MetLife, Inc.

MetLife, Inc.

METยทNYSE

$80.96

-2.2%
Financial ServicesInsurance - Life

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through five segments: U.S.; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, individual disability, pet insurance, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it provides fixed, indexed-linked, and variable annuities; and pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity reinsurance solutions; credit insurance products; and protection against long-term health care services. MetLife, Inc. was founded in 1863 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$52.09B
EPS4.8000
P/E Ratio16.87
Earnings Date08/05/2026
MetLife, Inc.

MetLife, Inc. Fair Value Envelope

MET ยท NYSE

Our analysis suggests that MET has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $80.96, this represents a potential HIDDEN relative to our calculated worth for MetLife, Inc..

Intrinsic Value
Current Price: $80.96

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$1,200.4B
+ Cash & Equivalents$22.0B
Firm Value$1,222.4B
- Debt$20.2B
Equity Value$1,202.2B
/ Shares Outstanding658,898,980B
DCF Value$1.8K
UNDERVALUED BY 2154%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$21.7B
$26.0B
$31.1B
$37.3B
$44.6B
$53.5B
$64.0B
$76.7B
$91.8B
$110.0B
Maintenance CapEx
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
Owner Earnings
$21.7B
$26.0B
$31.1B
$37.3B
$44.6B
$53.5B
$64.0B
$76.7B
$91.8B
$110.0B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$20.1B
$22.3B
$24.7B
$27.4B
$30.4B
$33.7B
$37.4B
$41.4B
$45.9B
$51.0B
Terminal Value represents 72.2% of Enterprise Value