MLNK - NYSE
MeridianLink, Inc.
$20.01
+0.0000%MeridianLink, Inc., a software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink Consumer, a consumer lending and account opening platform; MeridianLink Opening, an online account opening software that unifies deposit account opening and funding for various channels and products; and MeridianLink DecisionLender, a loan origination software (LOS) for finance companies. It also provides MeridianLink Engage, an end-to-end consumer lending, account, and card marketing automation solution; MeridianLink Mortgage, a SaaS cloud-based end-to-end loan origination software; MeridianLink Collect, a cloud-based debt collection software; and Mortgage Credit Link, a web-based order fulfillment hub. In addition, the company provides solutions, including end-to-end platform, loan origination system, mortgage loan origination system, deposit account opening, data and reporting, collections, and consulting and analysis. MeridianLink, Inc. was founded in 1998 and is headquartered in Costa Mesa, California.
At a Glance
Live SnapshotMeridianLink, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Minimal operating profit suggests high operating costs or pricing challenges. Scalability is concerning.
Net Profit Margin
Net losses indicate the company is burning cash. Sustainability depends on path to profitability.
Profitability Insight
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
MeridianLink, Inc. Income Statement
MLNK • NYSE
| MeridianLink, Inc. Income Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|
REVENUE | ||||||
316.3M | 303.6M | 288M | 267.7M | 199.3M | 152.7M | |
GROSS PROFIT | ||||||
(108.5M) | (108.5M) | (142.4M) | (89.6M) | (89.7M) | (47.3M) | |
207.8M | 195.1M | 145.6M | 178.1M | 149.9M | 105.4M | |
OPERATING INCOME | ||||||
(203.1M) | (179.6M) | (168.7M) | (139.6M) | (104.3M) | (85.1M) | |
(159.6M) | (128.5M) | (106.3M) | (103.3M) | (64M) | (69.1M) | |
(39.5M) | (47.5M) | (42.6M) | (36.3M) | (18.7M) | (16M) | |
4.6M | 15.5M | 28.6M | 37.7M | 45.6M | 20.3M | |
PRE-TAX INCOME | ||||||
(38.4M) | (38.2M) | (24.2M) | (32.6M) | (34.7M) | (38.1M) | |
-33.5M | -34.1M | -23.2M | -32.6M | -34.7M | -38.1M | |
(4M) | (3.6M) | (19.8M) | (0.0) | (21.6M) | (0.0) | |
-33.5M | -34.1M | -23.2M | -42.5M | -34.6M | -38M | |
-28.9M | -18.6M | 5.4M | -4.9M | 10.9M | -17.7M | |
NET INCOME | ||||||
(908K) | (23.9M) | (4.1M) | (5.1M) | (1.8M) | -5.1M | |
-29.8M | -42.5M | 1.3M | -10M | 9.2M | -12.6M |
SEC Filings
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