KEY - NYSE
KeyCorp
$20.88
-0.096%KeyCorp operates as the holding company for KeyBank National Association that provides various retail and commercial banking products and services in the United States. It operates in two segments, Consumer Bank and Commercial Bank. The company offers various deposits, investment products and services; and personal finance and financial wellness, student loan refinancing, mortgage and home equity, lending, credit card, treasury, business advisory, wealth management, asset management, investment, cash management, portfolio management, and trust and related services to individuals and small and medium-sized businesses. It also provides a suite of banking and capital market products, such as syndicated finance, debt and equity capital market products, commercial payments, equipment finance, commercial mortgage banking, derivatives, foreign exchange, financial advisory, and public finance, as well as commercial mortgage loans comprising consumer, energy, healthcare, industrial, public sector, real estate, and technology loans for middle market clients. In addition, the company offers community development financing, securities underwriting, brokerage, and investment banking services. As of December 31, 2021, it operated through a network of approximately 999 branches and 1,317 ATMs in 15 states, as well as additional offices, online and mobile banking capabilities, and a telephone banking call center. KeyCorp was founded in 1849 and is headquartered in Cleveland, Ohio.
At a Glance
Live SnapshotKeyCorp Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
KeyCorp Income Statement
KEY • NYSE
| KeyCorp Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
11.2B | 9.1B | 10.2B | 7.9B | 7.3B | 7.1B | 7.5B | 7.1B | 6.7B | 5.2B | 4.3B | 4.2B | 4.2B | 4.4B | 4.4B | 5.2B | 5.6B | 6.1B | 7.5B | 7.4B | |
GROSS PROFIT | ||||||||||||||||||||
(4.2B) | (5B) | (4.5B) | (1.4B) | -122M | (1.7B) | (1.8B) | (1.2B) | (842M) | (666M) | (440M) | (318M) | (433M) | (654M) | (534M) | (1.5B) | (4.6B) | (3.6B) | (3.2B) | (2.7B) | |
7B | 4.1B | 5.7B | 6.5B | 7.5B | 5.5B | 5.7B | 5.9B | 5.8B | 4.5B | 3.9B | 3.9B | 3.8B | 3.7B | 3.9B | 3.7B | 1B | 2.5B | 4.2B | 4.7B | |
OPERATING INCOME | ||||||||||||||||||||
(4.7B) | (4.4B) | (4.6B) | (4.2B) | (4.2B) | (3.9B) | (3.7B) | (3.7B) | (3.9B) | (3.5B) | (2.7B) | (2.6B) | (2.6B) | (2.6B) | (2.5B) | (2.9B) | (3.3B) | (3.3B) | (3B) | (3B) | |
(3.3B) | (2.9B) | (2.8B) | (2.8B) | (2.8B) | (2.6B) | (2.5B) | (2.6B) | (2.6B) | (2.2B) | (1.8B) | (1.7B) | (1.7B) | (1.7B) | (1.6B) | (1.8B) | (1.9B) | (1.9B) | (1.9B) | (2B) | |
2.3B | -306M | 1.2B | 2.3B | 3.3B | 1.6B | 2B | 2.2B | 1.9B | 968M | 1.2B | 1.3B | 1.1B | 1.1B | 1.3B | 793M | -2.3B | -850M | 1.2B | 1.6B | |
PRE-TAX INCOME | ||||||||||||||||||||
(3.8B) | (4.7B) | (4B) | (885M) | (296M) | (651M) | (1.3B) | (969M) | (613M) | (400M) | (274M) | (261M) | (295M) | (441M) | (622M) | (897M) | (1.4B) | (2B) | (2.7B) | (2.6B) | |
4.6B | 3.8B | 3.9B | 4.5B | 4.1B | 4B | 3.9B | 3.9B | 3.8B | 2.9B | 2.3B | 2.3B | 2.3B | 2.3B | 2.3B | 2.5B | 2.4B | 2.3B | 2.7B | 2.8B | |
(1.4B) | (1.5B) | (1.8B) | (1.4B) | (1.4B) | (1.3B) | (1.2B) | (1.1B) | (1.3B) | (1.3B) | (911M) | (917M) | (950M) | (941M) | (884M) | (1.1B) | (1.4B) | (1.5B) | (1.1B) | (1.1B) | |
2.3B | -306M | 1.2B | 2.3B | 3.3B | 1.6B | 2B | 2.2B | 1.9B | 968M | 1.2B | 1.3B | 1.1B | 1.1B | 1.3B | 793M | -2.3B | -850M | 1.2B | 1.6B | |
NET INCOME | ||||||||||||||||||||
(475M) | -143M | (196M) | (422M) | (642M) | (227M) | (314M) | (344M) | (637M) | (179M) | (303M) | (326M) | (271M) | (231M) | (364M) | (186M) | -1B | (437M) | (277M) | (450M) | |
1.8B | -161M | 967M | 1.9B | 2.6B | 1.3B | 1.7B | 1.9B | 1.3B | 791M | 916M | 900M | 910M | 858M | 920M | 554M | -1.3B | -1.5B | 919M | 1.1B |
SEC Filings
KEY - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 29, 2026 | May 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 14, 2026 | May 13, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 05, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 16, 2026 | April 16, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 27, 2026 | May 14, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 02, 2026 | February 24, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 23, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 09, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 20, 2026 | January 15, 2026 | 2026 |
Related Guides
Continue your KEY research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.