MFA Financial, Inc.

MFA Financial, Inc.

MFAยทNYSE

$9.15

-3.4%
Real EstateREIT - Mortgage

MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust (REIT) in the United States. The company invests in residential mortgage assets, including non-agency mortgage-backed securities (MBS), agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets. The company has elected to be taxed as a REIT and would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$934.16M
EPS1.7100
P/E Ratio5.35
Earnings Date07/30/2026
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MFA Financial, Inc. Street Expectations Map

MFA ยท NYSE

Wall Street analysts project that MFA stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 14.04, with estimates ranging from a low of 10.00 to a high of 19.00.

Lowest Target
10.00
9.29%
Consensus Target
14.04
53.44%
Highest Target
19.00
107.65%

The consensus 1-year price target stands at 14.04, with estimates ranging from a low of 10.00 to a high of 19.00.

Analyst Consensus Analysis

Upside Potential

+53.4%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

64.1% spread

High uncertainty. Very wide target spread indicates significant disagreement among analystsโ€”major valuation uncertainty or transformation underway.

Analyst Conviction

Low

High uncertainty: Wide dispersion indicates analysts struggle to agree on valuationโ€”proceed with caution and independent analysis.

Market Sentiment Insight

High risk, high reward: Substantial upside potential exists, but wide analyst disagreement signals execution risk or unclear catalysts. Thorough due diligence essential before committing capital.

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MFA Financial, Inc. Forward Estimates of Revenue

MFA ยท NYSE
Latest Revenue
875.24M
FY 2025
Avg Estimate
283.78M
FY 2026
Estimate Range
277.29M - 289.96M
Analyst Spread

Forward Growth Analysis

Projected Growth-67.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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MFA Financial, Inc. Forward Estimates of Net Income

MFA ยท NYSE
Latest Net Income
176.78M
FY 2025
Avg Estimate
141.83M
FY 2026
Estimate Range
137.54M - 146.13M
Analyst Spread

Forward Growth Analysis

Projected Growth-19.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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MFA Financial, Inc. Forward Estimates of EPS

MFA ยท NYSE
Latest EPS
1.71
FY 2025
Avg Estimate
$1.35
FY 2026
Estimate Range
$1.31 - $1.39
Analyst Spread

Forward Growth Analysis

Projected Growth-21.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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MFA Financial, Inc. Forward Estimates of EBIT

MFA ยท NYSE
Latest EBIT
690.03M
FY 2025
Avg Estimate
55.74M
FY 2026
Estimate Range
54.46M - 56.95M
Analyst Spread

Forward Growth Analysis

Projected Growth-91.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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MFA Financial, Inc. Forward Estimates of EBITDA

MFA ยท NYSE
Latest EBITDA
690.03M
FY 2025
Avg Estimate
56.76M
FY 2026
Estimate Range
55.46M - 57.99M
Analyst Spread

Forward Growth Analysis

Projected Growth-91.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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MFA Financial, Inc. Forward Estimates of SG&A Expense

MFA ยท NYSE
Latest SG&A Expense
41.74M
FY 2025
Avg Estimate
-27.71M
FY 2026
Estimate Range
-28.32M - -27.08M
Analyst Spread

Forward Growth Analysis

Projected Growth-166.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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MFA Financial, Inc. Insider Positioning

MFA ยท NYSE

During the last 12 months, insiders have purchased $150K and sold $28K worth of MFA shares, resulting in $122K of net buying activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

2.8K

28.03K

Net Activity

-28K

-$28K

9-12 Months

Bought

15.8K

150.00K

Sold

0

0.00

Net Activity

+150K

+$150K

Top Buyers

1
SSA

Stamps Sheila A

Director

15.8K sharesโ€ข1 transactions

$150K

Top Sellers

1
LM

Lin Mei

Officer: Sr. Vp & Co-Controller

2.8K sharesโ€ข1 transactions

$28K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $122K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

5.35:1

Exceptional buy/sell ratio. Buying dramatically outweighs sellingโ€”one of the strongest possible insider signals.

Insider Participation

Balanced

1 insider buyers and 1 sellers. Equal participation suggests mixed or neutral insider views.