Hamilton Insurance Group, Ltd.

Hamilton Insurance Group, Ltd.

HGยทNYSE

$28.80

-0.40%
Financial ServicesInsurance - Reinsurance

Hamilton Insurance Group, Ltd., through its subsidiaries, engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property treaty reinsurance; and specialty reinsurance solutions, including accident and health, aviation, crisis management, financial lines, marine and energy, multiline specialty, and satellite reinsurance. It also provides accident and health, cyber, excess energy, environmental, financial lines, fine art and specie, kidnap and ransom, M&A, marine and energy liability, political risk, professional liability, property binders, property D&F, space, upstream energy, general and excess casualty, war and terrorism, allied medical, management liability, medical professionals, products liability and contractors, and small business casualty insurance plans. The company was incorporated in 2013 and is based in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.

At a Glance

Live Snapshot
Market Cap$2.87B
EPS5.6800
P/E Ratio5.07
Earnings Date08/05/2026
Hamilton Insurance Group, Ltd.

Hamilton Insurance Group, Ltd. Fair Value Envelope

HG ยท NYSE

Our analysis suggests that HG has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $28.8, this represents a potential HIDDEN relative to our calculated worth for Hamilton Insurance Group, Ltd..

Intrinsic Value
Current Price: $28.8

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$28.5B
+ Cash & Equivalents$1.1B
Firm Value$29.6B
- Debt$149.7M
Equity Value$29.4B
/ Shares Outstanding99,771,402B
DCF Value$295
UNDERVALUED BY 924%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$934.5M
$1.0B
$1.2B
$1.3B
$1.4B
$1.6B
$1.7B
$1.9B
$2.1B
$2.4B
Maintenance CapEx
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
Owner Earnings
$934.5M
$1.0B
$1.2B
$1.3B
$1.4B
$1.6B
$1.7B
$1.9B
$2.1B
$2.4B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$865.3M
$888.8M
$913.0M
$937.8M
$963.3M
$989.5M
$1.0B
$1.0B
$1.1B
$1.1B
Terminal Value represents 65.7% of Enterprise Value