Financial Services -
Banks - Regional - NASDAQ - US
$ 16.0
1.07 %
$ 1.68 B
Market Cap
106.67
P/E
INCOME STATEMENT
EFFICIENCY
Earnings Waterfall
Columbia Financial, Inc.
| Revenue | 233 M |
| Cost Of Revenue | -188 M |
| Gross Profit | 422 M |
| Operating Expenses | 233 M |
| Operating Income | 55.6 M |
| Other Expenses | 19.5 M |
| Net Income | 36.1 M |
Income Statement
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Sep-2017 | Sep-2016 | |
|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||
| Revenue | 233.3 | 297.2 | 272.0 | 252.8 | 204.0 | 185.7 | 157.0 | 143.9 |
| GROSS PROFIT | ||||||||
| Cost Of Revenue | (188.4) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit | 421.7 | 297.2 | 272.0 | 252.8 | 204.0 | 185.7 | 157.0 | 143.9 |
| OPERATING INCOME | ||||||||
| Operating Expenses | 233.3 | 11.0 | (145.8) | (176.6) | (132.9) | 78.5 | 71.0 | 65.6 |
| Selling, General and Administrative Expenses | 132.3 | 122.4 | 104.3 | 108.6 | 92.1 | 78.5 | 71.0 | 65.6 |
| Research and Development Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 55.6 | 146.4 | 126.2 | 76.3 | 71.1 | 94.7 | 91.2 | 93.5 |
| PRE-TAX INCOME | ||||||||
| Interest Income Expense | 189.1 | 42.9 | 36.6 | 73.7 | 88.1 | 61.1 | 44.1 | 43.8 |
| Total Other Income | (9.5) | (5.4) | (6.0) | (5.0) | (3.6) | (36.7) | 0 | (2.7) |
| Pre-Tax Income | 46.1 | 116.9 | 126.2 | 76.3 | 71.1 | 33.7 | 47.1 | 49.8 |
| NET INCOME | ||||||||
| Tax Provision | 10.0 | 30.7 | 34.1 | 18.7 | 16.4 | 10.9 | 16.0 | 16.8 |
| Net Income | 36.1 | 86.2 | 92.0 | 57.6 | 54.7 | 22.7 | 31.1 | 33.0 |
| EPS | 0.35 | 0.82 | 0.88 | 0.52 | 0.49 | 0.2 | 0.27 | 0.28 |