ProAssurance Corporation

ProAssurance Corporation

PRAยทNYSE

$24.42

+1.8%
Financial ServicesInsurance - Property & Casualty

ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. The company operates through Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Lloyd's Syndicate segments. It offers professional liability insurance for healthcare providers and institutions, and attorneys; liability insurance for medical technology and life sciences risks; and workers' compensation insurance, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. The company also participates in Lloyd's of London Syndicate 1729, which underwrites property and casualty insurance, and reinsurance. It markets its products through independent agencies and brokers, as well as an internal sales force. The company was founded in 1976 and is headquartered in Birmingham, Alabama.

At a Glance

Live Snapshot
Market Cap$1.26B
EPS0.9900
P/E Ratio24.67
Earnings Date08/04/2026
pra

ProAssurance Corporation Street Expectations Map

PRA ยท NYSE

Wall Street analysts project that PRA stock may decline over the coming 12 months. The consensus 1-year price target stands at 18.33, with estimates ranging from a low of 17.00 to a high of 20.00.

Lowest Target
17.00
-30.38%
Consensus Target
18.33
-24.94%
Highest Target
20.00
-18.10%

The consensus 1-year price target stands at 18.33, with estimates ranging from a low of 17.00 to a high of 20.00.

Analyst Consensus Analysis

Upside Potential

-24.9%

Significant downside risk. Stock trading well above analyst consensus suggests elevated valuation concerns and potential correction.

Analyst Agreement

16.4% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

0.60x

Unfavorable risk-reward. Downside risk exceeds upside potential. Consider defensive positioning or alternative opportunities.

Analyst Conviction

Low

Bearish or uncertain outlook. Limited upside or poor consensus suggests challenges ahead or fundamental concerns.

Market Sentiment Insight

Consensus overvaluation: Analysts agree the stock is richly valued with limited upside. Consider booking profits or defensive positioning unless you have contrarian conviction in unrecognized catalysts.

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ProAssurance Corporation Forward Estimates of Revenue

PRA ยท NYSE
Latest Revenue
1.10B
FY 2025
Avg Estimate
865.02M
FY 2026
Estimate Range
810.80M - 898.62M
Analyst Spread

Forward Growth Analysis

Projected Growth-21.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread10%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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ProAssurance Corporation Forward Estimates of Net Income

PRA ยท NYSE
Latest Net Income
50.91M
FY 2025
Avg Estimate
49.92M
FY 2026
Estimate Range
47.46M - 63.29M
Analyst Spread

Forward Growth Analysis

Projected Growth-1.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread32%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

Key Insight

Declining estimates with wide disagreement: Analysts projecting contraction without consensus signals significant business uncertaintyโ€”exercise caution.

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ProAssurance Corporation Forward Estimates of EPS

PRA ยท NYSE
Latest EPS
0.99
FY 2025
Avg Estimate
$1.07
FY 2026
Estimate Range
$0.93 - $1.23
Analyst Spread

Forward Growth Analysis

Projected Growth+8.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread29%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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ProAssurance Corporation Forward Estimates of EBIT

PRA ยท NYSE
Latest EBIT
92.91M
FY 2025
Avg Estimate
311.74K
FY 2026
Estimate Range
292.20K - 323.85K
Analyst Spread

Forward Growth Analysis

Projected Growth-99.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread10%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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ProAssurance Corporation Forward Estimates of EBITDA

PRA ยท NYSE
Latest EBITDA
106.60M
FY 2025
Avg Estimate
23.15M
FY 2026
Estimate Range
21.70M - 24.05M
Analyst Spread

Forward Growth Analysis

Projected Growth-78.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread10%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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ProAssurance Corporation Forward Estimates of SG&A Expense

PRA ยท NYSE
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
0.00
FY 2026
Estimate Range
0.00 - 0.00
Analyst Spread

Forward Growth Analysis

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

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ProAssurance Corporation Insider Positioning

PRA ยท NYSE

During the last 12 months, there has been no insider trading activity reported for PRA.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.