LMND - NYSE
Lemonade, Inc.
$52.66
-10%Lemonade, Inc. provides various insurance products in the United States and Europe. Its insurance products include stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. The company also offers renters, homeowners, pet, car, and life insurance products, as well as landlord insurance policies. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. and changed its name to Lemonade, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.
At a Glance
Live SnapshotLemonade, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Weak cash conversion. Significant portion of earnings not converting to cash—review working capital trends and capital intensity.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.
Lemonade, Inc. Cash Flow Statement
LMND • NYSE
| Lemonade, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 |
|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||
-165.5M | -202.2M | -236.9M | -297.8M | -241.3M | -122.3M | -108.5M | -52.9M | -28.1M | |
15.2M | 20M | 20M | 12.2M | 3.7M | 1.7M | 600K | 100K | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | -4.2M | -300K | 0.0 | 0.0 | 0.0 | |
0.0 | 64.5M | 59.9M | 59.3M | 44.1M | 10.6M | 4.3M | 2.1M | 8.4M | |
75.3M | 5.2M | 9.2M | 15.4M | 6.2M | 14.4M | 400K | 200K | 8.4M | |
(0.0) | (2.5M) | (700K) | (3.4M) | (3.2M) | (1.6M) | (500K) | (200K) | (0.0) | |
58.5M | 101.1M | 28.7M | 47.9M | 46.9M | 4.2M | 25.1M | 9.7M | 600K | |
-16.5M | -11.4M | -119.1M | -163M | -144.6M | -91.7M | -78.1M | -40.8M | -19.1M | |
INVESTING ACTIVITIES | |||||||||
-9.4M | -9.4M | -9.2M | -10.1M | -9.4M | -4.4M | -2.7M | -700K | -300K | |
(0.0) | (0.0) | (0.0) | (98.8M) | (795.4M) | -54.5M | (0.0) | (0.0) | (0.0) | |
-504.4M | -363.8M | -395.2M | -270.1M | -842.8M | -17.8M | -72.7M | -13.8M | -28M | |
424.7M | 413.8M | 493.1M | 362.5M | 47.4M | 72.3M | 22M | 20.9M | 15.6M | |
0.0 | 0.0 | 0.0 | 0.0 | -795.4M | 54.5M | -600K | 7.1M | -12.4M | |
-89.1M | (40.6M) | (88.7M) | (181.1M) | -804.8M | (50.1M) | -54M | (6.4M) | -12.7M | |
FINANCING ACTIVITIES | |||||||||
31.9M | 19.3M | 0.0 | 0.0 | 640.3M | 339.3M | 0.0 | 0.0 | 0.0 | |
74.7M | 68.4M | 14.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 0.0 | 500K | 3.6M | 9.3M | 1.8M | 700K | 100K | 800K | |
106.6M | 87.7M | 15.4M | 3.6M | 649.6M | 341.1M | 300.1M | 119.9M | 800K | |
CASH FLOW SUMMARY | |||||||||
10.1M | -2.7M | 0.0 | -5.8M | -1M | 1.6M | -100K | 0.0 | 0.0 | |
11.1M | 114.2M | -15M | 15.9M | -300.8M | 301.1M | 167.9M | 85.5M | -31M | |
385.7M | 271.5M | 286.5M | 270.6M | 571.4M | 270.3M | 102.4M | 16.9M | 47.9M | |
396.8M | 385.7M | 271.5M | 286.5M | 270.6M | 571.4M | 270.3M | 102.4M | 16.9M | |
-25.9M | -20.8M | -128.3M | -173.1M | -154M | -96.1M | -81.4M | -41.5M | -19.4M |
SEC Filings
LMND - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | April 30, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 25, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 19, 2026 | February 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 27, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 05, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 05, 2025 | November 05, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 15, 2025 | October 15, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 06, 2025 | October 06, 2025 | 2025 |
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