Fair Isaac Corporation

Fair Isaac Corporation

FICOยทNYSE

$1.17K

-6.1%
TechnologySoftware - Application

Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

At a Glance

Live Snapshot
Market Cap$27.24B
EPS26.9000
P/E Ratio43.67
Earnings Date07/29/2026
3Y+45.0%
5Y+54.0%
10Y+126.0%
3Y+75.0%
5Y+176.0%
10Y+496.0%
3Y+53.0%
5Y+113.0%
10Y+320.0%
Fair Isaac Corporation

Fair Isaac Corporation Profit Bridge

FICO ยท NYSE
Revenue1.99B
Cost of Goods Sold (353.72M)
Gross Profit1.64B
Operating Expenses (712.30M)
Operating Income924.85M
Interest Expense (133.65M)
Other Income/Expense-122.25M
Pretax Income802.60M
Income Tax (150.65M)
Net Income651.95M
Net Income
651.95M

Profitability Analysis

Gross Margin

82.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

46.5%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

32.7%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

18.8%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Fair Isaac Corporation Income Statement

FICO โ€ข NYSE

Fair Isaac Corporation Income StatementSep 2025Sep 2024Sep 2023Sep 2022Sep 2021Sep 2020Sep 2019Sep 2018Sep 2017Sep 2016Sep 2015Sep 2014Sep 2013Sep 2012Sep 2011Sep 2010Sep 2009Sep 2008Sep 2007Sep 2006
REVENUE
2B
1.7B
1.5B
1.4B
1.3B
1.3B
1.2B
1B
932.2M
881.4M
838.8M
789M
743.4M
676.4M
619.7M
605.6M
630.7M
744.8M
822.2M
825.4M
GROSS PROFIT
(353.7M)
(348.2M)
(311.1M)
(302.2M)
(332.5M)
(361.1M)
(336.8M)
(310.7M)
(287.1M)
(265.2M)
(270.5M)
(249.3M)
(229.5M)
(197.9M)
(186.5M)
(180.9M)
(206.4M)
(274.9M)
(293.5M)
(282M)
1.6B
1.4B
1.2B
1.1B
984.1M
933.4M
823.2M
721.8M
645M
616.2M
568.2M
539.7M
514M
478.5M
433.2M
424.7M
424.3M
469.9M
528.8M
543.4M
OPERATING INCOME
(712.3M)
(635.7M)
(559.7M)
(532.7M)
(478.6M)
(637.5M)
(569.7M)
(511.9M)
(465.2M)
(446.6M)
(430.7M)
(377.8M)
(352.4M)
(310.1M)
(305.9M)
(311.4M)
(307.5M)
(347.6M)
(380.3M)
(390.7M)
(513M)
(462.8M)
(400.6M)
(383.9M)
(396.3M)
(420.9M)
(414.1M)
(376.9M)
(339.8M)
(328.9M)
(300M)
(278.2M)
(268.4M)
(238.5M)
(223.6M)
(225.3M)
(209.3M)
(245.6M)
(285.5M)
(260.8M)
(188.3M)
(171.9M)
(160M)
(146.8M)
(171.2M)
(166.5M)
(149.5M)
(128.4M)
(110.9M)
(103.7M)
(98.8M)
(83.4M)
(67M)
(59.5M)
(62.1M)
(73.6M)
(73.6M)
(77.8M)
(70.6M)
(85M)
924.9M
733.6M
642.8M
542.4M
505.5M
296M
253.5M
175.4M
182.2M
169.6M
137.5M
161.9M
161.6M
168.4M
127.3M
113.3M
116.7M
122.3M
148.5M
152.7M
PRE-TAX INCOME
(133.6M)
(105.6M)
(95.5M)
(69M)
(40.1M)
(42.2M)
(39.8M)
(31.3M)
(25.8M)
(26.6M)
(29.2M)
(28.6M)
(30.3M)
(31.7M)
(32.4M)
(24.1M)
(25.5M)
(20.3M)
(0.0)
(0.0)
-133.6M
-105.6M
-95.5M
-69M
-40.1M
-42.2M
-39.8M
-31.3M
-25.8M
-26.6M
-29.2M
-28.6M
-30.2M
-31.4M
-30.2M
-22.4M
-20.8M
-11.5M
0.0
0.0
(10.9M)
(917K)
-841K
(2.1M)
-88.9M
(50M)
(6.1M)
(6.6M)
(17.2M)
(14M)
(31.9M)
(16.2M)
(17M)
(12.1M)
(20.1M)
(12.5M)
(24.6M)
(24.2M)
(24.1M)
(44.9M)
-122.3M
-91.6M
-89.2M
-71.1M
-32.3M
-39M
-37.5M
-18.4M
-30.8M
-25M
-28.3M
-28.7M
-29.6M
-32.1M
-29.9M
-21M
-19.2M
-9.3M
1.2M
6.5M
802.6M
642M
553.6M
471.3M
473.1M
257M
216.1M
188M
151.3M
144.6M
109.2M
133.1M
132M
136.2M
97.5M
92.3M
97.6M
113M
149.7M
159.2M
NET INCOME
(150.6M)
(129.2M)
(124.2M)
(97.8M)
(81.1M)
(20.6M)
(23.9M)
(45.6M)
(23.1M)
(35.1M)
(22.7M)
(38.3M)
(41.9M)
(44.2M)
(25.9M)
(27.8M)
(32.1M)
(31.8M)
(45M)
(55.7M)
651.9M
512.8M
429.4M
373.5M
392.1M
236.4M
192.1M
142.4M
128.3M
109.4M
86.5M
94.9M
90.1M
92M
71.6M
64.5M
65.1M
84M
104.7M
103.5M

SEC Filings

FICO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

April 28, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

March 20, 2026
March 20, 2026
2026
8-K

8-K 2026

N/A

March 11, 2026
March 11, 2026
2026
8-K

8-K 2026

N/A

March 11, 2026
March 11, 2026
2026
8-K

8-K 2026

N/A

March 05, 2026
March 04, 2026
2026
10-Q

10-Q 2025 Q4

Q4

January 28, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
DEF 14A

DEF 14A 2026

N/A

January 27, 2026
March 04, 2026
2026
10-K

10-K 2025 FY

FY

November 07, 2025
September 30, 2025
2025
Showing 1 to 10 of 401 filings