The Hartford Financial Services Group, Inc.

The Hartford Financial Services Group, Inc.

HIGยทNYSE

$125.94

-0.50%
Financial ServicesInsurance - Property & Casualty

The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers workers' compensation, property, automobile, liability, umbrella, bond, marine, livestock, and reinsurance; and customized insurance products and risk management services, including professional liability, bond, surety, and specialty casualty coverages through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channel and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and a single-company leave management solution. This segment distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers investment products for retail and retirement accounts; exchange-traded products through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers; and investment management and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

At a Glance

Live Snapshot
Market Cap$34.52B
EPS13.5100
P/E Ratio9.32
Earnings Date07/27/2026
3Y+29.0%
5Y+39.0%
10Y+73.0%
3Y+111.0%
5Y+121.0%
10Y+328.0%
3Y+48.0%
5Y+53.0%
10Y+187.0%
The Hartford Financial Services Group, Inc.

The Hartford Financial Services Group, Inc. Profit Bridge

HIG ยท NYSE
Revenue28.26B
Cost of Goods Sold (15.24B)
Gross Profit13.02B
Operating Expenses (8.26B)
Operating Income4.76B
Interest Expense (199.00M)
Other Income/Expense0.00
Pretax Income4.76B
Income Tax (924.00M)
Net Income3.84B
Net Income
3.84B

Profitability Analysis

Gross Margin

46.1%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

16.8%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

13.6%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

19.4%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

The Hartford Financial Services Group, Inc. Income Statement

HIG โ€ข NYSE

The Hartford Financial Services Group, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
28.3B
26.4B
24.3B
21.9B
21.6B
20.3B
20.5B
18.8B
17.2B
16.3B
16B
18.6B
20.7B
22.1B
21.7B
22B
24.7B
9.2B
25.9B
26.5B
GROSS PROFIT
(15.2B)
(22.4B)
(21.2B)
(19.8B)
(19.2B)
(18B)
(17.8B)
(16.8B)
(16.1B)
(15.5B)
(14.1B)
(16.5B)
(18.6B)
(20.8B)
(21B)
(19.3B)
(17B)
(24.4B)
(17.1B)
(18.6B)
13B
4B
3.2B
2.1B
2.5B
2.3B
2.7B
1.9B
1.1B
778M
1.8B
2.1B
2.1B
1.3B
738M
2.8B
7.7B
-15.2B
8.9B
7.9B
OPERATING INCOME
(8.3B)
(121M)
(79M)
-211M
-435M
(209M)
(183M)
(167M)
(330M)
(331M)
(371M)
(376M)
(610M)
(1.4B)
(538M)
(508M)
(9.4B)
-10.6B
(4.9B)
(4.3B)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(4.4B)
(4.7B)
(4.6B)
(4B)
(0.0)
(0.0)
4.8B
3.8B
3.1B
2.3B
2.9B
2.1B
2.6B
1.8B
723M
447M
1.5B
1.7B
1.5B
-89M
200M
2.3B
-1.7B
-4.6B
4B
3.6B
PRE-TAX INCOME
(199M)
(199M)
(199M)
(213M)
(234M)
(236M)
(259M)
(298M)
(316M)
(327M)
(346M)
(376M)
(397M)
(457M)
(508M)
(508M)
(476M)
(343M)
(263M)
(277M)
-199M
-199M
-199M
-213M
-234M
-236M
-259M
-298M
-316M
-327M
-346M
-376M
-397M
-457M
-508M
-508M
-476M
-343M
-263M
-277M
(8.3B)
(121M)
(79M)
-211M
-435M
(209M)
(183M)
(167M)
(330M)
(331M)
(371M)
(376M)
(610M)
(1.4B)
-3.9B
-4.2B
(4.8B)
-14.6B
(4.9B)
(4.3B)
4.8B
3.8B
3.1B
2.3B
2.9B
2.1B
2.6B
1.8B
723M
447M
1.5B
1.7B
1.5B
-89M
200M
2.3B
-1.7B
-4.6B
4B
3.6B
NET INCOME
(924M)
(738M)
(584M)
(443M)
(534M)
(383M)
(475M)
(268M)
(985M)
-166M
(289M)
(350M)
(246M)
-309M
-373M
(572M)
-841M
-1.8B
(1.1B)
(857M)
3.8B
3.1B
2.5B
1.8B
2.4B
1.7B
2.1B
1.8B
-3.1B
896M
1.7B
798M
176M
-38M
712M
1.6B
-887M
-2.7B
2.9B
2.7B

SEC Filings

HIG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 23, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
April 09, 2026
2026
10-K

10-K 2025 FY

FY

February 20, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2025

N/A

December 12, 2025
December 12, 2025
2025
8-K

8-K 2025

N/A

October 27, 2025
October 27, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 27, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

September 25, 2025
September 24, 2025
2025
Showing 1 to 10 of 601 filings