Postal Realty Trust, Inc.

Postal Realty Trust, Inc.

PSTLยทNYSE

$22.09

-1.9%
Real EstateREIT - Office

Postal Realty Trust, Inc. is an internally managed real estate investment trust that owns and manages over 1,000 properties leased to the USPS. The Company believes it is one of the largest owners and managers of properties leased to the USPS.

At a Glance

Live Snapshot
Market Cap$775.55M
EPS0.4700
P/E Ratio47.00
Earnings Date08/03/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is elevated (P/E 47.0).

Valuation inputs: P/E 47.0, earnings yield +2.1%, momentum -1.9%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE +5.0%, ROIC +1.4%).

Profitability stack: net margin +14.8%, ROE +5.0%, ROIC +1.4%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +52.6%, momentum -1.9%, net margin +14.8%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

pstl

Postal Realty Trust, Inc. Market vs Earnings Trajectory

PSTL ยท NYSE

Loading price and EPS data...

Postal Realty Trust, Inc.

Postal Realty Trust, Inc. Fair Value Envelope

PSTL ยท NYSE

Our analysis suggests that PSTL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $22.09, this represents a potential HIDDEN relative to our calculated worth for Postal Realty Trust, Inc..

Intrinsic Value
Current Price: $22.09
3Y+124.0%
5Y-614.0%
10Y+124.0%
3Y+80.0%
5Y+292.0%
10Y+1325.0%
3Y+267.0%
5Y-4120.0%
10Y+1184.0%
3Y+81.0%
5Y+374.0%
10Y+1842.0%
3Y+80.0%
5Y+346.0%
10Y+1539.0%
3Y+51.0%
5Y+193.0%
10Y+2155.0%
Postal Realty Trust, Inc.

Postal Realty Trust, Inc. Profit Bridge

PSTL ยท NYSE
Revenue95.82M
Cost of Goods Sold (11.33M)
Gross Profit84.50M
Operating Expenses (50.16M)
Operating Income34.34M
Interest Expense (15.24M)
Other Income/Expense-16.21M
Pretax Income18.12M
Income Tax (27.00K)
Net Income14.15M
Net Income
14.15M

Profitability Analysis

Gross Margin

88.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

35.8%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

14.8%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

0.1%

Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

88.18%
Gross Profit Margin
17%
3Y+16.0%
5Y+11.0%
10Y+15.0%
35.83%
Operating Profit Margin
29%
3Y+97.0%
5Y+331.0%
10Y+17.0%
14.77%
Net Profit Margin
71%
3Y+104.0%
5Y-1125.0%
10Y-10.0%
4.96%
Return on Equity
89%
3Y+195.0%
5Y-1396.0%
10Y-145.0%
1.86%
Return on Assets
83%
3Y+142.0%
5Y-1471.0%
10Y-43.0%
138.39%
Return on Invested Capital
4077%
3Y+6940.0%
5Y+17129.0%
10Y+1003.0%
PSTL

Postal Realty Trust, Inc. Cash Conversion Engine

PSTL ยท NYSE
Net Income14.15M
Depreciation & Amortization23.70M
Stock-Based Compensation6.31M
Change in Working Capital1.88M
Others-1.54M
Capital Expenditures-6.94M
Free Cash Flow37.57M

Cash Flow Quality Analysis

FCF Conversion Rate

265.5%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

15.6%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+22.3%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$1.88M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

pstl

Postal Realty Trust, Inc. Funding & Solvency Profile

PSTL ยท NYSE
Cash & Cash Equivalents1.26M
Net Receivables6.35M
Inventory0.00
Other Current Assets0.00
Total Current Assets8 M
Property, Plant & Equipment0.00
Goodwill & Intangible Assets18.86M
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets0
Total Assets
792.54M

Financial Health Analysis

Debt-to-Equity Ratio

1.14x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

8 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

pstl

Postal Realty Trust, Inc. Street Expectations Map

PSTL ยท NYSE

Wall Street analysts project that PSTL stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 23.25, with estimates ranging from a low of 20.00 to a high of 26.00.

Lowest Target
20.00
-9.46%
Consensus Target
23.25
5.25%
Highest Target
26.00
17.70%

The consensus 1-year price target stands at 23.25, with estimates ranging from a low of 20.00 to a high of 26.00.

Analyst Consensus Analysis

Upside Potential

+5.3%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

25.8% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Risk-Reward Profile

1.87x

Balanced risk-reward. Upside and downside potential relatively symmetric. Suitable for moderate risk tolerance with conviction in thesis.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

pstl

Postal Realty Trust, Inc. Insider Positioning

PSTL ยท NYSE

During the last 12 months, insiders have sold $474K worth of PSTL shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

15.0K

308.93K

Net Activity

-309K

-$309K

6-9 Months

Bought

0

0.00

Sold

5.9K

94.64K

Net Activity

-95K

-$95K

9-12 Months

Bought

0

0.00

Sold

4.7K

70.04K

Net Activity

-70K

-$70K

Top Buyers

No buying activity

Top Sellers

1
GJ

Garber Jeremy

Officer: Pres., Treasurer & Secretary

15.0K sharesโ€ข1 transactions

$309K

2
BM

Brandwein Matt

Officer: Evp & Chief Accounting Officer

10.6K sharesโ€ข3 transactions

$165K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $474K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

1.75%
Dividend Yield
-78%
3Y+7.0%
5Y+28.0%
10Y-21.0%
ย 

pstl Dividend History

PSTL
10Y CAGR +15%
Latest $0.245
Annual $0.975
5 year growth trend
Last Period: +0%