image
Currenc Group, Inc. CURR
Financial Services - Financial - Credit Services - NASDAQ - SG
Watchlist
$ 1.69
3.68 %
$ 129 M
Market Cap
-3.07
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Aug, 5, 2025.

The intrinsic value of one CURR stock under the worst case scenario is HIDDEN Compared to the current market price of 1.69 USD, Currenc Group, Inc. is HIDDEN

CURR Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Aug, 5, 2025.

The intrinsic value of one CURR stock under the base case scenario is HIDDEN Compared to the current market price of 1.69 USD, Currenc Group, Inc. is HIDDEN

CURR Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Aug, 5, 2025.

The intrinsic value of one CURR stock under the best case scenario is HIDDEN Compared to the current market price of 1.69 USD, Currenc Group, Inc. is HIDDEN

CURR Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart CURR

image
1M -25%
6M 6%
1Y 1436%
3Y 397%
5Y 5%
All
$3.5$3.5$3.0$3.0$2.5$2.5$2.0$2.0$1.5$1.5$1.0$1.0$0.5$0.5$0.0$0.015 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '2515 Jul15 JulAug '25Aug '25
FINANCIALS
46.4 M REVENUE
-12.81%
Growth Rates
1Year -12.81%
3Years 92.05%
5Years 136.85%
7Years 120.99%
10Years 68.49%
-27.4 M OPERATING INCOME
-311.93%
Growth Rates
1Year -311.93%
3Years -17.52%
5Years -17.86%
7Years -20.68%
10Years -43.30%
-39.5 M NET INCOME
-173.80%
Growth Rates
1Year -173.80%
3Years -44.10%
5Years -13.06%
7Years -25.28%
10Years -50.44%
3.45 M OPERATING CASH FLOW
189.78%
Growth Rates
1Year 189.78%
3Years 40.94%
5Years 19.39%
7Years 16.83%
10Years 29.06%
-565 K INVESTING CASH FLOW
-39.11%
Growth Rates
1Year -39.11%
3Years -47.80%
5Years -1.45%
7Years -30.23%
10Years -8.45%
2.02 M FINANCING CASH FLOW
268.38%
Growth Rates
1Year 268.38%
3Years -10.16%
5Years -13.34%
7Years -3.81%
10Years 15.49%
10.1 M REVENUE
-9.12%
Growth Rates
1Year -12.81%
3Years 92.05%
5Years 136.85%
7Years 120.99%
10Years 68.49%
-4.32 M OPERATING INCOME
50.19%
Growth Rates
1Year -311.93%
3Years -17.52%
5Years -17.86%
7Years -20.68%
10Years -43.30%
-4.49 M NET INCOME
83.78%
Growth Rates
1Year -173.80%
3Years -44.10%
5Years -13.06%
7Years -25.28%
10Years -50.44%
-1.49 M OPERATING CASH FLOW
-9.84%
Growth Rates
1Year 189.78%
3Years 40.94%
5Years 19.39%
7Years 16.83%
10Years 29.06%
-175 K INVESTING CASH FLOW
12.64%
Growth Rates
1Year -39.11%
3Years -47.80%
5Years -1.45%
7Years -30.23%
10Years -8.45%
142 K FINANCING CASH FLOW
187.12%
Growth Rates
1Year 268.38%
3Years -10.16%
5Years -13.34%
7Years -3.81%
10Years 15.49%
Balance Sheet Currenc Group, Inc.
image
Current Assets 91.3 M
Cash & Short-Term Investments 63.8 M
Receivables 20.4 M
Other Current Assets 7.08 M
Non-Current Assets 17.2 M
Long-Term Investments 0
PP&E 1.4 M
Other Non-Current Assets 15.8 M
58.84 %18.78 %6.53 %14.56 %Total Assets$108.5m
Current Liabilities 149 M
Accounts Payable 13.7 K
Short-Term Debt 22.3 M
Other Current Liabilities 127 M
Non-Current Liabilities 1.08 M
Long-Term Debt 157 K
Other Non-Current Liabilities 922 K
14.86 %84.41 %Total Liabilities$150.2m
EFFICIENCY
Earnings Waterfall Currenc Group, Inc.
image
Revenue 46.4 M
Cost Of Revenue 31.8 M
Gross Profit 14.6 M
Operating Expenses 42 M
Operating Income -27.4 M
Other Expenses 12.1 M
Net Income -39.5 M
50m50m40m40m30m30m20m20m10m10m00(10m)(10m)(20m)(20m)(30m)(30m)(40m)(40m)46m(32m)15m(42m)(27m)(12m)(39m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
31.42% GROSS MARGIN
31.42%
Averages
1Year 31.42%
3Years 44.07%
5Years 49.32%
7Years 51.66%
10Years 31.55%
-58.96% OPERATING MARGIN
-58.96%
Averages
1Year -58.96%
3Years -148.20%
5Years -268.90%
7Years -652.93%
10Years -1414.24%
-85.01% NET MARGIN
-85.01%
Averages
1Year -85.01%
3Years -81.52%
5Years -328.91%
7Years -1060.32%
10Years -1775.34%
59.82% ROE
59.82%
Averages
1Year 59.82%
3Years 58.12%
