Origin Bancorp, Inc.

Origin Bancorp, Inc.

OBKยทNYSE

$46.56

-2.3%
Financial ServicesBanks - Regional

Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi. It offers noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, residential mortgage, and paycheck protection program loans. The company also offers personal and commercial property, and casualty insurance products; and Internet banking and voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit box, U.S. savings bonds, and automatic account transfer services; and treasury management, mortgage origination and servicing facilities, peer-to-peer electronic pay solutions, and personal financial management solutions. The company was founded in 1912 and is headquartered in Ruston, Louisiana.

At a Glance

Live Snapshot
Market Cap$1.44B
EPS2.4300
P/E Ratio19.16
Earnings Date07/22/2026
3Y+58.0%
5Y+109.0%
10Y+238.0%
3Y-14.0%
5Y+107.0%
10Y+485.0%
3Y+9.0%
5Y+17816.0%
10Y+191.0%
Origin Bancorp, Inc.

Origin Bancorp, Inc. Profit Bridge

OBK ยท NYSE
Revenue598.60M
Cost of Goods Sold (250.10M)
Gross Profit348.50M
Operating Expenses (249.71M)
Operating Income98.80M
Interest Expense (206.97M)
Other Income/Expense-3.16M
Pretax Income95.64M
Income Tax (20.44M)
Net Income75.20M
Net Income
75.20M

Profitability Analysis

Gross Margin

58.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

16.5%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

12.6%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

21.4%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Origin Bancorp, Inc. Income Statement

OBK โ€ข NYSE

Origin Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016
REVENUE
598.6M
616.8M
576.7M
377.8M
290.5M
287M
269.4M
225.5M
176.9M
177.1M
GROSS PROFIT
(250.1M)
(271.7M)
(240.6M)
(76M)
(14.6M)
(97.1M)
(62.9M)
(35.7M)
(30.6M)
(48.5M)
348.5M
345.1M
336.1M
301.8M
275.8M
189.9M
206.5M
189.8M
146.3M
128.6M
OPERATING INCOME
(249.7M)
(247.9M)
(230.2M)
(194.3M)
(143.4M)
(145.5M)
(139.9M)
(127.4M)
(125.8M)
(112.8M)
(156.5M)
(155M)
(144.8M)
(123.4M)
(96.5M)
(100.4M)
(92.8M)
(84.8M)
(73.8M)
(66.5M)
98.8M
97.3M
105.9M
107.4M
132.4M
44.4M
66.5M
62.4M
20.5M
15.8M
PRE-TAX INCOME
(207M)
(264.2M)
(223.8M)
(51.3M)
(25.4M)
(37.2M)
(53.4M)
(34.6M)
(22.3M)
(18.5M)
331M
300.4M
299.6M
275.3M
216.3M
191.5M
173.7M
153.5M
130.3M
120.7M
(93.3M)
(92.9M)
(85.4M)
(70.9M)
(46.9M)
(45.1M)
(47.1M)
(42.6M)
(52M)
(46.4M)
-3.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
95.6M
97.3M
105.9M
107.4M
132.4M
44.4M
66.5M
62.4M
20.5M
15.8M
NET INCOME
(20.4M)
(20.8M)
(22.1M)
(19.7M)
(23.9M)
(8M)
(12.7M)
(10.8M)
(5.8M)
(2.9M)
75.2M
76.5M
83.8M
87.7M
108.5M
36.4M
53.9M
51.6M
14.7M
12.9M

SEC Filings

OBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

April 30, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

April 10, 2026
April 10, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 13, 2026
April 22, 2026
2026
10-K

10-K 2025 FY

FY

February 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
8-K

8-K 2026

N/A

January 09, 2026
January 09, 2026
2026
Showing 1 to 10 of 170 filings