ATLC - Intrinsic Value and Financial Analysis - Atlanticus Holdings Corporation

Atlanticus Holdings Corporation ATLC

Financial Services - Financial - Credit Services - NASDAQ - US

Watchlist

$ 48.58

-1.26 %

$ 716 M

Market Cap

11.07

P/E

BALANCE SHEET

2.71 B ASSETS

Growth Rates

1Year 13.34%

3Years 30.88%

5Years 35.96%

7Years 33.19%

10Years 22.62%

2.17 B LIABILITIES

Growth Rates

1Year 7.47%

3Years 25.85%

5Years 29.16%

7Years 29.38%

10Years 20.00%

435 M EQUITY

Growth Rates

1Year 18.63%

3Years 54.75%

5Years 85.47%

7Years 85.34%

10Years 80.81%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Atlanticus Holdings Corporation

2.71 B ASSETS
2.17 B LIABILITIES

Current Assets	2.66 B
Cash & Short-Term Investments	384 M
Receivables	2.27 B
Other Current Assets	0
Non-Current Assets	22.8 M
Long-Term Investments	0
PP&E	22.8 M
Other Non-Current Assets	0

Current Liabilities	147 M
Accounts Payable	61.6 M
Short-Term Debt	0
Other Current Liabilities	85.8 M
Non-Current Liabilities	224 M
Long-Term Debt	2.03 B
Other Non-Current Liabilities	-1.8 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998
ASSETS
Cash & Cash Equivalents	383.7	385.0	409.7	178.1	135.5	61.1	41.7	76.6	51.9	41.5	52.8	84.3	144.9	105.0	185.0	94.4	108.4	110.4	240.7	68.2	110.6	120.4	55.7	69.0	21.8	12.3
Short Term Investments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Receivables	2 272.2	3 721.7	0	0	0	424.5	305.1	239.4	141.9	105.9	97.2	60.0	64.7	50.8	70.9	340.7	56.9	801.7	22.4	19.1	552.9	291.4	424.7	350.2	175.4	67.2
Inventory	0	433.2	(2 343.1)	(1 621.0)	(1 365.8)	141.8	70.4	92.1	70.8	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	0	0	0	0	0	0	0	0	0	0	14.6	17.6	16.6	32.6	52.6	0	0	0	0	0	0	0	0	0	0
Total Current Assets	2 655.8	4 106.7	409.7	178.1	135.5	485.6	346.6	315.5	193.0	145.8	148.1	127.9	209.6	155.8	261.6	435.2	165.3	912.1	1 027.6	605.0	663.5	411.9	480.5	419.1	197.2	79.5
PP&E	22.8	21.8	11.4	11.4	16.8	3.6	3.2	3.9	10.4	21.2	37.8	7.2	8.1	15.9	32.3	48.3	84.5	64.0	48.4	31.6	24.3	29.3	34.5	14.3	6.1	1.7
Intangible Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	2.4	2.8	4.5	0	0	0	0	0	0	0	0	0	0
Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	43.4	59.1	0	0	0	0	0	0	0	0	0	0
Long Term Investments	0	0	0	1.4	2.0	2.5	4.2	6.7	10.1	15.8	35.1	37.8	93.2	102.5	82.3	105.4	90.7	288.1	69.3	58.3	21.6	34.4	0	0	0	0
Other Long Term Assets	(22.8)	(2 397.8)	(1 943.9)	(12.8)	(18.8)	(6.1)	(7.5)	(10.6)	(20.5)	(37.0)	(72.9)	(44.9)	(101.3)	(118.4)	(52.7)	(217.4)	(280.6)	(484.6)	(262.3)	(201.0)	(45.9)	(63.7)	(34.5)	(14.3)	(6.1)	(1.7)