5Years -7.07%
7Years -2.66%
10Years 18.13%
-36.39% ROA
-36.39%
Averages
1Year -36.39%
3Years -46.88%
5Years -46.17%
7Years -87.68%
10Years -123.65%
151.47% ROIC
151.47%
Averages
1Year 151.47%
3Years 99.18%
5Years 36.14%
7Years 41.86%
10Years 126.26%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Currenc Group, Inc.
image
4m4m2m2m00(2m)(2m)(4m)(4m)(6m)(6m)(8m)(8m)(10m)(10m)(12m)(12m)(14m)(14m)(16m)(16m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income -39.5 M
Depreciation & Amortization 2.9 M
Capital Expenditures -577 K
Stock-Based Compensation 20.9 M
Change in Working Capital 18.7 M
Others 487 K
Free Cash Flow 2.87 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Currenc Group, Inc.
image
Wall Street analysts predict an average 1-year price target for CURR of $3.5 , with forecasts ranging from a low of $3.5 to a high of $3.5 .
CURR Lowest Price Target Wall Street Target
3.5 USD 107.10%
CURR Average Price Target Wall Street Target
3.5 USD 107.10%
CURR Highest Price Target Wall Street Target
3.5 USD 107.10%
Price
Max Price Target
Min Price Target
Average Price Target
121210108866442200Sep '24Sep '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
5. COMPETITION
6. Ownership
Insider Ownership Currenc Group, Inc.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Currenc Group Inc. Announces Second Quarter and First Half 2025 Financial Results SINGAPORE, Aug. 04, 2025 (GLOBE NEWSWIRE) -- Currenc Group Inc. (Nasdaq: CURR) (“Currenc” or the “Company”), a fintech pioneer empowering financial institutions worldwide with artificial intelligence (AI) solutions, today announced its financial results for the second quarter and six months ended June 30, 2025. globenewswire.com - 4 days ago
Currenc Group Inc. Initiates Investigation into Suspected Illegal Short Selling Amid Global Expansion SINGAPORE, July 31, 2025 (GLOBE NEWSWIRE) -- Currenc Group Inc. (Nasdaq: CURR) (“Currenc” or the “Company”), a fintech pioneer empowering financial institutions worldwide with artificial intelligence (AI) solutions, today announced that it has retained Shareholder Intelligence Services, LLC (“ShareIntel”) to assist the Company in monitoring and investigating potential naked short selling of its shares. This is part of Currenc's broader initiative to protect shareholder value as the Company executes its growth strategy and scales its operations globally. globenewswire.com - 1 week ago
CURRENC and Galaxy Payroll Group Partner to Develop AI-Powered HR Solutions New Scenarios Expand CURRENC's “AI Staff for Hire” Applications for Global Financial Industry New Scenarios Expand CURRENC's “AI Staff for Hire” Applications for Global Financial Industry globenewswire.com - 1 month ago
Currenc Group Inc. Announces First Quarter 2025 Financial Results SINGAPORE, May 20, 2025 (GLOBE NEWSWIRE) -- Currenc Group Inc. (Nasdaq: CURR) (“Currenc” or the “Company”), a fintech pioneer empowering financial institutions worldwide with artificial intelligence (AI) solutions, today announced its financial results for the first quarter ended March 31, 2025. globenewswire.com - 2 months ago
CURRENC Group Inc. Appoints Wan Lung Eng as Chief Financial Officer SINGAPORE, April 15, 2025 (GLOBE NEWSWIRE) -- CURRENC Group Inc. (Nasdaq: CURR) (“CURRENC” or the “Company”), a fintech pioneer empowering financial institutions worldwide with artificial intelligence (AI) solutions, today announced that Mr. Wan Lung Eng will join the Company as Chief Financial Officer, effective April 16, 2025. globenewswire.com - 3 months ago
