PAY - NYSE

Paymentus Holdings, Inc.

PAY·NYSE

$21.11

-13%

TechnologyInformation Technology Services

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. The company serves utility, financial service, insurance, government, telecommunication, and healthcare industries. The company was founded in 2004 and is based in Redmond, Washington.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.65B

EPS0.5300

P/E Ratio39.83

Earnings Date08/03/2026

667.88M

Assets

16%

3Y+45.0%

5Y+435.0%

10Y-73.0%

107.50M

Total Liabilities

19%

3Y+67.0%

5Y+165.0%

10Y-93.0%

560.39M

Total Equity

15%

3Y+41.0%

5Y+564.0%

10Y-38.0%

Paymentus Holdings, Inc. Funding & Solvency Profile

PAY · NYSE

Current Assets

Cash & Cash Equivalents324.54M

Net Receivables103.55M

Inventory0.00

Other Current Assets14.46M

Total Current Assets441 M

Non-Current Assets

Property, Plant & Equipment7.26M

Goodwill & Intangible Assets143.80M

Long-Term Investments0.00

Other Non-Current Assets75.18M

Total Non-Current Assets82 M

Total Assets

667.88M

Financial Health Analysis

Current Ratio

4.46x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.19x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

342 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

66% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

Paymentus Holdings, Inc. Balance Sheet

PAY • NYSE

Paymentus Holdings, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Oct 2017	Oct 2016	Oct 2015	Oct 2014	Oct 2013	Oct 2012	Oct 2011	Oct 2010	Oct 2009	Oct 2008	Oct 2007	Oct 2006	Oct 2005
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	324.5M	205.9M	179.4M	147.3M	168.4M	46.7M	27.4M	131M	148.4M	208.9M	250.2M	268.2M	454.1M	594.6M	445.1M	325M	157.2M	215M	86.6M	65.1M
Short-Term Investments	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.7M	0.0	0.0	0.0	0.0	0.0	0.0	16.8M
Cash & Short-Term Investments	324.5M	205.9M	179.4M	147.3M	168.4M	46.7M	27.4M	131M	148.4M	208.9M	250.2M	268.2M	456.7M	594.6M	445.1M	325M	157.2M	215M	86.6M	81.8M
Net Receivables	103.5M	123.2M	76.6M	69.3M	46.4M	30.2M	21.4M	322.7M	323.4M	362M	305.5M	284M	366.9M	294.4M	133M	157.4M	175.5M	194.1M	119.8M	87.4M
Accounts Receivables	102.3M	119.8M	76.4M	67.8M	43.9M	28M	19.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Receivables	1.2M	3.4M	259K	1.5M	2.5M	2.2M	1.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	126.6M	175.2M	129.7M	124.3M	138.7M	178.3M	144.3M	111.9M	95.9M	168.4M	107.2M	86.6M	35.5M
Prepaids	0.0	0.0	0.0	0.0	8.2M	2.9M	2.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	14.5M	16.6M	14.3M	12.3M	33.4M	0.0	0.0	138.4M	110.4M	81.7M	105.6M	134.1M	133.5M	127.1M	71.1M	44.5M	61.8M	87.3M	26.2M	20.8M
Total Current Assets	441.3M	345.6M	270.3M	229M	256.4M	79.8M	51.5M	718.7M	757.4M	782.3M	785.6M	825M	1.1B	1.2B	761.1M	622.8M	562.9M	603.6M	319.2M	225.6M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	7.3M	9M	11.6M	11.4M	9.7M	10.1M	1.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill	131.8M	131.8M	131.9M	131.9M	129.4M	13.2M	13.2M	1.1B	1.1B	1.1B	1.2B	1.3B	1.2B	561.4M	169.3M	150.8M	321.9M	612M	52.7M	0.0
