Genworth Financial, Inc.

Genworth Financial, Inc.

GNWยทNYSE

$8.35

+0.30%
Financial ServicesInsurance - Life

Genworth Financial, Inc. provides insurance products in the United States and internationally. The company operates in three segments: Enact, U.S. Life Insurance, and Runoff. The Enact segment offers mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and pool mortgage insurance products. The U.S. Life Insurance segment offers long-term care insurance products; and service traditional life insurance and fixed annuity products in the United States. The Runoff segment includes variable annuity, variable life insurance, and corporate-owned life insurance, as well as funding agreements. It distributes its products through sales force, in-house sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia.

At a Glance

Live Snapshot
Market Cap$3.20B
EPS0.5500
P/E Ratio15.18
Earnings Date07/29/2026
Genworth Financial, Inc.

Genworth Financial, Inc. Fair Value Envelope

GNW ยท NYSE

Our analysis suggests that GNW has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $8.35, this represents a potential HIDDEN relative to our calculated worth for Genworth Financial, Inc..

Intrinsic Value
Current Price: $8.35

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

$
%
$
%
$
$

Projection Settings

Forecast period and terminal assumptions

%
%

DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$2,973.2B
+ Cash & Equivalents$2.0B
Firm Value$2,975.2B
- Debt$1.5B
Equity Value$2,973.7B
/ Shares Outstanding416,276,936B
DCF Value$7.1K
UNDERVALUED BY 85451%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$654.0M
$1.3B
$2.6B
$5.2B
$10.5B
$20.9B
$41.9B
$83.7B
$167.4B
$334.8B
Maintenance CapEx
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
Owner Earnings
$654.0M
$1.3B
$2.6B
$5.2B
$10.5B
$20.9B
$41.9B
$83.7B
$167.4B
$334.8B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$605.6M
$1.1B
$2.1B
$3.8B
$7.1B
$13.2B
$24.4B
$45.2B
$83.8B
$155.1B
Terminal Value represents 88.7% of Enterprise Value