SCHW - NYSE
The Charles Schwab Corporation
$86.59
-1.2%The Charles Schwab Corporation, together with its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates in two segments, Investor Services and Advisor Services. The Investor Services segment provides retail brokerage, investment advisory, banking and trust, retirement plan, and other corporate brokerage services; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; and retail investor and mutual fund clearing services, as well as compliance solutions. The Advisor Services segment offers custodial, trading, banking, and support services; and retirement business and corporate brokerage retirement services. This segment provides brokerage accounts with equity and fixed income, margin lending, options, and futures and forex trading; cash management capabilities comprising third-party certificates of deposit; third-party and proprietary mutual funds; plus mutual fund trading and clearing services; and exchange-traded funds (ETFs), including proprietary and third-party ETFs. It also offers advice solutions, such as managed portfolios of proprietary and third-party mutual funds and ETFs, separately managed accounts, customized personal advice for tailored portfolios, and specialized planning and portfolio management. In addition, this segment provides banking products and services, including checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust services comprising trust custody services, personal trust reporting services, and administrative trustee services. As of December 31, 2021, the Company had approximately 400 domestic branch offices in 48 states and the District of Columbia, as well as locations in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. The Charles Schwab Corporation was incorporated in 1971 and is headquartered in Westlake, Texas.
At a Glance
Live SnapshotThe Charles Schwab Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
The Charles Schwab Corporation Cash Flow Statement
SCHW • NYSE
| The Charles Schwab Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
8.9B | 5.9B | 5.1B | 7.2B | 5.9B | 3.3B | 3.7B | 3.5B | 2.4B | 1.9B | 1.4B | 1.3B | 1.1B | 928M | 864M | 454M | 787M | 1.2B | 2.4B | 1.2B | |
1.4B | 1.4B | 1.3B | 1.2B | 1.2B | 604M | 349M | 306M | 269M | 234M | 224M | 199M | 202M | 196M | 155M | 146M | 159M | 152M | 156M | 157M | |
361M | -191M | -478M | -18M | 53M | -138M | 2M | 49M | 58M | 15M | -7M | -25M | -21M | 5M | 52M | -51M | 16M | 97M | 175M | -31M | |
317M | 337M | 320M | 366M | 254M | 204M | 183M | 197M | 153M | 141M | 135M | 115M | 116M | 105M | 99M | 87M | 75M | 69M | 0.0 | 0.0 | |
1.4B | 1.4B | 1.5B | 1.9B | 2.7B | 1.9B | 645M | 487M | 393M | 270M | 147M | 115M | 186M | 368M | 323M | 23M | -3M | 60M | -932M | -287M | |
(1.6B) | (1.5B) | (1.6B) | (2.1B) | (2.1B) | (803M) | (1.2B) | (927M) | (1.2B) | (991M) | (810M) | (778M) | (624M) | (508M) | (517M) | (327M) | (446M) | (767M) | (0.0) | (0.0) | |
-3B | -6.2B | 11.8B | -8.6B | -7.9B | 948M | 4.4B | 7.9B | -4.1B | 1.1B | -700M | 623M | 102M | -336M | 971M | -668M | 403M | -1.6B | -60M | 694M | |
