Horizon Technology Finance Corp

Horizon Technology Finance Corp

HTFCยทNYSE

$24.92

+0.36%
Financial ServicesAsset Management

Horizon Technology Finance Corp. operates as a specialty finance company, which engages in the provision of capital in the form of secured loans to venture capital backed companies. It is also involved in lending and investing in portfolio companies in technology, life science, healthcare information and services and cleantech industries. The company was founded by John C. Bombara, Daniel S. Devorsetz, Robert D. Pomeroy and Gerald A. Michaud on March 16, 2010 and is headquartered in Farmington, CT.

At a Glance

Live Snapshot
Market Cap$1.15B
EPS1.0500
P/E Ratio23.73
Earnings Date04/29/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is mid-range (P/E 23.7).

Valuation inputs: P/E 23.7, earnings yield +4.2%, momentum +0.4%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is acceptable (ROE +14.3%, ROIC +4.1%).

Profitability stack: net margin +1.1%, ROE +14.3%, ROIC +4.1%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +60.7%, momentum +0.4%, net margin +1.1%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

htfc

Horizon Technology Finance Corp Market vs Earnings Trajectory

HTFC ยท NYSE

Loading price and EPS data...

Horizon Technology Finance Corp

Horizon Technology Finance Corp Fair Value Envelope

HTFC ยท NYSE

Our analysis suggests that HTFC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $24.9189, this represents a potential HIDDEN relative to our calculated worth for Horizon Technology Finance Corp.

Intrinsic Value
Current Price: $24.9189
3Y+22.0%
5Y+192.0%
10Y-344.0%
3Y-11.0%
5Y+104.0%
10Y-2425.0%
3Y+115.0%
5Y+615.0%
10Y-1026.0%
3Y-123.0%
5Y-324.0%
10Y+8.0%
3Y-123.0%
5Y-324.0%
10Y+8.0%
3Y+6.0%
5Y+99.0%
10Y+239.0%
Horizon Technology Finance Corp

Horizon Technology Finance Corp Profit Bridge

HTFC ยท NYSE
Revenue40.91M
Cost of Goods Sold (13.26M)
Gross Profit27.64M
Operating Expenses (-5.32M)
Operating Income32.96M
Interest Expense (32.80M)
Other Income/Expense0.00
Pretax Income-1.60M
Income Tax (1.06M)
Net Income45.48M
Net Income
45.48M

Profitability Analysis

Gross Margin

67.6%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

80.6%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

111.2%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

67.58%
Gross Profit Margin
1260%
3Y+16.0%
5Y+31.0%
10Y-87.0%
80.58%
Operating Profit Margin
-758%
3Y+69.0%
5Y+145.0%
10Y-108.0%
111.17%
Net Profit Margin
-770%
3Y+141.0%
5Y+249.0%
10Y-60.0%
14.28%
Return on Equity
-952%
3Y+115.0%
5Y+377.0%
10Y-505.0%
5.61%
Return on Assets
-918%
3Y+103.0%
5Y+259.0%
10Y-373.0%
4.06%
Return on Invested Capital
-886%
3Y+45.0%
5Y+154.0%
10Y-66.0%
HTFC

Horizon Technology Finance Corp Cash Conversion Engine

HTFC ยท NYSE
Net Income45.48M
Depreciation & Amortization2.65M
Stock-Based Compensation0.00
Change in Working Capital314.00K
Others-8.47M
Capital Expenditures0.00
Free Cash Flow56.63M

Cash Flow Quality Analysis

FCF Conversion Rate

124.5%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

FCF Growth Trend

+42.9%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$314.00K

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

htfc

Horizon Technology Finance Corp Funding & Solvency Profile

HTFC ยท NYSE
Cash & Cash Equivalents34.49M
Net Receivables12.74M
Inventory0.00
Other Current Assets0.00
Total Current Assets47 M
Property, Plant & Equipment0.00
Goodwill & Intangible Assets0.00
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets0
Total Assets
791.65M

Financial Health Analysis

Debt-to-Equity Ratio

1.37x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

47 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

6% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

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Horizon Technology Finance Corp Street Expectations Map

HTFC ยท NYSE

No Target Data

No analyst price targets available for htfc.

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Horizon Technology Finance Corp Insider Positioning

HTFC ยท NYSE

During the last 12 months, there has been no insider trading activity reported for HTFC.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.

6.65%
Dividend Yield
30%
3Y+134.0%
5Y+224.0%
10Y+141.0%
ย 

htfc Dividend History

HTFC
10Y CAGR 2%
Latest $0.391
Annual $1.56246
Stable dividend payments
Last Period: +0%