Intangible Assets	12M	86.5M	85.9M	82M	73M	21.3M	13.9M	236.4M	306.3M	317.5M	457.6M	642.9M	734.8M	263.8M	50.1M	53M	92.6M	170.1M	16.5M	66.2M
Goodwill & Intangible Assets	143.8M	218.3M	217.8M	213.9M	202.4M	34.5M	27.2M	1.3B	1.4B	1.4B	1.6B	1.9B	1.9B	825.2M	219.4M	203.8M	414.5M	782.1M	69.2M	66.2M
Long-Term Investments	0.0	0.0	0.0	0.0	0.0	0.0	28.6M	19.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Assets	314K	367K	94K	116K	163K	270K	319K	33.1M	37M	35.9M	30.4M	23.9M	215.1M	205.5M	9.9M	4.2M	1.3M	67.8M	21.7M	17.7M
Other Non-Current Assets	75.2M	3M	5M	7.2M	4.2M	218K	-28.6M	210M	283.6M	253.4M	242.7M	249.5M	225.8M	122.4M	84.9M	88.2M	101.1M	93.9M	42.8M	19.9M
Total Non-Current Assets	226.6M	230.6M	234.5M	232.6M	216.5M	45M	29M	1.6B	1.7B	1.7B	1.9B	2.2B	2.4B	1.2B	314.2M	296.1M	516.9M	943.7M	133.7M	103.8M
Total Assets	667.9M	576.2M	504.9M	461.5M	472.9M	124.9M	80.5M	2.3B	2.5B	2.5B	2.7B	3B	3.5B	2.3B	1.1B	918.9M	1.1B	1.5B	452.9M	329.4M
LIABILITIES
CURRENT LIABILITIES
Total Payables	65.4M	50.1M	35.5M	29.9M	24.9M	17.3M	2.3M	144.8M	154.6M	189.4M	161.2M	116.5M	193.1M	144.3M	64M	87.1M	104.4M	105.2M	66.7M	47.2M
Accounts Payable	64M	49.9M	35.2M	29.2M	24.7M	16.8M	2.2M	144.8M	154.6M	189.4M	161.2M	116.5M	193.1M	144.3M	64M	87.1M	104.4M	105.2M	66.7M	47.2M
Other Payables	1.4M	190K	363K	635K	122K	463K	126K	-144.8M	-154.6M	-189.4M	-161.2M	-116.5M	-193.1M	-144.3M	-64M	-87.1M	-104.4M	-105.2M	-66.7M	-47.2M
Accrued Expenses	0.0	26.5M	21.3M	14M	10.1M	9.1M	6.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Short Term Debt	2.3M	0.0	0.0	0.0	0.0	0.0	515K	68.8M	66M	39.1M	32.1M	92.5M	54.9M	272.1M	5.3M	5.7M	5M	5.4M	2M	2M
Capital Lease Obligations (Current)	0.0	2.1M	1.9M	3.3M	3.8M	4.1M	112K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	1.4M	190K	363K	635K	122K	463K	126K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	3.5M	2.9M	4.1M	4.4M	2.2M	612K	428K	101.4M	104.8M	82.9M	92.1M	86.6M	91.5M	68.8M	55.3M	45.7M	47.7M	43M	23.6M	17.5M
Other Current Liabilities	27.7M	0.0	0.0	0.0	33.4M	0.0	0.0	227.3M	213.4M	229.9M	207M	292.1M	230.9M	218.1M	135.2M	107.2M	109.4M	153.1M	60.4M	46.5M
Total Current Liabilities	98.8M	81.6M	62.8M	51.5M	74.4M	31.1M	9.9M	542.3M	538.8M	541.3M	492.4M	587.7M	570.4M	703.3M	259.8M	245.7M	266.5M	306.8M	152.7M	113.2M
NON-CURRENT LIABILITIES
Long Term Debt	4.6M	0.0	0.0	0.0	0.0	0.0	0.0	762M	859.9M	760.2M	851M	943.3M	1.3B	211.8M	468.2M	504.2M	543.4M	547.8M	190.9M	180.8M
Deferred Revenue (Non-Current)	3.4M	2.8M	2.7M	2.8M	1.7M	0.0	0.0	61.8M	66.5M	55.3M	51M	42.6M	37.1M	31.5M	22.3M	18.3M	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	0.0	0.0	1.1M	680K	3.3M	3.5M	1.9M	97.5M	99.4M	102.9M	136.1M	176M	214.5M	92.6M	62.1M	68.1M	68.9M	87.1M	859K	0.0
