Paymentus Holdings, Inc.

Paymentus Holdings, Inc.

PAYยทNYSE

$21.11

-13%
TechnologyInformation Technology Services

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. The company serves utility, financial service, insurance, government, telecommunication, and healthcare industries. The company was founded in 2004 and is based in Redmond, Washington.

At a Glance

Live Snapshot
Market Cap$2.65B
EPS0.5300
P/E Ratio39.83
Earnings Date08/03/2026
3Y+141.0%
5Y+297.0%
10Y-40.0%
3Y-13153.0%
5Y+388.0%
10Y-15.0%
3Y+716.0%
5Y+355.0%
10Y-35.0%
Paymentus Holdings, Inc.

Paymentus Holdings, Inc. Profit Bridge

PAY ยท NYSE
Revenue1.20B
Cost of Goods Sold (900.16M)
Gross Profit296.34M
Operating Expenses (220.80M)
Operating Income75.54M
Interest Expense (0.00)
Other Income/Expense9.73M
Pretax Income85.28M
Income Tax (18.34M)
Net Income66.96M
Net Income
66.96M

Profitability Analysis

Gross Margin

24.8%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

6.3%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

5.6%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

21.5%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Efficient profit conversion: Minimal margin compression from gross to net indicates lean operations and favorable tax/interest environment.

Paymentus Holdings, Inc. Income Statement

PAY โ€ข NYSE

Paymentus Holdings, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Oct 2017Oct 2016Oct 2015Oct 2014Oct 2013Oct 2012Oct 2011Oct 2010Oct 2009Oct 2008Oct 2007Oct 2006Oct 2005
REVENUE
1.2B
871.7M
614.5M
497M
395.5M
301.8M
235.8M
1.9B
2B
2B
1.9B
1.7B
1.9B
1.3B
1B
844.7M
921.9M
902.9M
581.1M
485.4M
GROSS PROFIT
(900.2M)
(633.6M)
(432.1M)
(347.3M)
(274.1M)
(209.1M)
(161.3M)
(1.2B)
(1.2B)
(1.2B)
(1.1B)
(1.1B)
(1.1B)
(812.1M)
(631.2M)
(562.6M)
(628.9M)
(603.7M)
(319.5M)
(288.5M)
296.3M
238.2M
182.3M
149.7M
121.4M
92.6M
74.4M
713.1M
794.3M
826M
724.7M
645.2M
755.8M
491.8M
370.3M
282.1M
293M
299.2M
261.5M
196.8M
OPERATING INCOME
(220.8M)
(193.3M)
(164.2M)
(152.7M)
(111M)
(74.2M)
(56.1M)
(664.9M)
(719.6M)
(717.8M)
(727.4M)
(647.2M)
(590.7M)
(386M)
(267.9M)
(235.6M)
(608.9M)
(264M)
(153.2M)
(128.6M)
(159.3M)
(142M)
(120M)
(111.4M)
(76.9M)
(49.7M)
(38.2M)
(383.7M)
(421.6M)
(433.7M)
(426.1M)
(377.7M)
(354.9M)
(276.9M)
(179M)
(150M)
(218.1M)
(177M)
(101.2M)
(81.8M)
(61.5M)
(51.3M)
(44.2M)
(41.2M)
(34.1M)
(24.5M)
(17.9M)
(211.6M)
(207.5M)
(201.6M)
(203.7M)
(173.3M)
(152M)
(109.2M)
(74.2M)
(65.1M)
(75.6M)
(65.4M)
(47.4M)
(41.8M)
75.5M
44.9M
18.1M
-3M
10.4M
18.4M
18.4M
48.2M
74.7M
108.2M
-2.7M
-2M
165.2M
105.7M
102.4M
46.5M
-315.8M
35.2M
108.3M
68.2M
PRE-TAX INCOME
(0.0)
(0.0)
(0.0)
(0.0)
(6K)
(0.0)
(0.0)
(33.2M)
(34.6M)
(31.5M)
(42.5M)
(44.3M)
(62.8M)
(29M)
(28.3M)
(12.5M)
(28.4M)
(36.6M)
(13.6M)
(14.8M)
9.5M
8.7M
7M
1.7M
-6K
52K
106K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(69.6M)
(90.5M)
(82.5M)
(97.6M)
(96.2M)
(83.8M)
(0.0)
(14.6M)
(20.4M)
(315.2M)
(21.6M)
(4.7M)
(5M)
9.7M
9.1M
7M
1.7M
-7K
-64K
108K
-191.1M
-72.9M
-35.3M
-37.2M
-105M
-96.8M
-14.7M
-24.2M
-175.1M
-35.6M
-44.5M
-16.6M
-21.5M
85.3M
53.9M
25.1M
-1.3M
10.4M
18.4M
18.5M
-142.9M
1.8M
72.9M
-39.9M
-107M
68.4M
91M
78.2M
-128.6M
-351.4M
-9.3M
91.7M
46.7M
NET INCOME
(18.3M)
(9.8M)
(2.8M)
-795K
(1.1M)
(4.7M)
(4.8M)
(32.5M)
(11.5M)
-7.5M
-3.5M
(188M)
(2.1M)
-191.4M
-20.6M
(9.2M)
(73.9M)
(24.7M)
(32.2M)
(13.5M)
67M
44.2M
22.3M
-513K
9.3M
13.7M
13.7M
-173.9M
-9.3M
79.1M
-38.1M
-296.1M
65M
282.4M
98.8M
-137.8M
-425.3M
-34M
59.5M
33.2M

SEC Filings

PAY - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 22, 2026
June 05, 2026
2026
8-K

8-K 2026

N/A

April 08, 2026
April 07, 2026
2026
8-K

8-K 2026

N/A

March 26, 2026
March 23, 2026
2026
8-K

8-K 2026

N/A

March 13, 2026
March 09, 2026
2026
10-K

10-K 2025 FY

FY

February 24, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 23, 2026
February 23, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 04, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
Showing 1 to 10 of 70 filings