$186.35
+0.61%The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through three segments: Commercial Lines, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, and workers' compensation insurance products, as well as management and professional liability, marine, specialty industrial and commercial property, monoline general liability, surety, umbrella, fidelity, crime, and other commercial coverages. The Personal Lines segment provides personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment management services to institutions, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
THG โข NYSE
| The Hanover Insurance Group, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
662.5M | 426M | 35.3M | 116M | 420M | 358.7M | 425.1M | 391M | 186.2M | 155.1M | 331.5M | 282M | 251M | 46.1M | 31.5M | 153.2M | 197.2M | 20.6M | 253.1M | 170.3M | |
-4.6M | 1.5M | 6.3M | 12.9M | 16.9M | 18.2M | 21.6M | 24.6M | 30.1M | 30.7M | 30.2M | 33.5M | 35M | 35.6M | 26.7M | 16.7M | 11.8M | 15.1M | 18.9M | 21.4M | |
0.0 | -18.8M | -24.6M | -46.5M | 25M | -23M | 12.5M | -23.4M | 39.8M | -13.2M | 53.1M | 68.6M | 74.9M | -43M | -9.2M | 52M | 31.9M | 53.7M | 88.4M | 65M | |
0.0 | 31M | 31.1M | 29M | 22.9M | 20.1M | 17.4M | 13.4M | 12.3M | 12M | 12.3M | 15.1M | 12.4M | 12.8M | 12M | 11.3M | 11.7M | 11.6M | 15.5M | 0.0 | |
102.8M | 145.8M | 41.5M | 49.6M | -281.1M | -17.6M | -111.1M | -102.6M | -37.4M | 95.9M | -36.1M | -15.5M | -17.5M | -2.6M | -5.6M | -17.7M | -24.9M | 167.6M | -10.2M | 157.6M | |
(0.0) | (149M) | (0.0) | (107.8M) | (74M) | (97M) | (113.7M) | (57M) | (51.1M) | (29.7M) | (56.9M) | (8.4M) | (9.5M) | (0.0) | (3M) | (11.3M) | (47.9M) | (36.5M) | (61.4M) | (0.0) | |
417.4M | 220.9M | 272.1M | 561.3M | 620M | 351.2M | 237.4M | 248.3M | 473.6M | 462.9M | 53.7M | 181M | 28.1M | 359.3M | 166.3M | -131.9M | -136.1M | -59.1M | -292.4M | -372.5M | |
1.2B | 806.4M | 361.7M | 722.3M | 823.7M | 707.6M | 602.9M | 551.3M | 704.6M | 743.4M | 444.7M | 564.7M | 383.9M | 408.2M | 221.7M | 83.6M | 91.6M | 209.5M | 73.3M | 41.8M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-7.7M | -10.2M | -11.9M | -17.8M | -8M | -14.9M | -13.3M | -13.1M | -18.6M | -15.7M | -19.5M | -11.2M | -22.9M | -21.3M | -1.7B | -10.9M | -10.4M | -9.5M | -9.5M | -8.8M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (34.7M) | (635.7M) | (0.0) | (0.0) | (44.3M) | (0.0) | (0.0) | (5.2M) | (287.7M) | -13.3M | -24.1M | -99.8M | -4.2M | (50.9M) | |
-78.4M | -3.3B | -1.1B | -2.1B | -2.3B | -2.1B | -1.9B | -1.6B | -1.9B | -2.4B | -2.2B | -2.1B | -1.9B | -2.4B | -1.8B | -184.9M | -2.4B | -1B | -1.3B | -1.9B | |
101.4M | 2.8B | 914M | 1.6B | 1.9B | 1.5B | 1.6B | 1.3B | 1.4B | 1.9B | 2B | 1.5B | 1.6B | 1.9B | 1.7B | 1.5B | 2.2B | 1.3B | 1.2B | 2B | |
-681.5M | -600K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -9.5M | 12.1M | -1.1M | 2M | 0.0 | 0.0 | 0.0 | 3M | 108.3M | -226.7M | -481.4M | -399M | |