CURRENC Group Inc. Regains Full Compliance with Nasdaq's Continued Listing Rule SINGAPORE, April 10, 2025 (GLOBE NEWSWIRE) -- CURRENC Group Inc. (Nasdaq: CURR) (“CURRENC” or the “Company”), a fintech pioneer empowering financial institutions worldwide with artificial intelligence (AI) solutions, today announced that on April 9, 2025, it received written notice from Nasdaq stating that the Listing Qualifications Staff of the Nasdaq Stock Market LLC (“Nasdaq”) has determined that for at least the last ten consecutive business days, the Company's ordinary shares have maintained a minimum market value of publicly held shares (“MVPHS”) of $5,000,000 or greater, satisfying The Nasdaq Global Market's continued listing requirement set forth in Listing Rule 5450(b)(1)(C) (the “Rule”). Accordingly, the Company has regained compliance with the Rule, and this matter is now closed by Nasdaq. globenewswire.com - 3 months ago
CURRENC Empowers Coin Cove with AI-Powered Electronic Banking Services Platform Pioneering Turnkey Solution Set to Transform Electronic Banking Experience Pioneering Turnkey Solution Set to Transform Electronic Banking Experience globenewswire.com - 4 months ago
CURRENC's SEAMLESS AI Lab Unveils “AI Staff for Hire” Platform SINGAPORE, March 27, 2025 (GLOBE NEWSWIRE) -- CURRENC Group Inc. (Nasdaq: CURR) (“CURRENC” or the “Company”), a fintech pioneer empowering financial institutions worldwide with artificial intelligence (AI) solutions, today announced the launch of “AI Staff for Hire,” an AI solution developed by the Company's SEAMLESS AI Lab, offering pre-built, AI-powered Agents tailored to specific business scenarios. With AI-driven automation poised to reshape industries globally, this innovative product positions CURRENC at the forefront of a rapidly expanding market for AI-powered workforce solutions. globenewswire.com - 4 months ago
CURRENC to Develop 500MW Hyperscale AI Data Center in Malaysia Groundbreaking Infrastructure Project Propelling Global Financial Institutions' AI Innovation Groundbreaking Infrastructure Project Propelling Global Financial Institutions' AI Innovation globenewswire.com - 4 months ago
CURRENC Group and ARC Group Jointly Launch $100 Million AI-Focused Infrastructure & Investment Fund Accelerating AI Data Center, Green Energy, and Computing Power Development with Initial Investment Venture Accelerating AI Data Center, Green Energy, and Computing Power Development with Initial Investment Venture globenewswire.com - 4 months ago
CURRENC Group and ARC Group Jointly Launch $100 Million AI-Focused Infrastructure & Investment Fund Accelerating AI Data Center, Green Energy, and Computing Power Development with Initial Investment Venture Accelerating AI Data Center, Green Energy, and Computing Power Development with Initial Investment Venture globenewswire.com - 4 months ago
CURRENC to Develop 500MW Hyperscale AI Data Center in Malaysia Groundbreaking Infrastructure Project Propelling Global Financial Institutions' AI Innovation Groundbreaking Infrastructure Project Propelling Global Financial Institutions' AI Innovation globenewswire.com - 4 months ago
8. Profile Summary

Currenc Group, Inc. CURR

image
COUNTRY SG
INDUSTRY Financial - Credit Services
MARKET CAP $ 129 M
Dividend Yield 0.00%
Description Currenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore.
Contact 410 North Bridge Road SPACES City Hall, Singapore, 188726 https://investors.currencgroup.com/overview/default.aspx
IPO Date Sept. 3, 2024
Employees 2
Officers Mr. Michael Redard CFO, CPA Chief Financial Officer & Sec. Ms. Nancy Duitch Chief Executive Officer & Director Mr. Joel M. Bennett Chief Financial Officer, Chief Accounting Officer, Sec. & Treasurer Ms. Patricia Hess Chief Operating Officer Mr. Bhaumik Patel Director of New Technologies Dr. Rahul Dixit M.D. Chief Medical Officer & Member of Medical Advisory Board Mr. Robert Davidson Chief Executive Officer, Founder and Pres & Chairman Mr. Mark Udell CPA, CPA Chief Financial Officer & Treasurer