ABCB - Intrinsic Value and Financial Analysis - Ameris Bancorp

Ameris Bancorp ABCB

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 69.63

0.0144 %

$ 4.81 B

Market Cap

14.57

P/E

BALANCE SHEET

25.3 B ASSETS

Growth Rates

1Year 1.04%

3Years 7.39%

5Years 17.21%

7Years 20.42%

10Years 21.31%

21.9 B LIABILITIES

Growth Rates

1Year 0.14%

3Years 241.51%

5Years 16.99%

7Years 19.62%

10Years 20.64%

3.43 B EQUITY

Growth Rates

1Year 7.17%

3Years 8.99%

5Years 18.67%

7Years 26.91%

10Years 26.89%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Ameris Bancorp

25.3 B ASSETS
21.9 B LIABILITIES

Current Assets	2.42 B
Cash & Short-Term Investments	1.17 B
Receivables	0
Other Current Assets	1.25 B
Non-Current Assets	25.3 B
Long-Term Investments	1.3 B
PP&E	266 M
Other Non-Current Assets	23.7 B

Current Liabilities	9.84 B
Accounts Payable	0
Short-Term Debt	0
Other Current Liabilities	9.84 B
Non-Current Liabilities	12.1 B
Long-Term Debt	640 M
Other Non-Current Liabilities	11.4 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Feb-2008	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998	Dec-1997	Dec-1996	Dec-1995	Dec-1994
ASSETS
Cash & Cash Equivalents	1 167.3	284.6	264.8	203.6	246.5	182.8	139.3	127.2	118.5	78.0	63.0	80.3	65.5	74.3	81.1	166.2	71.8	192.6	145.3	97.7	80.5	123.1	157.5	43.4	80.1	56.5	36.3	40.9	23.6	20.1
Short Term Investments	0	1 500.1	592.6	982.9	1 403.4	1 192.4	810.9	822.7	783.2	541.8	486.2	346.9	9.9	12.2	5.5	0	298.0	267.3	0	0	0	0	0	0	0	0	0	0	0	0
Receivables	0	0	0	0	0	0	0	0	6.3	31.4	65.4	159.7	242.4	177.2	45.8	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	1 252.7	0	0	0	0	0	0	0	3 393.1	2 578.0	2 215.6	1 804.8	2 020.3	2 068.7	1 770.7	1 739.8	1 622.8	1 457.6	1 227.5	900.6	848.9	842.2	967.3	756.3	682.3	640.9	627.2	0	0	0
Total Current Assets	2 420.0	1 784.6	857.4	1 186.5	1 649.9	9 529.1	6 746.3	5 775.7	4 567.7	3 316.0	3 020.3	2 585.3	2 567.1	2 565.3	2 099.9	1 906.0	1 694.6	1 650.3	1 372.7	998.2	929.4	965.3	1 124.8	799.7	762.4	697.4	663.5	40.9	23.6	20.1
PP&E	266.3	220.3	225.4	222.9	233.1	145.4	117.7	121.2	121.6	97.3	103.2	76.0	73.1	66.6	67.6	66.1	59.1	46.6	39.6	27.8	25.5	25.3	26.8	19.7	19.5	19.1	19.1	15.6	6.9	7.2
Intangible Assets	87.9	106.2	125.9	72.0	91.6	58.7	13.5	17.4	17.1	8.2	6.0	3.0	3.2	4.3	4.1	0	0	0	3.5	1.2	0	0	0	0	0	0	0	0	0	0
Goodwill	1 015.6	1 015.6	1 012.6	928.0	931.6	503.4	125.5	125.5	90.1	63.5	35.0	1.0	1.0	1.0	0	0	0	0	18.3	5.1	0	0	0	0	0	0	0	0	0	0
Long Term Investments	1 299.5	1 745.9	720.0	1 011.1	1 470.3	1 206.9	853.1	852.2	792.5	552.1	503.1	353.7	349.8	335.0	252.8	376.5	298.7	290.2	235.1	213.9	190.6	178.3	156.8	162.1	143.5	154.5	123.2	118.1	50.2	46.5
Other Long Term Assets	(2 822.7)	(132.8)	(127.7)	(130.7)	(78.9)	(55.7)	(42.5)	(66.8)	4 997.4	3 717.8	3 457.1	(80.0)	0	0	(0.5)	58.4	59.6	60.5	49.7	28.0	22.5	23.5	25.3	6.8	7.6	8.4	9.3	(133.7)	(57.1)	(53.7)
