Glacier Bancorp, Inc.

Glacier Bancorp, Inc.

GBCIยทNYSE

$46.01

+0.52%
Financial ServicesBanks - Regional

Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers non-interest bearing deposit and interest bearing deposit accounts, such as negotiable order of withdrawal and demand deposit accounts, savings accounts, money market deposit accounts, fixed rate certificates of deposit, negotiated-rate jumbo certificates, and individual retirement accounts. The company also provides construction and permanent loans on residential real estate; consumer land or lot acquisition loans; unimproved land and land development loans; and residential builder guidance lines comprising pre-sold and spec-home construction, and lot acquisition loans. In addition, it offers commercial real estate loans to purchase, construct, and finance commercial real estate properties; consumer loans secured by real estate, automobiles, or other assets; paycheck protection program loans; home equity loans consisting of junior lien mortgages, and first and junior lien lines of credit secured by owner-occupied 1-4 family residences; and agriculture loans. Further, the company provides mortgage origination and loan servicing services. It has 224 locations, including 188 branches and 36 loan or administration offices in 75 counties within 8 states comprising Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and Nevada. The company was founded in 1955 and is headquartered in Kalispell, Montana.

At a Glance

Live Snapshot
Market Cap$5.99B
EPS2.0000
P/E Ratio23.00
Earnings Date07/23/2026
3Y-20.0%
5Y+98.0%
10Y+94.0%
3Y-179.0%
5Y-130.0%
10Y-353.0%
3Y-224.0%
5Y-129.0%
10Y-661.0%
GBCI

Glacier Bancorp, Inc. Cash Conversion Engine

GBCI ยท NYSE
Net Income239.03M
Depreciation & Amortization33.03M
Stock-Based Compensation6.34M
Change in Working Capital-6.48M
Others106.54M
Capital Expenditures-26.85M
Free Cash Flow347.55M

Cash Flow Quality Analysis

FCF Conversion Rate

145.4%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

7.2%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+65.7%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$6.48M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Glacier Bancorp, Inc. Cash Flow Statement

