CASS - Intrinsic Value and Financial Analysis - Cass Information Systems, Inc.

Cass Information Systems, Inc. CASS

Industrials - Specialty Business Services - NASDAQ - US

Watchlist

$ 44.5

-0.157 %

$ 604 M

Market Cap

26.49

P/E

BALANCE SHEET

2.48 B ASSETS

Growth Rates

1Year -3.67%

3Years 4.00%

5Years 7.89%

7Years 7.39%

10Years 6.45%

2.25 B LIABILITIES

Growth Rates

1Year -4.98%

3Years 39.11%

5Years 8.94%

7Years 8.18%

10Years 7.07%

230 M EQUITY

Growth Rates

1Year 11.38%

3Years -4.17%

5Years -0.00%

7Years 1.43%

10Years 1.90%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Cass Information Systems, Inc.

2.48 B ASSETS
2.25 B LIABILITIES

Current Assets	483 M
Cash & Short-Term Investments	372 M
Receivables	111 M
Other Current Assets	0
Non-Current Assets	795 M
Long-Term Investments	627 M
PP&E	38.2 M
Other Non-Current Assets	130 M

Current Liabilities	1.07 B
Accounts Payable	1.07 B
Short-Term Debt	0
Other Current Liabilities	0
Non-Current Liabilities	1.18 B
Long-Term Debt	7.15 M
Other Non-Current Liabilities	1.18 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998	Dec-1997	Dec-1996	Dec-1995
ASSETS
Cash & Cash Equivalents	20.9	200.9	12.3	424.8	190.5	194.3	169.5	148.7	185.4	212.3	171.6	127.4	136.1	79.6	39.2	10.0	26.7	27.0	29.6	23.1	17.8	24.3	31.9	115.9	124.2	179.4	99.1	67.2	90.3
Short Term Investments	351.6	934.4	1 176.1	357.7	422.7	441.5	470.5	390.6	375.7	356.1	317.8	341.9	99.8	59.4	40.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Receivables	110.7	95.8	5.0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2.5	2.6	3.5	2.8	2.8	3.1	3.4	3.8
Inventory	0	296.7	514.9	(209.2)	(558.1)	1	(1 011.9)	1	(1 237.3)	(1 252.7)	1	(1 175.7)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	587.5	582.9	0	0	0	0	0	0	0	0	63.5	61.4	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Current Assets	483.1	1 051.2	1 188.4	782.5	613.2	635.9	76.1	129.9	76.8	93.4	64.9	32.5	112.4	71.6	45.9	10.0	26.7	27.0	29.6	23.1	17.8	26.8	34.5	119.5	127.0	182.2	102.2	70.6	94.1
PP&E	38.2	20.0	18.1	18.1	20.5	22.0	21.6	21.1	19.6	16.9	13.2	10.7	9.6	9.6	10.5	11.6	12.8	12.9	12.0	12.2	13.5	15.4	16.8	13.9	9.2	9.2	10.0	8.1	8.3
Intangible Assets	3.3	4.1	2.6	3.4	4.3	1.6	2.0	2.0	2.4	2.8	3.2	3.8	0.2	0.3	0.4	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Goodwill	17.3	17.3	14.3	14.3	14.3	12.6	12.6	11.6	11.6	11.6	11.6	11.6	7.5	7.5	7.5	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	627.1	754.5	1 176.1	357.7	422.7	441.5	470.5	390.6	375.7	356.1	317.8	341.9	310.6	264.6	224.6	193.9	171.7	102.7	94.9	77.1	69.1	69.4	92.3	69.3	83.0	84.0	126.3	159.7	147.9
Other Long Term Assets	(686.0)	(2 393.1)	(2 554.9)	(2 203.2)	(1 764.2)	(1 695.2)	(2 073.7)	(1 895.4)	(375.7)	(356.1)	(317.8)	(341.9)	(310.6)	(264.6)	(224.6)	(213.6)	(192.8)	(124.3)	(112.2)	(99.1)	(87.8)	(84.7)	(109.1)	(83.2)	(92.2)	(93.2)	(136.3)	(167.8)	(156.2)