Other Assets	27.9	(1 730.7)	1 522.9	1 016.3	782.0	90.9	71.6	37.9	67.3	85.5	131.2	207.6	337.0	722.8	379.1	874.8	1 428.3	717.1	531.3	197.6	51.9	43.4	21.4	37.1	20.6	6.4
Total Assets	2 706.4	2 387.8	1 943.9	1 207.2	936.3	582.6	425.6	364.0	280.7	268.4	352.2	380.4	647.9	880.9	748.8	1 527.4	1 874.2	2 113.9	1 821.2	1 003.5	761.4	518.9	536.5	470.5	223.9	87.6
LIABILITIES
Accounts Payable	61.6	44.3	42.3	41.7	41.6	105.8	115.7	86.8	51.7	40.0	48.6	38.6	47.1	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Debt	0	1 673.4	0	0	0	0	275.5	0	131.0	135.3	0	166.9	288.7	467.4	164.4	0	0	0	0	0	0	0	0	0	0	0
Other Current Liabilities	0	(60.5)	1 212.1	(67.7)	643.5	(106.0)	(400.3)	(102.5)	(205.0)	(196.2)	(103.9)	(28.9)	(395.2)	(646.7)	(411.5)	(23.5)	0	0	0	0	0	0	0	0	0	0
Total Current Liabilities	147.5	1 762.2	42.3	41.7	41.6	105.8	247.7	186.0	153.3	156.2	206.5	237.0	379.9	646.7	411.5	413.3	0	0	0	0	0	0	0	0	0	0
Long Term Debt	2 026.3	1 816.1	1 426.7	923.7	799.5	408.8	336.9	254.2	195.8	200.0	247.2	262.2	465.1	229.8	307.6	499.8	785.6	908.7	715.2	83.6	0	0	16.5	0	0	0
Deferred Tax Income	0	18.4	75 K	3.4	12.0	(106.0)	(461.7)	(356.8)	0	0	0	0	(1.0)	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	(1 802.4)	(1 655.6)	0	0	0	(197.0)	(122.8)	(82.0)	(79.2)	(95.3)	(102.6)	(138.0)	(465.1)	(231.3)	(309.4)	(499.8)	(785.6)	(908.7)	(715.2)	(83.6)	0	0	(16.5)	0	0	0
Total Liabilities	2 173.8	2 022.8	1 616.4	1 090.7	895.9	604.7	461.7	358.2	269.8	260.9	351.1	361.2	571.6	819.1	541.1	836.7	1 048.9	1 189.4	1 008.5	265.3	134.8	71.0	90.0	66.3	47.5	33.1
EQUITY
Common Stock	0	0	0	0	0	3.6	0	205.9	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Retained Earnings	307.3	204.4	60.2	(117.7)	(211.8)	(238.8)	(246.6)	(205.9)	(199.5)	(201.2)	(208.4)	(190.7)	(28.3)	(151.6)	(87.7)	505.7	606.4	661.4	553.9	382.6	286.3	168.8	167.1	164.4	83.6	24.6
Other Accumulative Comprehensive Income/Loss	0	0	0	0	89.4	3.6	(2.2)	0	(0.6)	(1.8)	(0.7)	(1.2)	(2.3)	(5.6)	(3.3)	(31.4)	1.6	25.6	20.2	24.7	(0.6)	(1.5)	(0.5)	0	0	0
Total Equity	532.7	365.0	327.5	116.5	40.3	(22.1)	(36.1)	5.8	11.0	7.4	1.2	19.2	76.3	61.8	207.7	690.7	825.3	924.5	812.7	738.2	626.6	447.9	446.5	404.2	176.4	54.5
Total Liabilities and Equity	2 706.4	2 387.8	1 943.9	1 207.2	936.3	582.6	425.6	364.0	280.7	268.4	352.2	380.4	647.9	880.9	748.8	1 527.4	1 874.2	2 113.9	1 821.2	1 003.5	761.4	518.9	536.5	470.5	223.9	87.6
SHARES OUTSTANDING
Common Shares Outstanding	14.5	14.6	15.1	14.5	14.5	13.9	13.9	13.9	13.9	13.9	13.8	19.3	25.7	39.8	47.7	46.8	48.7	48.6	49.5	48.9	49.3	42.6	45.4	45.8	36.6	33.2

Balance Sheet

Premium Plan

Unlimited Plan