UNM - NYSE

Unum Group

UNM·NYSE

$83.51

+0.096%

Financial ServicesInsurance - Life

Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$13.34B

EPS4.2800

P/E Ratio19.51

Earnings Date07/28/2026

64.09B

Assets

3Y+4.0%

5Y-11.0%

10Y+3.0%

52.98B

Total Liabilities

3Y-

5Y-14.0%

10Y-

11.12B

Total Equity

3Y+27.0%

5Y+2.0%

10Y+24.0%

Unum Group Funding & Solvency Profile

UNM · NYSE

Current Assets

Cash & Cash Equivalents158.20M

Net Receivables1.43B

Inventory0.00

Other Current Assets0.00

Total Current Assets2 B

Non-Current Assets

Property, Plant & Equipment503.70M

Goodwill & Intangible Assets353.90M

Long-Term Investments43.52B

Other Non-Current Assets17.42B

Total Non-Current Assets61 B

Total Assets

64.09B

Financial Health Analysis

Debt-to-Equity Ratio

4.76x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

2 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Unum Group Balance Sheet

UNM • NYSE

Unum Group Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	158.2M	162.8M	146M	119.2M	75M	197M	84.1M	94M	77.4M	100.4M	112.9M	102.5M	94.1M	77.3M	116.6M	53.6M	71.6M	49.9M	199.1M	121.3M
Short-Term Investments	0.0	0.0	0.0	0.0	0.0	0.0	48.7B	44B	46.6B	45B	44.2B	46B	43.3B	46.4B	1.4B	1.2B	865.5M	1.2B	1.5B	648.4M
Cash & Short-Term Investments	158.2M	162.8M	146M	119.2M	75M	197M	48.8B	44.1B	46.7B	45.1B	44.3B	46.1B	43.4B	46.5B	1.5B	1.2B	937.1M	1.2B	1.7B	769.7M
Net Receivables	1.4B	1.5B	1.5B	1.5B	1.5B	1.5B	6.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Accounts Receivables	1.4B	1.5B	1.5B	1.5B	1.5B	1.5B	6.4B	6.3B	6.5B	6.5B	6.3B	6.5B	6.5B	6.5B	6.5B	1.7B	1.7B	1.8B	1.9B	5.5B
Other Receivables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.1B
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-47.5B	-58B	-55.7B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	0.0	0.0	0.0	0.0	0.0	0.0	-55.2B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	1.6B	1.6B	1.7B	1.6B	1.6B	1.7B	0.0	7.3B	477.8M	377.9M	288.1M	326.2M	164M	433.5M	473.9M	666.7M	400M	254.9M	361.5M	143.8M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	503.7M	532.7M	521.1M	489.4M	511.8M	580.9M	534.1M	546.9M	504.8M	500.6M	523.9M	531.7M	511.9M	501.6M	493.3M	476.8M	443.5M	409.4M	393.7M	370.1M
Goodwill	353.9M	349.1M	349.9M	347.6M	352.2M	353M	351.7M	350.3M	338.6M	335.1M	230.9M	198.7M	200.9M	201.7M	201.2M	201.2M	201.6M	0.0	204.3M	204.1M
Intangible Assets	0.0	0.0	0.0	0.0	0.0	0.0	88.7M	96.7M	27.9M	31.9M	24M	15.2M	19M	23.5M	0.0	0.0	0.0	200.5M	0.0	0.0
Goodwill & Intangible Assets	353.9M	349.1M	349.9M	347.6M	352.2M	353M	440.4M	447M	366.5M	367M	254.9M	213.9M	219.9M	225.2M	201.2M	201.2M	201.6M	200.5M	204.3M	204.1M