Other Assets	1 200.1	546.0	155.5	1 027.2	689.3	581.6	1 491.0	1 340.3	1 345.1	1 376.1	1 233.0	1 228.8	1 189.7	1 099.0	948.8	661.6	683.5	707.2	677.0	594.3	534.2	460.7	457.2	374.2	281.6	228.5	199.8	199.9	177.8
Total Assets	2 478.6	2 573.0	2 554.9	2 203.2	1 764.2	1 695.2	1 603.2	1 504.8	1 455.5	1 500.7	1 326.0	1 287.4	1 319.3	1 188.0	1 013.0	885.2	903.0	858.5	818.7	716.5	639.7	572.2	600.9	576.9	500.8	503.9	438.3	438.3	428.1
LIABILITIES
Accounts Payable	1 071.4	1 067.6	1 050.4	835.4	684.3	694.4	715.9	642.3	577.3	655.4	544.0	522.8	595.2	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Debt	0	0	0	0	18.0	0	0	0	0	0	0	0	0	9 K	26 K	0	0	0.2	0.2	0.1	0.1	37.4	0.2	0	0.2	0.3	0.4	2.5	0
Other Current Liabilities	(1 071.4)	(1 067.6)	(1 050.4)	(835.4)	(702.3)	0	(54.0)	0	0	0	0	(522.8)	(595.2)	9 K	26 K	0	0	0	0	0	(0.1)	(37.4)	(0.2)	0	(0.2)	(0.3)	(0.4)	(2.5)	0
Total Current Liabilities	1 071.4	1 067.6	1 050.4	835.4	702.3	694.4	661.9	642.3	577.3	655.4	544.0	522.8	595.2	516.1	430.3	0	0	0.2	0.2	0.1	0.1	37.4	0.2	0	0.2	0.3	0.4	2.5	0
Long Term Debt	7.2	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3.0	3.7	3.7	3.7	3.7	0	0	0	0	0	0	0	0	0
Deferred Tax Income	0	8.2	0	4.4	4.9	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	(7.2)	0	0	0	0	83.8	716.2	69.0	670.9	644.9	591.6	0	0	0	0	(3.0)	(3.7)	(3.7)	(3.7)	(3.7)	0	0	0	0	0	0	0	0	0
Total Liabilities	2 248.8	2 366.7	1 050.4	835.4	702.3	1 465.3	1 378.1	1 296.8	1 248.1	1 300.3	1 135.6	1 113.4	1 158.8	1 045.9	883.4	779.0	803.6	774.5	743.4	646.9	574.9	511.2	545.4	523.1	444.2	446.5	385.6	390.5	384.8
EQUITY
Common Stock	7.8	7.8	7.8	7.8	7.8	7.8	6.5	6.0	6.0	6.0	6.0	6.0	5.4	5.0	5.0	5.0	5.0	4.6	3.2	2.2	2.1	2.1	2.0	2.0	2.0	0	0	0	0
Retained Earnings	145.8	131.7	112.2	99.1	90.3	75.2	59.3	118.4	104.0	90.6	75.9	61.0	89.9	107.3	92.4	81.2	66.7	81.5	71.5	64.7	69.7	64.6	63.6	59.2	54.8	51.5	46.9	42.4	38.2
Other Accumulative Comprehensive Income/Loss	(47.5)	(59.3)	0.5	15 K	(13.9)	(18.9)	(13.3)	(14.5)	(6.7)	(9.6)	(5.6)	(6.1)	(2.8)	(3.2)	(0.2)	(7.4)	(1.9)	(3.0)	(0.6)	0.4	1.0	1.2	0.5	65 K	(0.6)	0	0.4	100 K	0
Total Equity	229.8	14.9	(269.1)	(403.2)	64.9	(1.1)	(3.0)	(58.7)	207.4	200.4	190.4	174.0	160.5	142.1	129.6	106.2	99.5	83.9	75.3	69.6	64.8	61.0	55.5	53.8	56.6	57.4	52.7	47.8	43.3
Total Liabilities and Equity	2 478.6	2 573.0	2 554.9	2 203.2	1 764.2	1 695.2	1 603.2	1 504.8	1 455.5	1 500.7	1 326.0	1 287.4	1 319.3	1 188.0	1 013.0	885.2	903.0	858.5	818.7	716.5	639.7	572.2	600.9	576.9	500.8	503.9	438.3	438.3	428.1
SHARES OUTSTANDING
Common Shares Outstanding	13.8	13.6	14.1	14.4	14.4	14.7	14.7	14.7	15.0	15.2	15.1	15.0	15.0	14.9	14.6	14.6	14.6	14.6	14.5	18.0	14.5	14.6	14.7	15.9	17.3	17.6	17.6	17.8	17.5

Balance Sheet

Premium Plan

Unlimited Plan