Oscar Health, Inc.

Oscar Health, Inc.

OSCRยทNYSE

$20.50

-0.44%
HealthcareMedical - Healthcare Plans

Oscar Health, Inc. provides health insurance products and services in the United States. The company offers Individual & Family, Small Group, and Medicare Advantage plans, as well as +Oscar, a technology driven platform designed to help providers and payor clients to engage with members and patients. It also provides reinsurance products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$5.32B
EPS-1.6900
P/E Ratio-12.13
Earnings Date08/05/2026
Oscar Health, Inc.

Oscar Health, Inc. Fair Value Envelope

OSCR ยท NYSE

Our analysis suggests that OSCR has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $20.5, this represents a potential HIDDEN relative to our calculated worth for Oscar Health, Inc..

Intrinsic Value
Current Price: $20.5

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$38.1B
+ Cash & Equivalents$2.8B
Firm Value$40.9B
- Debt$430.1M
Equity Value$40.5B
/ Shares Outstanding255,419,000B
DCF Value$158
UNDERVALUED BY 673%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$1.2B
$1.4B
$1.5B
$1.7B
$1.9B
$2.1B
$2.3B
$2.6B
$2.9B
$3.2B
Maintenance CapEx
-$8.1M
-$9.0M
-$10.1M
-$11.2M
-$12.5M
-$13.9M
-$15.5M
-$17.2M
-$19.2M
-$21.4M
Owner Earnings
$1.2B
$1.3B
$1.5B
$1.7B
$1.9B
$2.1B
$2.3B
$2.6B
$2.9B
$3.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$1.1B
$1.2B
$1.2B
$1.2B
$1.3B
$1.3B
$1.3B
$1.4B
$1.4B
$1.5B
Terminal Value represents 66.1% of Enterprise Value