Glacier Bancorp, Inc.

Glacier Bancorp, Inc.

GBCIยทNYSE

$46.01

+0.52%
Financial ServicesBanks - Regional

Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers non-interest bearing deposit and interest bearing deposit accounts, such as negotiable order of withdrawal and demand deposit accounts, savings accounts, money market deposit accounts, fixed rate certificates of deposit, negotiated-rate jumbo certificates, and individual retirement accounts. The company also provides construction and permanent loans on residential real estate; consumer land or lot acquisition loans; unimproved land and land development loans; and residential builder guidance lines comprising pre-sold and spec-home construction, and lot acquisition loans. In addition, it offers commercial real estate loans to purchase, construct, and finance commercial real estate properties; consumer loans secured by real estate, automobiles, or other assets; paycheck protection program loans; home equity loans consisting of junior lien mortgages, and first and junior lien lines of credit secured by owner-occupied 1-4 family residences; and agriculture loans. Further, the company provides mortgage origination and loan servicing services. It has 224 locations, including 188 branches and 36 loan or administration offices in 75 counties within 8 states comprising Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and Nevada. The company was founded in 1955 and is headquartered in Kalispell, Montana.

At a Glance

Live Snapshot
Market Cap$5.99B
EPS2.0000
P/E Ratio23.00
Earnings Date07/23/2026
3Y+53.0%
5Y+80.0%
10Y+225.0%
3Y-21.0%
5Y-10.0%
10Y+97.0%
3Y-20.0%
5Y+98.0%
10Y+94.0%
Glacier Bancorp, Inc.

Glacier Bancorp, Inc. Profit Bridge

GBCI ยท NYSE
Revenue1.43B
Cost of Goods Sold (442.49M)
Gross Profit983.04M
Operating Expenses (657.13M)
Operating Income325.91M
Interest Expense (406.76M)
Other Income/Expense-35.66M
Pretax Income290.25M
Income Tax (51.22M)
Net Income239.03M
Net Income
239.03M

Profitability Analysis

Gross Margin

69.0%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

22.9%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

16.8%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

17.6%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Glacier Bancorp, Inc. Income Statement

GBCI โ€ข NYSE

Glacier Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
1.4B
1.2B
1.1B
933.4M
812.7M
790.1M
653.3M
579.3M
475.3M
438.5M
408.4M
380.6M
347M
336.2M
358.3M
375.9M
389M
364M
369.6M
305.2M
GROSS PROFIT
(442.5M)
(463.5M)
(340.8M)
(61.2M)
(41.6M)
(67.1M)
(42.8M)
(45.5M)
(40.7M)
(32M)
(31.6M)
(28.9M)
(35.6M)
(57.2M)
(109M)
(138.3M)
(181.8M)
(118.9M)
(128M)
(100.2M)
983M
781.7M
774.6M
872.1M
771.1M
723M
610.5M
533.8M
434.6M
406.6M
376.8M
351.8M
311.3M
278.9M
249.3M
237.6M
207.2M
245.2M
241.6M
204.9M
OPERATING INCOME
(657.1M)
(555.4M)
(507M)
(501.9M)
(421.7M)
(395M)
(351.3M)
(311.6M)
(253.6M)
(245.8M)
(226.7M)
(203.1M)
(185.7M)
(184.3M)
(232.1M)
(187.9M)
(168.8M)
(145.9M)
(137.9M)
(112.6M)
(453.7M)
(383.6M)
(359.4M)
(352.3M)
(294.4M)
(270.8M)
(238.5M)
(209M)
(173.1M)
(163.7M)
(145.5M)
(128.6M)
(113.8M)
(103.9M)
(92.2M)
(106.7M)
(103.1M)
(89M)
(85.4M)
(65.4M)
325.9M
226.3M
267.6M
370.3M
349.4M
328M
259.2M
222.2M
181M
160.8M
150.1M
148.7M
125.7M
94.6M
17.2M
49.7M
38.4M
99.3M
103.7M
92.4M
PRE-TAX INCOME
(406.8M)
(435.2M)
(326M)
(41.3M)
(18.6M)
(27.3M)
(42.8M)
(35.5M)
(29.9M)
(29.6M)
(29.3M)
(27M)
(28.8M)
(35.7M)
(44.5M)
(53.6M)
(57.2M)
(90.4M)
(121.3M)
(95M)
889M
704.6M
691.7M
788.4M
662.5M
599.7M
503.4M
433.5M
345.2M
314.5M
290.4M
273M
234.8M
218M
235.6M
234.8M
245.3M
212.6M
183.5M
158.3M
(203.5M)
(171.8M)
(147.6M)
(149.5M)
(127.3M)
(124.1M)
(112.8M)
(102.5M)
(80.5M)
(82.1M)
(81.2M)
(74.5M)
(71.8M)
(80.4M)
(140M)
(81.2M)
(65.7M)
(56.9M)
(52.5M)
(47.1M)
-35.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
290.2M
226.3M
267.6M
370.3M
349.4M
328M
259.2M
222.2M
181M
160.8M
150.1M
148.7M
125.7M
94.6M
17.2M
49.7M
38.4M
99.3M
103.7M
92.4M
NET INCOME
(51.2M)
(36.2M)
(44.7M)
(67.1M)
(64.7M)
(61.6M)
(48.7M)
(40.3M)
(64.6M)
(39.7M)
(34M)
(35.9M)
(30M)
(19.1M)
-281K
(7.3M)
(4M)
(33.6M)
(35.1M)
(31.3M)
239M
190.1M
222.9M
303.2M
284.8M
266.4M
210.5M
181.9M
116.4M
121.1M
116.1M
112.8M
95.6M
75.5M
17.5M
42.3M
34.4M
65.7M
68.6M
61.1M

SEC Filings

GBCI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
April 29, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 29, 2026
2026
10-K

10-K 2025 FY

FY

February 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

February 09, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

February 05, 2026
February 05, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
Showing 1 to 10 of 488 filings