Fair Isaac Corporation

Fair Isaac Corporation

FICOยทNYSE

$1.17K

-6.1%
TechnologySoftware - Application

Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

At a Glance

Live Snapshot
Market Cap$27.24B
EPS26.9000
P/E Ratio43.67
Earnings Date07/29/2026
3Y+53.0%
5Y+113.0%
10Y+320.0%
3Y+671.0%
5Y+78.0%
10Y+58.0%
3Y+37.0%
5Y+159.0%
10Y+355.0%
FICO

Fair Isaac Corporation Cash Conversion Engine

FICO ยท NYSE
Net Income651.95M
Depreciation & Amortization14.95M
Stock-Based Compensation156.67M
Change in Working Capital-18.55M
Others6.28M
Capital Expenditures-8.92M
Free Cash Flow769.88M

Cash Flow Quality Analysis

FCF Conversion Rate

118.1%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

1.1%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+26.7%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$18.55M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Fair Isaac Corporation Cash Flow Statement

FICO โ€ข NYSE

Fair Isaac Corporation Cash Flow StatementSep 2025Sep 2024Sep 2023Sep 2022Sep 2021Sep 2020Sep 2019Sep 2018Sep 2017Sep 2016Sep 2015Sep 2014Sep 2013Sep 2012Sep 2011Sep 2010Sep 2009Sep 2008Sep 2007Sep 2006
OPERATING ACTIVITIES
651.9M
512.8M
429.4M
373.5M
392.1M
236.4M
192.1M
126.5M
133.4M
109.4M
86.5M
94.9M
90.1M
92M
71.6M
64.5M
65.1M
84M
104.7M
103.5M
15M
13.8M
14.6M
20.5M
25.6M
30.4M
31.6M
30.2M
36.2M
31.6M
33.9M
32.6M
33.2M
21.5M
24.2M
30.9M
38.4M
39.5M
49.1M
48.7M
-32.5M
-27.3M
-47.4M
7.8M
-6M
-8.6M
7.7M
10.6M
-6.2M
-1.8M
6.6M
-10M
6.6M
-1M
-1.3M
2M
-5M
-23.1M
3.8M
1.1M
156.7M
149.4M
123.8M
115.4M
112.5M
93.7M
83M
74.8M
61.2M
55.5M
45.3M
36.4M
25.9M
21.2M
15.5M
17.3M
19.9M
28M
36.3M
2.9M
6.3M
4.7M
11.9M
28.2M
-87.6M
54.4M
1.4M
-10.6M
1.7M
2M
2.2M
-5.3M
-5.7M
-7.9M
-1.5M
1.6M
-5.2M
6.4M
44.4M
47.8M
(162.1M)
(133.7M)
(152.8M)
(65.3M)
(71.5M)
(10.2M)
(18.8M)
(13.4M)
(31.3M)
(10.9M)
(33.8M)
(22.4M)
(24.1M)
(36.9M)
(11.5M)
(26.9M)
(28.4M)
(20.1M)
(0.0)
(0.0)
-18.5M
-20.5M
-63.4M
-35.9M
-12.7M
-41.3M
-55.5M
-8.4M
-612K
13.5M
-27.7M
26.5M
-13.9M
3.9M
27.8M
-10.5M
38.4M
24.4M
-22.9M
-2.1M
778.8M
633M
468.9M
509.5M
423.8M
364.9M
260.4M
223.1M
225.6M
185.2M
133M
175M
136.1M
129.7M
136.2M
105.8M
151.6M
159.2M
179.2M
199M
INVESTING ACTIVITIES
-8.9M
-8.9M
-4.2M
-6M
-7.6M
-22M
-24M
-31.3M
-19.8M
-22M
-25M
-12.6M
-24.1M
-25.5M
-14M
-17.5M
-14M
-22.8M
-22.7M
-31.4M
(0.0)
(0.0)
(0.0)
(0.0)
-210K
(0.0)
-15.9M
(20M)
(0.0)
-5.6M
-56.9M
-7.3M
-32.8M
-123.8M
(140K)
(0.0)
(0.0)
-17.8M
(0.0)
(0.0)
-6.5M
-18.4M
-10.6M
-10M
-9M
-6.1M
-6.4M
-6.1M
-777K