Other Non-Current Liabilities	-3.9M	0.0	0.0	0.0	0.0	0.0	0.0	76.2M	76.8M	78.9M	101M	92.5M	70.4M	79M	55.4M	48.3M	56.7M	22.2M	9.8M	8.8M
Total Non-Current Liabilities	8.6M	9.1M	12.5M	12.9M	12.4M	9.4M	1.9M	997.5M	1.1B	997.3M	1.1B	1.3B	1.6B	414.8M	608.1M	638.8M	669M	657.1M	201.5M	189.7M
Capital Lease Obligations	4.6M	8.4M	10.5M	12.6M	11.2M	10M	627K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	107.5M	90.7M	75.2M	64.4M	86.8M	40.5M	11.9M	1.5B	1.6B	1.5B	1.6B	1.8B	2.1B	1.1B	867.9M	884.5M	935.5M	963.9M	354.2M	302.8M
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	0.0	-579K	-579K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	12K	12K	12K	12K	12K	517K	517K	1.1M	1.1M	1.1M	1.1M	1.1M	1.1M	1.1M	868K	845K	845K	841K	682K	676K
Additional Paid-In Capital	398M	389.9M	377.8M	367.8M	356M	29.2M	27.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Retained Earnings	162.9M	95.9M	51.7M	29.4M	29.9M	55M	41.3M	-792.2M	-618.3M	-535.7M	-538.2M	-500.1M	-204M	-269.1M	-551.5M	-642M	-504.2M	-77.5M	-43.5M	-103M
Accumulated Other Comprehensive Income/Loss	-427K	-233K	87K	-22K	168K	216K	149K	-221.6M	-243.1M	-213.5M	-202.2M	-153M	-106.7M	-60.3M	-46.1M	-36.9M	-26.1M	-16.2M	-14.2M	-6.9M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.8B	1.7B	1.6B	1.8B	1.8B	1.6B	1.5B	802.7M	710.1M	671.6M	673.7M	155.7M	135.7M
Total Stockholders' Equity	560.4M	485.6M	429.6M	397.2M	386.1M	84.4M	68.6M	754.5M	813.7M	899.6M	1B	1.1B	1.3B	1.2B	206M	32M	142.2M	580.9M	98.7M	26.5M
Total Equity	560.4M	485.6M	429.6M	397.2M	386.1M	84.4M	68.6M	754.5M	813.7M	899.6M	1B	1.1B	1.3B	1.2B	206M	32M	142.2M	580.9M	98.7M	26.5M
SUMMARY
Total Liabilities & Equity	667.9M	576.2M	504.9M	461.5M	472.9M	124.9M	80.5M	2.3B	2.5B	2.4B	2.7B	3B	3.5B	2.3B	1.1B	916.5M	1.1B	1.5B	452.9M	329.4M
Total Investments	0.0	0.0	0.0	0.0	0.0	0.0	28.6M	19.6M	0.0	0.0	0.0	0.0	2.7M	0.0	0.0	0.0	0.0	0.0	0.0	16.8M
Total Debt	11.4M	8.4M	10.5M	12.6M	11.2M	10M	627K	830.8M	925.9M	799.3M	883.1M	1B	1.3B	483.8M	473.5M	509.9M	548.4M	553.2M	192.9M	182.8M
Net Debt	-313.1M	-197.5M	-168.8M	-134.7M	-157.2M	-36.6M	-26.8M	699.8M	777.5M	590.4M	632.9M	767.6M	853.5M	-110.8M	28.4M	184.9M	391.2M	338.2M	106.3M	117.7M
Shares Outstanding	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108	125,450,108

SEC Filings

PAY - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 04, 2026	May 04, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 22, 2026	June 05, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 08, 2026	April 07, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 26, 2026	March 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 13, 2026	March 09, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 24, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 23, 2026	February 23, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 04, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 03, 2025	November 03, 2025	2025	View Filing

Showing 1 to 10 of 70 filings

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