Hippo Holdings Inc.

Hippo Holdings Inc.

HIPOยทNYSE

$24.09

-5.2%
Financial ServicesInsurance - Specialty

Hippo Holdings Inc. provides home protection insurance in the United States and the District of Columbia. Its insurance products include homeowners' insurance against risks of fire, wind, and theft; and commercial and personal lines of products. The company distributes insurance products and services through its technology platform; and offers its policies online, over the phone, or through licensed insurance agents. It provides care and protection for homeowners, as well as operates an integrated home protection platform. The company is headquartered in Palo Alto, California.

At a Glance

Live Snapshot
Market Cap$627.20M
EPS2.2800
P/E Ratio10.57
Earnings Date08/05/2026
Hippo Holdings Inc.

Hippo Holdings Inc. Fair Value Envelope

HIPO ยท NYSE

Our analysis suggests that HIPO has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $24.09, this represents a potential HIDDEN relative to our calculated worth for Hippo Holdings Inc..

Intrinsic Value
Current Price: $24.09

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

$
%
$
%
$
$

Projection Settings

Forecast period and terminal assumptions

%
%

DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$8.0M
+ Cash & Equivalents$250.1M
Firm Value$258.1M
- Debt$52.4M
Equity Value$205.7M
/ Shares Outstanding25,238,362B
DCF Value$8
OVERVALUED BY 66%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$4.6M
$2.3M
$1.2M
$575.0K
$287.5K
$143.8K
$71.9K
$35.9K
$18.0K
$9.0K
Maintenance CapEx
-$10.0K
-$5.0K
-$2.5K
-$1.3K
-$625
-$313
-$156
-$78
-$39
-$20
Owner Earnings
$4.6M
$2.3M
$1.1M
$573.8K
$286.9K
$143.4K
$71.7K
$35.9K
$17.9K
$9.0K
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$4.2M
$2.0M
$910.9K
$421.7K
$195.2K
$90.4K
$41.8K
$19.4K
$9.0K
$4.2K
Terminal Value represents 0.9% of Enterprise Value