9.3B | 2.7B | 19.6B | 2.1B | 2.1B | 6.9B | 9.3B | 12.5B | -839M | 3.6B | 1.2B | 2.3B | 1.7B | 1.3B | 2.5B | -9M | 1.4B | 2M | 1.7B | 1.8B | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-548M | -620M | -700M | -971M | -916M | -631M | -708M | -570M | -400M | -346M | -266M | -400M | -249M | -148M | -180M | -129M | -140M | -188M | -168M | -59M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (14.7B) | (0.0) | -129M | -1.1B | -1.1B | -980M | (0.0) | (0.0) | -80M | (54M) | -44M | (0.0) | -5M | -119M | (59M) | |
-9.6B | -3B | -1.5B | -51B | -171.7B | -202.2B | -51.3B | -73.7B | -48B | -60.4B | -40.7B | -22.1B | -39B | -37.7B | -20.7B | -30.6B | -19.8B | -10.1B | -3.6B | -3.2B | |
47.2B | 43.8B | 60.4B | 90.4B | 108.2B | 68B | 65.7B | 33.5B | 29.3B | 23.2B | 13.3B | 15.1B | 20.8B | 22.7B | 13.3B | 16.8B | 7.3B | 2B | 2B | 935M | |
-12.5B | -4.8B | -836M | -6.3B | -11.2B | -5.8B | -1.8B | 148M | -1.5B | -1.2B | -1B | -1B | -1.6B | -975M | -1.1B | -1.4B | -1.4B | -2.6B | 2.2B | -892M | |
(24.5B) | (35.4B) | (57.4B) | (32B) | -75.7B | -125.9B | (12B) | -40.6B | -20.5B | -38.8B | -28.6B | -8.4B | -20.1B | -16.3B | -8.7B | -15.4B | -14.1B | -10.9B | (367M) | -3.2B | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-9.6B | 0.0 | -2.8B | -3.4B | 0.0 | 0.0 | -2.2B | -1B | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 543M | 0.0 | -350M | -2.3B | -615M | |
-14.3B | -13.9B | 21.2B | 14.1B | 10.1B | 2.4B | 593M | -12.9B | 16.9B | -7M | 989M | -6M | -31M | -82M | -116M | 496M | 667M | -20M | 506M | -68M | |
-2.3B | -2.3B | -2.3B | -2.1B | -1.8B | -1.3B | -1.1B | -787M | -592M | -486M | -387M | -373M | -368M | -337M | -295M | -288M | -279M | -253M | -1.5B | -173M | |
-9.8B | (0.0) | -2.8B | -3.4B | (0.0) | (0.0) | -2.2B | -1B | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -350M | (0.0) | (0.0) | |
-1B | -30.8B | -76.8B | -77.1B | 85.9B | 138B | -11.3B | 61.8B | 6.3B | 34.1B | 26.8B | 10.1B | 13.9B | 18.5B | 10.4B | 11.4B | 15B | 10.2B | 3.5B | 4.9B | |
-29.7B | -47.1B | -61.2B | -68.7B | 96.3B | 144B | -13.9B | 47.2B | 22.6B | 35B | 28B | 9.7B | 13.5B | 19B | 10B | 12.1B | 15.4B | 9.6B | 144M | 4.1B | |
CASH FLOW SUMMARY | ||||||||||||||||||||
4.1B | -9B | 15.8B | -34.6B | 22.8B | 25B | 7.4B | 19.1B | 1.3B | -209M | 615M | 3.6B | -4.9B | 4B | 3.7B | -3.3B | 2.8B | -1.3B | 2.3B | 2.6B | |
65.5B | 74.5B | 58.7B | 93.3B | 70.6B | 45.6B | 38.2B | 19.2B | 17.9B | 12B | 11.4B | 7.7B | 12.7B | 8.7B | 4.9B | 8.2B | 5.4B | 6.8B | 4.5B | 1.9B | |
69.7B | 65.5B | 74.5B | 58.7B | 93.3B | 70.6B | 45.6B | 38.2B | 19.2B | 10.8B | 12B | 11.4B | 7.7B | 12.7B | 8.7B | 4.9B | 8.2B | 5.4B | 6.8B | 4.5B | |
8.8B | 2.1B | 18.9B | 1.1B | 1.2B | 6.2B | 8.6B | 11.9B | -1.2B | 3.3B | 980M | 1.9B | 1.4B | 1.1B | 2.3B | -138M | 1.3B | -186M | 1.6B | 1.7B |
SEC Filings
SCHW - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 01, 2026 | June 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 22, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 21, 2026 | May 18, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 16, 2026 | April 16, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 06, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 02, 2026 | March 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 25, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 |
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Research Paths
Snapshot
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Statements
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