-666.2M | -541.5M | -228.5M | -507.6M | -460.2M | -608.8M | -311.9M | (271.3M) | -506.3M | -495.4M | -171.5M | -600.7M | -358.7M | -562.8M | (182.8M) | -98.8M | -42.6M | (141.4M) | -72.3M | (97.9M) | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-113.8M | -26.7M | 0.0 | -30.8M | -162.6M | -212.8M | -563.6M | -57.7M | -37.2M | -105.6M | -127.3M | -20.4M | -78.2M | -20M | -21.7M | -134.7M | -148.1M | -58.5M | -1.6M | 44.8M | |
433.2M | 0.0 | 0.0 | 0.0 | 0.0 | 120.6M | -151.1M | -11.6M | 0.0 | -104.7M | -114.3M | -700K | 28.7M | -65.7M | 238.6M | 161.3M | 52.2M | -50.6M | -101M | -19.6M | |
-130.6M | -124.1M | -117.2M | -108.9M | -102.2M | -99.5M | -386.2M | -94.3M | -86.8M | -80.4M | -74.2M | -67M | -60M | -55.1M | -50.9M | -47.2M | -37.5M | -23M | -20.8M | -15.4M | |
-129.2M | -26.7M | (0.0) | -30.8M | -162.6M | -212.8M | -563.6M | -57.7M | -37.2M | -105.6M | -127.3M | -20.4M | -78.2M | -20M | -21.7M | -134.7M | -148.1M | -58.5M | -1.6M | -200.2M | |
-13.6M | 5.3M | -4.9M | -900K | 11.6M | -2.2M | 1.6M | -7.4M | 12.3M | -10.1M | 14.8M | 16.4M | 4M | 7.4M | -38.7M | 12M | 3.2M | -12.5M | 25.1M | -478.3M | |
175.2M | -145.5M | -122.1M | -140.6M | -253.2M | -193.9M | -1.1B | -171M | -111.7M | -300.8M | -301M | -71.7M | -105.5M | -133.4M | 127.3M | -8.6M | -130.2M | -144.6M | -98.3M | -468.5M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.3M | -4M | 7.2M | -3.4M | -6.7M | -5.2M | 1.6M | 32.1M | -3.9M | -2.3M | 131.6M | -47.8M | 0.0 | 0.0 | |
687.2M | 119.4M | 11.1M | 74.1M | 110.3M | -95.1M | -805M | 722.8M | 150.6M | -56.2M | -34.5M | -112.9M | -78.6M | -255.6M | 530M | -26.1M | -81.2M | 187.1M | -97.3M | -328.8M | |
435.5M | 316.1M | 305M | 230.9M | 120.6M | 215.7M | 1B | 297.9M | 147.3M | 338.8M | 373.3M | 486.2M | 564.8M | 820.4M | 290.4M | 316.5M | 397.7M | 210.6M | 316.2M | 701.5M | |
1.1B | 435.5M | 316.1M | 305M | 230.9M | 120.6M | 215.7M | 1B | 297.9M | 282.6M | 338.8M | 373.3M | 486.2M | 564.8M | 820.4M | 290.4M | 316.5M | 397.7M | 210.6M | 372.7M | |
1.2B | 796.2M | 349.8M | 704.5M | 815.7M | 692.7M | 589.6M | 538.2M | 686M | 721.9M | 418.9M | 553.5M | 361M | 386.9M | 205.2M | 72.7M | 81.2M | 200M | 63.8M | 33M |
THG - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 13, 2026 | May 12, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 30, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 26, 2026 | May 12, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 20, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 04, 2026 | February 03, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 16, 2025 | December 16, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | October 30, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 29, 2025 | October 29, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 21, 2025 | August 19, 2025 | 2025 |
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