Western Alliance Bancorporation

Western Alliance Bancorporation

WALยทNYSE

$77.75

-0.41%
Financial ServicesBanks - Regional

Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates in Commercial, Consumer Related, and Corporate & Other segments. The company offers deposit products, including checking, savings, and money market accounts, as well as fixed-rate and fixed maturity certificates of deposit accounts; and treasury management and residential mortgage products and services. It also offers commercial and industrial loan products, such as working capital lines of credit, loans to technology companies, inventory and accounts receivable lines, mortgage warehouse lines, equipment loans and leases, and other commercial loans; commercial real estate loans, which are secured by multi-family residential properties, professional offices, industrial facilities, retail centers, hotels, and other commercial properties; construction and land development loans for single family and multi-family residential projects, industrial/warehouse properties, office buildings, retail centers, medical office facilities, and residential lot developments; and consumer loans. In addition, the company provides other financial services, such as internet banking, wire transfers, electronic bill payment and presentment, lock box services, courier, and cash management services. Further, it holds certain investment securities, municipal and non-profit loans, and leases; invests primarily in low-income housing tax credits and small business investment corporations; and holds certain real estate loans and related securities. The company operates 36 branch locations, as well as loan production offices. Western Alliance Bancorporation was founded in 1994 and is headquartered in Phoenix, Arizona.

At a Glance

Live Snapshot
Market Cap$8.49B
EPS8.7900
P/E Ratio8.85
Earnings Date07/16/2026
Western Alliance Bancorporation

Western Alliance Bancorporation Fair Value Envelope

WAL ยท NYSE

Our analysis suggests that WAL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $77.75, this represents a potential HIDDEN relative to our calculated worth for Western Alliance Bancorporation.

Intrinsic Value
Current Price: $77.75

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value-$19.2B
+ Cash & Equivalents$3.6B
Firm Value-$15.6B
- Debt$6.5B
Equity Value-$22.1B
/ Shares Outstanding110,053,667B
DCF Value-$200
OVERVALUED BY 358%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
-$2.7B
-$2.7B
-$2.8B
-$2.8B
-$2.8B
-$2.9B
-$2.9B
-$2.9B
-$3.0B
-$3.0B
Maintenance CapEx
-$23.1M
-$23.4M
-$23.7M
-$23.9M
-$24.2M
-$24.5M
-$24.8M
-$25.1M
-$25.3M
-$25.6M
Owner Earnings
-$2.7B
-$2.8B
-$2.8B
-$2.8B
-$2.9B
-$2.9B
-$2.9B
-$3.0B
-$3.0B
-$3.0B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
-$2.5B
-$2.4B
-$2.2B
-$2.1B
-$1.9B
-$1.8B
-$1.7B
-$1.6B
-$1.5B
-$1.4B
Terminal Value represents 0.0% of Enterprise Value
Negative Owner Earnings
This company generates negative free cash flow. Consider adjusting maintenance CapEx percentage or check the financial data.