD |
|
1 year ago
Mar 02, 2023
|
Sell 18.9 K USD
|
Beilman Kyle
CFO and Secretary |
- 2357
|
8.0012 USD |
|
1 year ago
Dec 06, 2022
|
Sell 14.9 K USD
|
Beilman Kyle
CFO and Secretary |
- 43822
|
0.341 USD |
|
1 year ago
Dec 06, 2022
|
Sell 1.23 K USD
|
Beilman Kyle
CFO and Secretary |
- 3643
|
0.3377 USD |
7. News
8. Profile Summary
Dave Inc. DAVEW
COUNTRY
US
INDUSTRY
Software - Application
MARKET CAP
$ 914 M
Dividend Yield
0.00%
Description
Dave, Inc. engages in the development of a financial management mobile application to prevent bank overdrafts. It operates Dave, a financial platform that helps customers with banking, financial insights, overdraft protection, building credit, and finding side gigs. The company also provides Dave Banking, a spending account and debit card. Dave, Inc. was founded in 2017 and is based in Los Angeles, California.
Contact
1265 South Cochran Avenue, Los Angeles, CA, 90019
https://dave.com
IPO Date
Jan. 6, 2022
Employees
285
Officers
Ms. Shannon Sullivan
Chief People Officer
Mr. Kyle Beilman
Chief Financial Officer & Secretary
Mr. Grahame Fraser
Head of Product Management
Mr. Ryan Imai
Director & Corporate Controller
Ms. Brittany Radice
Director of Compliance
Mr. Jason Wilk
Co-Founder, Chief Executive Officer, President & Chairman
Gopi Kuchimanchi
Vice President of Technology