Regional Management Corp.

Regional Management Corp.

RMยทNYSE

$34.24

-3.8%
Financial ServicesFinancial - Credit Services

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally managed direct mail campaigns, digital partners, and retailers, as well as its consumer website. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

At a Glance

Live Snapshot
Market Cap$315.29M
EPS4.6300
P/E Ratio7.40
Earnings Date07/29/2026
1.16%
Dividend Yield
64%
3Y-10.0%
5Y+93.0%
10Y-
29.99%
Dividend Payout Ratio
42%
3Y-16.0%
5Y+249.0%
10Y-
3Y+10.0%
5Y+56.0%
10Y-
Regional Management Corp.

Regional Management Corp. Dividend History

RM ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

RM Dividend Payment History

RM ยท NYSE

Total Payments

23

Latest Dividend

$0.3000

Annual Amount

$1.5000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 29, 2026
May 20, 2026Jun 10, 2026
$0.3000
$0.3000
Quarterly0.00%
Feb 4, 2026
Feb 19, 2026Mar 12, 2026
$0.3000
$0.3000
Quarterly0.00%
Nov 5, 2025
Nov 25, 2025Dec 16, 2025
$0.3000
$0.3000
Quarterly0.00%
Jul 30, 2025
Aug 20, 2025Sep 10, 2025
$0.3000
$0.3000
Quarterly0.00%
Apr 30, 2025
May 21, 2025Jun 11, 2025
$0.3000
$0.3000
Quarterly0.00%
Feb 5, 2025
Feb 20, 2025Mar 13, 2025
$0.3000
$0.3000
Quarterly0.00%
Nov 6, 2024
Nov 21, 2024Dec 11, 2024
$0.3000
$0.3000
Quarterly0.00%
Jul 31, 2024
Aug 21, 2024Sep 12, 2024
$0.3000
$0.3000
Quarterly0.00%
May 1, 2024
May 22, 2024Jun 12, 2024
$0.3000
$0.3000
Quarterly0.00%
Feb 7, 2024
Feb 22, 2024Mar 14, 2024
$0.3000
$0.3000
Quarterly0.00%
Nov 1, 2023
Nov 22, 2023Dec 13, 2023
$0.3000
$0.3000
Quarterly0.00%
Aug 2, 2023
Aug 23, 2023Sep 14, 2023
$0.3000
$0.3000
Quarterly0.00%
May 3, 2023
May 24, 2023Jun 14, 2023
$0.3000
$0.3000
Quarterly0.00%
Feb 8, 2023
Feb 22, 2023Mar 15, 2023
$0.3000
$0.3000
Quarterly0.00%
Nov 1, 2022
Nov 23, 2022Dec 14, 2022
$0.3000
$0.3000
Quarterly0.00%
Aug 3, 2022
Aug 24, 2022Sep 15, 2022
$0.3000
$0.3000
Quarterly0.00%
May 4, 2022
May 25, 2022Jun 15, 2022
$0.3000
$0.3000
Quarterly0.00%
Feb 9, 2022
Feb 23, 2022Mar 16, 2022
$0.3000
$0.3000
Quarterly+20.00%
Nov 2, 2021
Nov 24, 2021Dec 15, 2021
$0.2500
$0.2500
Quarterly0.00%
Aug 3, 2021
Aug 25, 2021Sep 15, 2021
$0.2500
$0.2500
Quarterly0.00%
May 4, 2021
May 26, 2021Jun 15, 2021
$0.2500
$0.2500
Quarterly+25.00%
Feb 10, 2021
Feb 23, 2021Mar 12, 2021
$0.2000
$0.2000
Quarterly0.00%
Oct 29, 2020
Nov 17, 2020Dec 4, 2020
$0.2000
$0.2000
Quarterly-
rm

Regional Management Corp. Payout Ratio Analysis

RM ยท NYSE
Dividends Paid
-11.48M
2025
Net Income
44.41M
2025
Payout Ratio
25.86%
2025

Dividend Sustainability Analysis

Payout Ratio
25.86%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
3.8%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+5.4%

Steady dividend growth indicates consistent capital returns. Company committed to rewarding shareholders while managing payout prudently.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.

Key Insight

Dividend aristocrat potential: Conservative payout ratios combined with consistent growth suggest management prioritizes sustainable, long-term shareholder returns. Excellent foundation for dividend compounding.