image
Financial Services - Banks - Regional - NASDAQ - US
$ 11.85
0.127 %
$ 49.5 M
Market Cap
22.39
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one CLST stock under the worst case scenario is HIDDEN Compared to the current market price of 11.8 USD, Catalyst Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one CLST stock under the base case scenario is HIDDEN Compared to the current market price of 11.8 USD, Catalyst Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one CLST stock under the best case scenario is HIDDEN Compared to the current market price of 11.8 USD, Catalyst Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CLST

image
$12.0$12.0$11.9$11.9$11.8$11.8$11.7$11.7$11.6$11.6$11.5$11.5$11.4$11.4$11.3$11.3$11.2$11.2$11.1$11.1$11.0$11.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
9.88 M REVENUE
6.62%
-2.83 M OPERATING INCOME
-179.28%
-3.09 M NET INCOME
-587.26%
3.17 M OPERATING CASH FLOW
57.97%
17.8 M INVESTING CASH FLOW
6773.03%
4.3 M FINANCING CASH FLOW
13.09%
3.84 M REVENUE
36.63%
720 K OPERATING INCOME
-26.75%
586 K NET INCOME
-6.39%
427 K OPERATING CASH FLOW
-32.86%
1.54 M INVESTING CASH FLOW
41.88%
-5.94 M FINANCING CASH FLOW
-86.97%
Balance Sheet Catalyst Bancorp, Inc.
image
Current Assets 45.1 M
Cash & Short-Term Investments 44.3 M
Receivables 851 K
Other Current Assets 0
Non-Current Assets 6.08 M
Long-Term Investments 0
PP&E 6.08 M
Other Non-Current Assets 0
86.46 %11.88 %Total Assets$51.2m
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 196 M
Long-Term Debt 9.56 M
Other Non-Current Liabilities 187 M
4.86 %95.14 %Total Liabilities$196.5m
EFFICIENCY
Earnings Waterfall Catalyst Bancorp, Inc.
image
Revenue 9.88 M
Cost Of Revenue 0
Gross Profit 5.17 M
Operating Expenses 8 M
Operating Income -2.83 M
Other Expenses 260 K
Net Income -3.09 M
10m10m8m8m6m6m4m4m2m2m00(2m)(2m)(4m)(4m)10m05m(8m)(3m)(260k)(3m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
52.39% GROSS MARGIN
52.39%
-28.65% OPERATING MARGIN
-28.65%
-31.28% NET MARGIN
-31.28%
-3.85% ROE
-3.85%
-1.12% ROA
-1.12%
-4.28% ROIC
-4.28%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Catalyst Bancorp, Inc.
image
3m3m3m3m2m2m2m2m1m1m500k500k00(500k)(500k)(1m)(1m)202020202021202120222022202320232024202420252025
Net Income -3.09 M
Depreciation & Amortization 412 K
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 68 K
Others 6.39 M
Free Cash Flow 2.74 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Catalyst Bancorp, Inc.
image
CLST has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
5. COMPETITION
6. Ownership
Insider Ownership Catalyst Bancorp, Inc.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
195 K USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Catalyst Bancorp, Inc. Announces 2025 First Quarter Results OPELOUSAS, La. , April 24, 2025 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported net income of $586,000 for the first quarter of 2025, compared to net income of $626,000 for the fourth quarter of 2024. prnewswire.com - 1 month ago
Catalyst Bancorp, Inc. Announces 2024 Fourth Quarter Results OPELOUSAS, La. , Jan. 23, 2025 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported net income of $626,000 for the fourth quarter of 2024, up $179,000, or 40%, compared to net income of $447,000 for the third quarter of 2024. prnewswire.com - 4 months ago
Catalyst Bancorp, Inc. Announces New Share Repurchase Plan OPELOUSAS, La. , Nov. 25, 2024 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), announced today that the Board of Directors approved the Company's fifth share repurchase plan. prnewswire.com - 6 months ago
Catalyst Bancorp, Inc. Announces 2024 Third Quarter Results OPELOUSAS, La. , Oct. 24, 2024 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported net income of $447,000 for the third quarter of 2024, down $80,000 compared to net income of $527,000 for the second quarter of 2024. prnewswire.com - 7 months ago
Catalyst Bancorp, Inc. Announces 2024 Second Quarter Results OPELOUSAS, La. , July 31, 2024 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported net income of $527,000 for the second quarter of 2024, compared to a net loss of $4.7 million for the first quarter of 2024. prnewswire.com - 10 months ago
Catalyst Bancorp, Inc. Announces 2024 First Quarter Results and Approval of New Share Repurchase Plan OPELOUSAS, La. , May 2, 2024 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported a net loss of $4.7 million for the first quarter of 2024, which includes a $5.5 million loss on the sale of investment securities and $560,000 of data conversion and other expenses associated with the Bank's upgrade to a new core processing system. prnewswire.com - 1 year ago
Catalyst Bancorp, Inc. Announces 2023 Fourth Quarter Results OPELOUSAS, La. , Jan. 25, 2024 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: CLST) (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported net income of $320,000 for the fourth quarter of 2023 which included a net pre-tax benefit of $371,000 due to a Bank Enterprise Award ("BEA") Program grant from the Community Development Financial Institution ("CDFI") Fund and a $92,000 loss on the sale of investment securities. prnewswire.com - 1 year ago
Catalyst Bancorp, Inc. Announces 2023 Third Quarter Results OPELOUSAS, La. , Oct. 26, 2023 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported financial results for the third quarter of 2023. prnewswire.com - 1 year ago
Catalyst Bancorp, Inc. Announces 2023 Second Quarter Results OPELOUSAS, La. , July 27, 2023 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported financial results for the second quarter of 2023. prnewswire.com - 1 year ago
8. Profile Summary

Catalyst Bancorp, Inc. CLST

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 49.5 M
Dividend Yield 0.04%
Description Catalyst Bancorp, Inc. operates as a holding company for St. Landry Homestead Federal Savings Bank that provides banking products and services in the Acadiana region of south-central Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers one- to four-family residential mortgage, commercial real estate loans and multi-family residential, construction and land, commercial and industrial, and consumer loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. It operates through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company was founded in 1922 and is headquartered in Opelousas, Louisiana.
Contact 235 North Court Street, Opelousas, LA, 70570 https://www.stlandryhomestead.com
IPO Date Oct. 13, 2021
Employees 49
Officers Mr. Ted D. Bellard Independent Director & Secretary Ms. Amanda B. Quebedeaux Senior Vice President & Chief Operating Officer of Catalyst Bank Ms. Leslie J. Olinger Credit Manager Mr. Jacques L. J. Bourque CPA, M.B.A. Chief Financial Officer Ms. Jutta A. Codori Senior Administrative Officer Mr. Joseph B. Zanco CPA, CIA President, Chief Executive Officer & Director Mr. Don P. Ledet Senior Vice President & Chief Risk Officer of Catalyst Bank