Long-Term Investments	43.5B	45.7B	46B	43.7B	52.2B	52.7B	48.7B	44B	46.6B	45B	44.2B	46B	43.3B	46.4B	43.9B	41.2B	38.8B	33.3B	37.1B	35.6B
Tax Assets	654.5M	764.2M	1B	963.7M	1.1B	1.5B	0.0	116.7M	121.5M	210.7M	160.1M	160.1M	68.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	17.4B	13.4B	14.1B	14.4B	15.5B	15.3B	-49.7B	-20M	-47.5B	-45.8B	-44.9B	-46.8B	-44B	-47.1B	-44.6B	-41.9B	-39.4B	-33.9B	-37.7B	-36.2B
Total Non-Current Assets	62.5B	60.7B	61.9B	59.9B	69.6B	70.4B	0.0	45B	121.5M	210.7M	160.1M	160.1M	68.1M	47.1B	44.6B	41.9B	39.4B	33.9B	37.7B	36.2B
Other Assets	0.0	0.0	0.0	0.0	0.0	0.0	67B	9.6B	63.4B	61.4B	60.1B	62B	59.2B	14.7B	15.1B	14.8B	14.7B	15.2B	14.3B	16.5B
Total Assets	64.1B	62.4B	63.6B	61.5B	71.2B	72.2B	67B	61.9B	64B	61.9B	60.6B	62.5B	59.4B	62.2B	60.2B	57.3B	54.5B	49.4B	52.4B	52.8B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	0.0	0.0	256.7M	24M	399.1M	426.6M	421.4M	73.8M	0.0	54.2M	38.2M	135.7M	114.5M	115.5M	148.6M	44.4M
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	256.7M	24M	0.0	426.6M	0.0	73.8M	0.0	54.2M	38.2M	135.7M	114.5M	115.5M	148.6M	44.4M
Short Term Debt	22.4M	292M	19.2M	2M	22.6M	25.4M	399.7M	0.0	199.9M	0.0	352M	151.9M	76.5M	0.0	312.3M	225.1M	0.0	190.5M	175M	0.0
Tax Payables	0.0	226.5M	190M	190.9M	159.1M	0.0	256.7M	24M	2.9M	20.6M	6M	0.0	0.0	54.2M	38.2M	135.7M	114.5M	115.5M	148.6M	44.4M
Deferred Revenue	0.0	384M	380.2M	365.5M	347.5M	349.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	-22.4M	0.0	0.0	0.0	0.0	0.0	-656.4M	-24M	-599M	-426.6M	-773.4M	-225.7M	-76.5M	-47.6M	-348M	-360.8M	-114.5M	-306M	-148.6M	-44.4M
Total Current Liabilities	0.0	676M	399.4M	367.5M	370.1M	374.7M	0.0	-4.5B	199.9M	-4.4B	352.4M	151.9M	300K	6.6M	2.5M	225.1M	0.0	132.2M	175M	0.0
NON-CURRENT LIABILITIES
Long Term Debt	3.8B	3.5B	3.5B	3.4B	3.5B	3.4B	3.3B	3B	2.7B	3B	2.4B	2.6B	2.6B	3.2B	2.6B	2.6B	2.5B	2.3B	2.5B	2.7B
Deferred Revenue (Non-Current)	138M	4.9M	8.8M	3.1M	3.7M	5.6M	0.0	12.5M	-598.9M	50.2B	-768.2M	0.0	-957.6M	-1.6B	-1.2B	-1.4B	44.5B	0.0	-1.5B	42.9B
Deferred Tax Liabilities (Non-Current)	613.8M	425.5M	381.4M	402.9M	1.6B	2B	95.4M	737.4M	199M	130.3M	91.8M	62M	144.3M	269.4M	261.2M	417.2M	273.2M	0.0	251.7M	567.3M
Other Non-Current Liabilities	48.3B	46.7B	49.7B	48.6B	54.3B	55.5B	-3.4B	50.3B	670.5M	50B	448.4M	51.3B	-339.5M	50.6B	-2.6B	-864.2M	-47.1B	-407.1M	-744.5M	-45.6B
Total Non-Current Liabilities	53B	50.7B	53.6B	52.4B	59.4B	60.9B	0.0	53.3B	3.6B	53B	3B	2.2B	2.4B	2.9B	2.4B	2.2B	46B	1.9B	1.8B	45.1B
Other Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	57B	4.5B	50.6B	4.4B	48.6B	51.5B	48.3B	50.7B	49.2B	46B	0.0	41B	42.4B	0.0