(0.0)
(0.0)
(0.0)
(0.0)
-48.1M
-144.2M
-71.7M
-197.3M
-161.8M
-191.2M
-176.3M
2.2M
15.9M
5M
8.1M
7.2M
3.5M
3.5M
3.2M
0.0
0.0
0.0
0.0
22M
131.7M
106.4M
197.6M
124M
169.7M
235M
190.1M
-30.5M
-16.7M
-6.1M
2.3M
147.4M
55K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.2M
5.3M
1.5M
16.3M
500K
-43.7M
-28M
-16M
-5.7M
(137.9M)
-24.6M
-42.8M
-14.1M
-20.6M
-27.6M
-81.9M
-19.8M
-35M
-65.7M
-51.7M
(110.6M)
-81.9M
-31.1M
(37.4M)
-17M
FINANCING ACTIVITIES
-1.4B
-796.7M
-383.3M
-1.1B
-853.3M
-193M
-206.1M
-331.6M
-173.2M
-120.6M
-112.5M
-210.5M
-52.5M
-120.3M
-83.8M
-194.7M
-15.2M
-96.9M
-367M
-192.3M
856.3M
343M
5M
591.9M
421.3M
6.4M
59.1M
157.2M
34M
-37M
62M
76M
-37.7M
-13.5M
-8M
-51.3M
0.0
8.5M
160.1M
0.0
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-1.2M
-2.5M
-2.5M
-2.7M
-2.8M
-2.8M
-3.1M
-3.6M
-3.9M
-3.9M
-4.4M
-5.1M
-1.4B
-821.7M
-405.5M
-1.1B
-874.2M
-235.2M
-228.9M
-342.6M
-187.6M
-138.4M
-130.7M
-217M
-82.8M
-191.1M
-91.4M
-196.1M
-18.5M
-116.6M
-451.1M
-256.5M
-224.9M
-139.2M
-76.7M
-50.9M
-91.6M
-102.9M
-53M
-44.2M
-40.2M
-30M
-5.7M
6.8M
6.4M
8.1M
928K
1.2M
280K
1.3M
12.6M
7.1M
-750.3M
-592.9M
-455M
-547.2M
-523.6M
-289.4M
-200M
-218.6M
-180.6M
-165M
-58.6M
-130.4M
-86.6M
-128.5M
-94M
-248.5M
-18.8M
-91M
-198.7M
-190.3M
CASH FLOW SUMMARY
-1.3M
1.8M
5.6M
-18.8M
-136K
59K
-1.1M
-5.9M
5.3M
-2.8M
-11.4M
-2.9M
-2.9M
234K
-881K
98K
-2.4M
-2.7M
2.2M
552K
-16.5M
13.9M
3.6M
-62.2M
38M
51M
16.4M
-15.6M
29.7M
-10.2M
-19M
21.9M
11.6M
-64.1M
-10.4M
-32M
48.5M
34.4M
20.1M
-7.7M
150.7M
136.8M
133.2M
195.4M
157.4M
106.4M
90M
105.6M
75.9M
86.1M
105.1M
83.2M
71.6M
135.8M
146.2M
178.2M
129.7M
95.3M
75.2M
82.9M
134.1M
150.7M
136.8M
133.2M
195.4M
157.4M
106.4M
90M
105.6M
75.9M
86.1M
105.1M
83.2M
71.6M
135.8M
146.2M
178.2M
129.7M
95.3M
75.2M
769.9M
607.4M
464.7M
503.4M
416.2M
342.9M
236.4M
191.8M
205.8M
188.3M
121.8M
162.4M
112M
104.3M
122.1M
88.3M
137.7M
136.4M
156.4M
167.6M

SEC Filings

FICO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

April 28, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

March 20, 2026
March 20, 2026
2026
8-K

8-K 2026

N/A

March 11, 2026
March 11, 2026
2026
8-K

8-K 2026

N/A

March 11, 2026
March 11, 2026
2026
8-K

8-K 2026

N/A

March 05, 2026
March 04, 2026
2026
10-Q

10-Q 2025 Q4

Q4

January 28, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
DEF 14A

DEF 14A 2026

N/A

January 27, 2026
March 04, 2026
2026
10-K

10-K 2025 FY

FY

November 07, 2025
September 30, 2025
2025
Showing 1 to 10 of 401 filings