Lemonade, Inc.

Lemonade, Inc.

LMNDยทNYSE

$52.66

-0.66%
Financial ServicesInsurance - Property & Casualty

Lemonade, Inc. provides various insurance products in the United States and Europe. Its insurance products include stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. The company also offers renters, homeowners, pet, car, and life insurance products, as well as landlord insurance policies. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. and changed its name to Lemonade, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$4.05B
EPS-2.3000
P/E Ratio-22.90
Earnings Date08/04/2026
3Y+187.0%
5Y+682.0%
10Y+30646.0%
3Y-44.0%
5Y+35.0%
10Y+489.0%
3Y-90.0%
5Y-82.0%
10Y-14.0%
Lemonade, Inc.

Lemonade, Inc. Profit Bridge

LMND ยท NYSE
Revenue737.90M
Cost of Goods Sold (440.70M)
Gross Profit297.20M
Operating Expenses (458.10M)
Operating Income-160.90M
Interest Expense (0.00)
Other Income/Expense0.00
Pretax Income-160.90M
Income Tax (4.60M)
Net Income-165.50M
Net Income
-165.50M

Profitability Analysis

Gross Margin

40.3%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

-21.8%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-22.4%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Lemonade, Inc. Income Statement

LMND โ€ข NYSE

Lemonade, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017
REVENUE
737.9M
526.5M
429.8M
256.7M
128.4M
94.4M
67.3M
22.5M
2.4M
GROSS PROFIT
(440.7M)
(353.8M)
(339.6M)
(228.3M)
(105.5M)
(74M)
(55.4M)
(19.4M)
(0.0)
297.2M
172.7M
90.2M
28.4M
22.9M
20.4M
11.9M
3.1M
2.4M
OPERATING INCOME
(458.1M)
(376.6M)
(320M)
(323.2M)
(256.5M)
(141.2M)
(119.8M)
(55.7M)
(28.7M)
(364.2M)
(290.8M)
(231.2M)
(260.6M)
(214.2M)
(126.7M)
(110M)
(51M)
(28.7M)
-160.9M
-203.9M
-229.8M
-294.8M
-233.6M
-120.8M
-107.9M
-52.6M
-26.3M
PRE-TAX INCOME
8.2M
8.3M
4.2M
1.2M
400K
1M
2.8M
1M
0.0
(93.9M)
(85.8M)
(88.8M)
(62.6M)
(42.3M)
(14.5M)
(9.8M)
(4.7M)
(0.0)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-1.7M
-160.9M
-203.9M
-229.8M
-294.8M
-233.6M
-120.8M
-107.9M
-52.6M
-28M
NET INCOME
(4.6M)
-1.7M
(7.1M)
(3M)
(7.7M)
(1.5M)
(600K)
(300K)
(100K)
-165.5M
-202.2M
-236.9M
-297.8M
-241.3M
-122.3M
-108.5M
-52.9M
-28.1M

SEC Filings

LMND - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

April 30, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 22, 2026
April 22, 2026
2026
10-K

10-K 2025 FY

FY

February 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 19, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 05, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 05, 2025
November 05, 2025
2025
8-K

8-K 2025

N/A

October 15, 2025
October 15, 2025
2025
8-K

8-K 2025

N/A

October 06, 2025
October 06, 2025
2025
Showing 1 to 10 of 91 filings