Capital Lease Obligations	56.5M	52M	43.4M	0.0	60M	80.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	53B	51.4B	54B	52.8B	59.8B	61.3B	57B	53.3B	54.4B	53B	51.9B	53.9B	50.7B	53.6B	51.6B	48.4B	46B	43B	44.4B	45.1B
SHAREHOLDERS' EQUITY
Treasury Stock	-2B	-938.3M	-39.3M	-3.4B	-3.2B	-3.2B	-3.2B	-2.8B	-2.4B	-2B	-1.6B	-1.2B	-2.3B	-2B	-1.5B	-1.1B	-754.2M	-754.2M	-54.2M	-54.2M
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	370.8M	0.0	0.0	0.0
Common Stock	19.6M	19.5M	19.4M	30.8M	30.7M	30.7M	30.6M	30.5M	30.5M	30.4M	30.3M	30.2M	36.1M	36M	35.9M	36.5M	36.4M	36.3M	36.3M	34.4M
Additional Paid-In Capital	1.6B	1.5B	1.5B	2.4B	2.4B	2.4B	2.3B	2.3B	2.3B	2.3B	2.2B	2.2B	2.6B	2.6B	2.6B	2.6B	2.6B	2.5B	2.5B	2.2B
Retained Earnings	13.3B	12.9B	11.4B	13.1B	11.9B	11.3B	10.7B	9.9B	9.5B	8.7B	8B	7.3B	8.1B	7.4B	7B	7.1B	6.3B	5.5B	5.1B	4.9B
Accumulated Other Comprehensive Income/Loss	-1.8B	-2.5B	-3.3B	-3.4B	354.1M	374.2M	37.3M	-814.2M	127.5M	-51M	16.1M	166.4M	255M	628M	448.9M	341.9M	-29.8M	-958.2M	463.5M	612.8M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	420.2M	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	11.1B	11B	9.7B	8.7B	11.4B	10.9B	10B	8.6B	9.6B	9B	8.7B	8.5B	8.7B	8.6B	8.6B	8.9B	8.5B	6.4B	8B	7.7B
Total Equity	11.1B	11B	9.7B	8.7B	11.4B	10.9B	10B	8.6B	9.6B	9B	8.7B	8.5B	8.7B	8.6B	8.6B	8.9B	8.5B	6.4B	8B	7.7B
SUMMARY
Total Liabilities & Equity	64.1B	62.4B	63.6B	61.5B	71.2B	72.2B	67B	61.9B	64B	61.9B	60.6B	62.5B	59.4B	62.2B	60.2B	57.3B	54.5B	49.4B	52.4B	52.8B
Total Investments	43.5B	45.7B	46B	43.7B	52.2B	52.7B	55.8B	50.7B	53B	51.1B	50B	51.7B	48.9B	51.9B	49.2B	46.2B	43.3B	37.9B	40.8B	40B
Total Debt	3.9B	3.9B	3.5B	3.4B	3.6B	3.5B	3.7B	3B	2.9B	3B	2.8B	2.8B	2.7B	3.2B	2.9B	2.9B	2.5B	2.4B	2.7B	2.7B
Net Debt	3.7B	3.7B	3.4B	3.3B	3.5B	3.3B	3.6B	2.9B	2.9B	2.9B	2.7B	2.7B	2.6B	3.1B	2.8B	2.8B	2.5B	2.4B	2.5B	2.5B
Shares Outstanding	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269	167,331,269

SEC Filings

UNM - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 22, 2026	May 21, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	April 29, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 09, 2026	May 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 06, 2026	March 04, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 17, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 05, 2026	February 05, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 04, 2025	December 04, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 14, 2025	November 14, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	November 04, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 495 filings

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