GBCI โ€ข NYSE

Glacier Bancorp, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
239M
190.1M
222.9M
303.2M
284.8M
266.4M
210.5M
181.9M
116.4M
121.1M
116.1M
112.8M
95.6M
75.5M
17.5M
42.3M
34.4M
65.7M
68.6M
61.1M
33M
41.7M
37.1M
36.5M
32M
30.8M
27.1M
22.3M
17.3M
18.3M
17.3M
14.9M
12.9M
12.7M
12.9M
14M
13.6M
14.3M
14.4M
13.6M
-4.1M
2.6M
507K
2.2M
-9.1M
-6.9M
-356K
6.9M
25.9M
-82K
-4.1M
5.9M
4.6M
837K
-13.3M
138K
-29.8M
-11M
1.6M
-931K
6.3M
5.7M
5.9M
5.4M
4.3M
3.6M
7.5M
3.1M
3M
1.8M
1.7M
859K
1M
254K
45K
932K
1.9M
1.7M
0.0
0.0
106.5M
104.9M
141.9M
143.3M
247.3M
-70.2M
-25.6M
56.9M
93.4M
53.1M
43.6M
47.2M
210.8M
90.4M
159.2M
129.8M
109.3M
19.8M
-7.7M
-4.7M
(32.2M)
(15.6M)
(27.9M)
(55.2M)
(67.3M)
(63M)
(36.8M)
(26.5M)
(40.2M)
(36.2M)
(39.6M)
(33.3M)
(23.6M)
(21.3M)
(7.9M)
(9.4M)
(36.8M)
(0.0)
(0.0)
(0.0)
-6.5M
-87M
92.3M
-19.9M
12.7M
-34.3M
7.5M
9.6M
-1.1M
-1.2M
2.1M
1M
9.2M
4.1M
10.5M
6.7M
-32.6M
-3.2M
11.6M
-1.4M
374.4M
258M
500.7M
470.7M
572M
189.5M
226.6M
280.7M
254.7M
193.1M
176.8M
182.7M
334.1M
183.8M
186.8M
193.9M
96.7M
87.1M
88.5M
67.7M
INVESTING ACTIVITIES
-26.8M
-48.3M
-49.5M
-33.8M
-9.4M
-11.7M
-16.4M
-18.6M
-10.1M
-8.3M
-18.2M
-14.4M
-9M
-10.7M
-17.5M
-22.7M
-11.9M
-15.3M
-18M
-22.2M
(210.3M)
(107.7M)
(0.0)
(0.0)
(1.6B)
(43.7M)
(63M)
(101.3M)
-4.1M
(6.7M)
(21.4M)
-2.1M
(26.2M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(2.1M)
(43.1M)
-1.2B
-352.9M
-585.3M
-1.5B
-6.6B
-3.3B
-1.3B
-946.3M
-122.1M
-660.5M
-1.2B
-331M
-1.4B
-2.6B
-1.7B
-1.7B
-768M
-591.2M
-92.6M
-59.5M
2.6B
1.2B
1.5B
2B
1.5B
868.2M
1.6B
748.8M
788.2M
823.8M
860.2M
807.3M
1.9B
2B
1B
700.2M
352.5M
280.1M
273.3M
223.1M
-491.4M
-414.5M
-1.1B
-1.8B
-465.7M
-1.1B
-368.7M
-757.6M
-628.2M
-583M
-364.5M
-300.9M
-306.6M
26.8M
178.8M
166.1M
63.7M
-380.7M
-376.7M
-416.2M
(1.1B)
(493.1M)
-207.5M
-1.4B
-3.9B
-3.6B
-42.7M
-872.4M
(23.7M)
-421.3M
-681.3M
(158.9M)
(149.2M)
-579.6M
-529.1M
-822.5M
-363.7M
-707.2M
-211.9M
-231.7M
FINANCING ACTIVITIES
1.1M
-1.6M
-1.8M
140K
265K
993K
0.0
0.0
0.0
0.0
17K
785K
4.3M
81K
0.0
145.7M
2.6M
103.7M
6.2M
36.4M
-1.1B
-997.2M
943.3M
1.8B
3.5M
-38M
-392.1M
78.7M
82.8M
-146.1M
94.5M
-544.2M
-163.8M
-71.9M
103.9M
174.8M
451.3M
-216.5M
294.1M
-53.7M
-162.7M
-150M
-146.7M
-157.5M
-145.6M
-131.3M
-124.5M
-85.5M
-111.7M
-84M
-79.5M
-50.9M
-44.2M
-47.5M
-37.4M
-37.4M
-32M
-29.1M
-26.7M
-22.6M
(0.0)
-1.6M
-1.8M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
252.6M
-108.3M
-135.7M
-806.3M
3.3B
3.8B
459.7M
603.5M
-202M
417.6M
240.9M
540.2M
-306.7M
574.2M
298.7M
385.7M
-77.1M
669.4M
-95.5M
244.3M
-1.1B
-1.3B
659.1M
845.4M
3.1B
3.7B
-56.8M
595.5M
-230.9M
187.5M
255.4M
-54.9M
-514.7M
454.9M
365.2M
523.1M
342.3M
527.6M
178.1M
204.4M
CASH FLOW SUMMARY
386.9M
-505.9M
952.3M
-35.7M
-195.5M
302.2M
127.2M
3.8M
47.5M
-40.7M
-249.2M
286.8M
-31.4M
59M
22.9M
-105.5M
75.3M
-92.4M
54.6M
40.4M
848.4M
1.4B
402M
437.7M
633.1M
331M
203.8M
200M
152.5M
193.3M
442.4M
155.7M
187M
128M
105.1M
210.6M
135.3M
227.6M
173M
132.6M
1.2B
848.4M
1.4B
402M
437.7M
633.1M
331M
203.8M
200M
152.5M
193.3M
442.4M
155.7M
187M
128M
104.9M
210.6M
135.3M
227.6M
173M
347.6M
209.8M
451.4M
436.9M
562.6M
177.8M
210.3M
262.1M
244.6M
184.8M
158.5M
168.3M
325.1M
173.1M
169.4M
171.3M
84.9M
71.9M
70.4M
45.5M

SEC Filings

GBCI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
April 29, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 29, 2026
2026
10-K

10-K 2025 FY

FY

February 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

February 09, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

February 05, 2026
February 05, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
Showing 1 to 10 of 488 filings