PRA - NYSE
ProAssurance Corporation
$24.42
+1.8%ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. The company operates through Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Lloyd's Syndicate segments. It offers professional liability insurance for healthcare providers and institutions, and attorneys; liability insurance for medical technology and life sciences risks; and workers' compensation insurance, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. The company also participates in Lloyd's of London Syndicate 1729, which underwrites property and casualty insurance, and reinsurance. It markets its products through independent agencies and brokers, as well as an internal sales force. The company was founded in 1976 and is headquartered in Birmingham, Alabama.
At a Glance
Live SnapshotProAssurance Corporation Profit Bridge
Profitability Analysis
Gross Margin
Strong gross margins indicate healthy pricing and efficient production or service delivery.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.
Effective Tax Rate
Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.
Profitability Insight
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
ProAssurance Corporation Income Statement
PRA • NYSE
| ProAssurance Corporation Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
1.1B | 1.1B | 1.1B | 1.1B | 1.1B | 886.9M | 1B | 877.1M | 858.1M | 870.2M | 772.1M | 852.3M | 732.6M | 715.9M | 725.9M | 692.1M | 672.7M | 562.6M | 706.1M | 737.6M | |
GROSS PROFIT | ||||||||||||||||||||
(665.4M) | (874.9M) | (935.3M) | (909.9M) | (862.9M) | (772M) | (869.2M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
432.6M | 253.3M | 195.1M | 191.9M | 212.6M | 114.8M | 140.7M | 877.1M | 858.1M | 870.2M | 772.1M | 852.3M | 740.2M | 715.9M | 716.8M | 692.1M | 672.7M | 562.6M | 706.1M | 737.6M | |
OPERATING INCOME | ||||||||||||||||||||
(360.5M) | (190.3M) | (234.3M) | (198.1M) | (66M) | (331.9M) | (169.5M) | (831M) | (705M) | (671M) | (628M) | (574M) | (373M) | (316M) | (299M) | (356M) | (672.7M) | (562.6M) | (706.1M) | (737.6M) | |
72.1M | 63.1M | -39.1M | -6.2M | 146.6M | -217.1M | -28.8M | 54.4M | 145.5M | 191.2M | 143.5M | 276.1M | 371.1M | 401.3M | 418.1M | 336M | 322.2M | 305.7M | 254.4M | 190.9M | |
PRE-TAX INCOME | ||||||||||||||||||||
(20.8M) | (22.3M) | (23.2M) | (20.4M) | (19.7M) | (15.5M) | (16.6M) | (16.1M) | (16.8M) | (15M) | (14.6M) | (14.1M) | (2.8M) | (2.2M) | (3.5M) | (3.3M) | (3.5M) | (6.9M) | (12M) | (11.1M) | |
-20.8M | -22.3M | -23.2M | -20.4M | -19.7M | -15.5M | -16.6M | -16.1M | -16.8M | -15M | -14.6M | -14.1M | -2.8M | -2.2M | -3.5M | -3.3M | -3.5M | -6.9M | -12M | -11.1M | |
(360.5M) | (190.3M) | (234.3M) | (198.1M) | (66M) | (331.9M) | (169.5M) | (831M) | (705M) | (671M) | (628M) | (574M) | (373M) | (316M) | (299M) | (356M) | (348M) | (312M) | (458M) | (550M) | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -16.1M | -16.8M | -15M | -14.6M | -14.1M | 26.1M | -5.3M | -3.5M | -3.3M | -3.5M | -57.3M | -18.1M | -14.1M | |
72.1M | 63.1M | -39.1M | -6.2M | 146.6M | -217.1M | -28.8M | 29M | 128.6M | 176.2M | 128.9M | 262M | 397.2M | 396M | 414.6M | 332.7M | 318.8M | 248.4M | 236.3M | 176.8M | |
NET INCOME | ||||||||||||||||||||
(21.2M) | (10.3M) | -545K | -5.8M | (2.5M) | -41.3M | -29.8M | -18M | (21.4M) | (25.1M) | (12.7M) | (65.4M) | (99.6M) | (120.5M) | (127.5M) | (101.1M) | (96.7M) | (70.7M) | (68.2M) | (49.8M) | |
50.9M | 52.7M | -38.6M | -402K | 144.1M | -175.7M | 1M | 47.1M | 107.3M | 151.1M | 116.2M | 196.6M | 297.5M | 275.5M | 287.1M | 231.6M | 222M | 177.7M | 168.2M | 236.4M |
SEC Filings
PRA - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 02, 2026 | June 02, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 05, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
10-K/A 10-K/A 2025 FY (Amended) FY | April 08, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 23, 2026 | February 23, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 23, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 08, 2025 | December 08, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 04, 2025 | November 04, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 04, 2025 | September 30, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 05, 2025 | June 30, 2025 | 2025 |
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