ESNT - NYSE

Essent Group Ltd.

ESNT·NYSE

$55.84

+0.090%

Financial ServicesInsurance - Specialty

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$5.15B

EPS6.9700

P/E Ratio8.01

Earnings Date08/14/2026

esnt

Change in Working Capital

Last Annual Value

80.92M

3-Year CAGR

31%

5-Year CAGR

-19%

10-Year CAGR

29%

Adjust for Inflation

Essent Group Ltd. Competitors Analysis of Change in Working Capital

ESNT · NYSE

Company	Change in Working Capital	CAGR 3Y	CAGR 5Y	CAGR 10Y
Essent Group Ltd. NYSE:ESNT	80.92M	70.8%	N/A	N/A
Arch Capital Group Ltd. NASDAQ:ACGL	2.75B	33.6%	7.6%	16.1%
Enact Holdings, Inc. NASDAQ:ACT	15.77M	N/A	-5.7%	N/A
SLM Corporation NASDAQ:SLM	0.00	N/A	N/A	N/A
Synovus Financial Corp. NYSE:SNV	-123.90M	N/A	N/A	N/A
The Hanover Insurance Group, Inc. NYSE:THG	417.40M	15.3%	-7.6%	-1.0%
Valley National Bancorp NASDAQ:VLY	-497.32M	N/A	N/A	N/A
Equitable Holdings, Inc. NYSE:EQH	-3.46B	N/A	N/A	N/A
First American Financial Corporation NYSE:FAF	-222.20M	N/A	N/A	N/A
MGIC Investment Corporation NYSE:MTG	64.18M	N/A	N/A	N/A
Radian Group Inc. NYSE:RDN	-83.78M	N/A	N/A	N/A

Essent Group Ltd. Fair Value Envelope

ESNT · NYSE

Our analysis suggests that ESNT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $55.84, this represents a potential HIDDEN relative to our calculated worth for Essent Group Ltd..

HIDDEN

Intrinsic Value

Current Price: $55.84

Related Guides

Blog Categories

Continue your ESNT research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.