MeridianLink, Inc.

MeridianLink, Inc.

MLNK·NYSE

$20.01

+0.0000%
TechnologySoftware - Application

MeridianLink, Inc., a software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink Consumer, a consumer lending and account opening platform; MeridianLink Opening, an online account opening software that unifies deposit account opening and funding for various channels and products; and MeridianLink DecisionLender, a loan origination software (LOS) for finance companies. It also provides MeridianLink Engage, an end-to-end consumer lending, account, and card marketing automation solution; MeridianLink Mortgage, a SaaS cloud-based end-to-end loan origination software; MeridianLink Collect, a cloud-based debt collection software; and Mortgage Credit Link, a web-based order fulfillment hub. In addition, the company provides solutions, including end-to-end platform, loan origination system, mortgage loan origination system, deposit account opening, data and reporting, collections, and consulting and analysis. MeridianLink, Inc. was founded in 1998 and is headquartered in Costa Mesa, California.

At a Glance

Live Snapshot
Market Cap$1.48B
EPS-0.3900
P/E Ratio-52.90
Earnings Date05/11/2026
mlnk

MeridianLink, Inc. Street Expectations Map

MLNK · NYSE

Wall Street analysts project that MLNK stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 22.25, with estimates ranging from a low of 19.00 to a high of 25.50.

Lowest Target
19.00
-5.05%
Consensus Target
22.25
11.19%
Highest Target
25.50
27.44%

The consensus 1-year price target stands at 22.25, with estimates ranging from a low of 19.00 to a high of 25.50.

Analyst Consensus Analysis

Upside Potential

+11.2%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

29.2% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Risk-Reward Profile

5.44x

Favorable risk-reward. Potential upside significantly exceeds downside risk, offering asymmetric return profile attractive for risk-tolerant investors.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Asymmetric upside: Strong return potential with favorable risk-reward profile. The limited downside relative to upside makes this an attractive risk-adjusted opportunity for growth-oriented portfolios.

mlnk

MeridianLink, Inc. Forward Estimates of Revenue

MLNK · NYSE
Latest Revenue
316.30M
FY 2024
Avg Estimate
330.90M
FY 2025
Estimate Range
328.33M - 333.32M
Analyst Spread

Forward Growth Analysis

Projected Growth+4.6%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage5 Analysts

Moderate coverage—sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

mlnk

MeridianLink, Inc. Forward Estimates of Net Income

MLNK · NYSE
Latest Net Income
-29.77M
FY 2024
Avg Estimate
30.28M
FY 2025
Estimate Range
26.55M - 34.02M
Analyst Spread

Forward Growth Analysis

Projected Growth+201.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverage—sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread25%

Moderate uncertainty in forecasts—typical for companies with evolving business models.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

mlnk

MeridianLink, Inc. Forward Estimates of EPS

MLNK · NYSE
Latest EPS
-0.39
FY 2024
Avg Estimate
$0.40
FY 2025
Estimate Range
$0.35 - $0.45
Analyst Spread

Forward Growth Analysis

Projected Growth+203.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread24%

Moderate uncertainty in forecasts—typical for companies with evolving business models.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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MeridianLink, Inc. Forward Estimates of EBIT

MLNK · NYSE
Latest EBIT
9.56M
FY 2024
Avg Estimate
35.09M
FY 2025
Estimate Range
34.82M - 35.34M
Analyst Spread

Forward Growth Analysis

Projected Growth+267.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverage—sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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MeridianLink, Inc. Forward Estimates of EBITDA

MLNK · NYSE
Latest EBITDA
67.81M
FY 2024
Avg Estimate
98.11M
FY 2025
Estimate Range
97.34M - 98.82M
Analyst Spread

Forward Growth Analysis

Projected Growth+44.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverage—sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

mlnk

MeridianLink, Inc. Forward Estimates of SG&A Expense

MLNK · NYSE
Latest SG&A Expense
159.64M
FY 2024
Avg Estimate
132.61M
FY 2025
Estimate Range
131.58M - 133.58M
Analyst Spread

Forward Growth Analysis

Projected Growth-16.9%

Significant contraction projected—major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverage—sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

mlnk

MeridianLink, Inc. Insider Positioning

MLNK · NYSE

During the last 12 months, insiders have sold $100 worth of MLNK shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

100.0K

100.00

Net Activity

-100

-$100

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
VN

Vlok Nicolaas

Director

100.0K shares1 transactions

$100

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $100 net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

1 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.