Other Assets	(2 421.7)	20 180.6	20 916.9	17 018.2	13 866.0	0	0	0	0	0.4	0	0	1 K	0	0	0	0	0	0	0	0	0	0	0	0	0	0	460.4	260.8	219.0
Total Assets	25 312.8	25 053.3	23 858.3	20 438.6	18 242.6	11 443.5	7 856.2	6 892.0	5 588.9	4 037.5	3 667.6	3 019.1	2 994.3	2 972.2	2 424.0	2 407.1	2 112.1	2 047.5	1 697.2	1 268.0	1 168.0	1 192.5	1 176.9	826.2	789.5	724.9	691.9	635.0	341.5	292.8
LIABILITIES
Accounts Payable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Debt	0	0	0	0	0	70.0	0	38.9	24.0	24.0	0	0	0	0	0	0	0	0	0	0	0	0	0	29.1	41.9	2.5	0	5.0	1.6	0
Other Current Liabilities	0	0	0	0	0	(70.0)	0	(38.9)	(24.0)	(24.0)	(24.4)	0	0	0	0	0	0	0	0	0	0	0	0	(29.1)	(41.9)	(2.5)	0	(5.0)	(1.6)	0
Total Current Liabilities	9 836.0	9 173.9	9 259.4	16 629.4	14 634.9	70.0	6 588.0	38.9	24.0	24.0	10.0	0	0	0	0	0	0	0	0	0	6.5	5.4	1 038.0	746.0	713.0	653.0	624.0	5.0	1.6	0
Long Term Debt	639.9	2 004.1	866.2	549.5	1 526.3	241.0	336.1	576.5	84.9	144.2	264.8	42.3	62.3	85.8	44.3	114.3	132.8	117.8	146.7	145.9	133.1	117.3	95.3	55.4	24.3	9.4	15.4	19.2	0	0
Deferred Tax Income	109.1	105.0	162.8	97.4	76.7	20.6	14.1	26.0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	(11 680.1)	19 851.8	0	0	0	(70.0)	0	(38.9)	(84.9)	(144.2)	(264.8)	(42.3)	(62.3)	(85.8)	(44.3)	(114.3)	(132.8)	(117.8)	(146.7)	(145.9)	(133.1)	(117.3)	(95.3)	(55.4)	(24.3)	(9.4)	(15.4)	(19.2)	0	0
Total Liabilities	21 886.1	21 855.9	866.2	549.5	1 526.3	9 987.2	7 051.7	6 245.6	5 074.2	3 671.5	3 350.9	2 740.0	2 700.5	2 698.8	2 229.0	2 167.7	1 920.8	1 868.8	1 548.5	1 147.1	1 054.4	1 050.5	1 038.2	745.5	713.5	653.1	623.7	577.3	307.6	262.3
EQUITY
Common Stock	72.5	72.3	72.0	71.8	71.5	49.0	38.7	36.4	33.6	28.2	26.5	25.2	25.1	25.0	15.1	14.9	14.9	14.8	14.3	13.1	10.8	10.8	10.8	9.1	9.1	0	0	0	0	0
Retained Earnings	1 540.0	1 311.3	1 006.4	671.5	507.9	377.1	273.1	214.5	152.8	118.4	84.0	65.7	54.9	37.0	46.7	93.7	103.1	95.5	80.7	73.8	66.1	59.2	53.6	48.4	42.2	36.3	32.3	24.2	14.9	11.8
Other Accumulative Comprehensive Income/Loss	(35.9)	(46.5)	15.6	33.5	18.0	(4.8)	(1.3)	(1.1)	3.4	6.1	(0.3)	6.6	7.3	6.2	7.2	6.5	1.3	(2.5)	(3.2)	(0.8)	31 K	1.2	0.4	90 K	(2.1)	0.3	0.2	100 K	0	0
Total Equity	3 426.7	3 197.4	2 966.5	2 647.1	2 469.6	1 456.3	804.5	646.4	514.8	366.0	316.7	279.0	293.8	273.4	195.0	239.4	191.2	178.7	148.7	120.9	113.6	142.0	138.6	80.7	76.0	71.8	68.2	57.7	33.9	30.5
Total Liabilities and Equity	25 312.8	25 053.3	23 858.3	20 438.6	18 242.6	11 443.5	7 856.2	6 892.0	5 588.9	4 037.5	3 667.6	3 019.1	2 994.3	2 972.2	2 424.0	2 407.1	2 112.1	2 047.5	1 697.2	1 268.0	1 168.0	1 192.5	1 176.9	826.2	789.5	724.9	691.9	635.0	341.5	292.8
SHARES OUTSTANDING
Common Shares Outstanding	69.0	69.2	69.4	69.3	58.5	43.1	36.8	34.3	31.8	26.0	23.9	23.8	23.4	20.5	13.9	13.9	13.9	13.3	12.3	12.0	12.0	12.2	11.3	10.5	10.8	10.8	10.6	10.6	6.3	5.5

Balance Sheet

Premium Plan

Unlimited Plan