Regional Management Corp.

Regional Management Corp.

RM·NYSE

$34.24

-3.8%
Financial ServicesFinancial - Credit Services

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally managed direct mail campaigns, digital partners, and retailers, as well as its consumer website. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

At a Glance

Live Snapshot
Market Cap$315.29M
EPS4.6300
P/E Ratio7.40
Earnings Date07/29/2026

rm

Retained Earnings

Last Annual Value

410.72M

3-Year CAGR

6%

5-Year CAGR

13%

10-Year CAGR

14%

Regional Management Corp.

Regional Management Corp. Competitors Analysis of Retained Earnings

RM · NYSE
CompanyRetained Earnings
CAGR 3Y
CAGR 5Y
CAGR 10Y
410.72M
5.5%6.1%11.5% 
364.97M
5.7%9.2%3.2%
BSRR logo
Sierra Bancorp
NASDAQ:BSRR
280.00M
2.6%3.6%7.8%
40.68M
-1.5%0.8%-12.3%
-659.00K
N/AN/AN/A
-49.90M
N/AN/AN/A
FRBA logo
First Bank
NASDAQ:FRBA
214.46M
15.1%17.5%31.7%
241.40M
7.6%11.5%14.2%
238.99M
4.3%6.6%9.9%
BSVN logo
Bank7 Corp.
NASDAQ:BSVN
149.71M
23.8%35.2%12.0%
506.42M
18.1%53.1%N/A
Regional Management Corp.

Regional Management Corp. Fair Value Envelope

RM · NYSE

Our analysis suggests that RM has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $34.24, this represents a potential HIDDEN relative to our calculated worth for Regional Management Corp..

Intrinsic Value
Current Price: $34.24