Deluxe Corporation

Deluxe Corporation

DLXยทNYSE

$22.87

-3.9%
Communication ServicesAdvertising Agencies

Deluxe Corporation provides technology-enabled solutions to enterprises, small businesses, and financial institutions in the United States, Canada, Australia, South America, and Europe. It operates through four segments: Payments, Cloud Solutions, Promotional Solutions, and Checks. The company provides treasury management solutions, including remittance and lockbox processing, remote deposit capture, receivables management, payment processing, and paperless treasury management solutions, as well as payment exchange, and fraud and security services; web hosting and design services, data-driven marketing solutions and hosted solutions, such as digital engagement, logo design, financial institution profitability reporting, and business incorporation services. It also offers business forms, accessories, advertising specialties, promotional apparel, and retail packaging services; and printed personal and business checks. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Shoreview, Minnesota.

At a Glance

Live Snapshot
Market Cap$1.05B
EPS1.8700
P/E Ratio12.23
Earnings Date08/05/2026
Deluxe Corporation

Deluxe Corporation Fair Value Envelope

DLX ยท NYSE

Our analysis suggests that DLX has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $22.87, this represents a potential HIDDEN relative to our calculated worth for Deluxe Corporation.

Intrinsic Value
Current Price: $22.87

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$632.0B
+ Cash & Equivalents$310.5M
Firm Value$632.3B
- Debt$1.5B
Equity Value$630.7B
/ Shares Outstanding45,007,664B
DCF Value$14.0K
UNDERVALUED BY 61176%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$474.9M
$833.4M
$1.5B
$2.6B
$4.5B
$7.9B
$13.9B
$24.3B
$42.7B
$75.0B
Maintenance CapEx
-$33.4M
-$58.7M
-$103.0M
-$180.8M
-$317.2M
-$556.7M
-$977.0M
-$1.7B
-$3.0B
-$5.3B
Owner Earnings
$441.4M
$774.7M
$1.4B
$2.4B
$4.2B
$7.3B
$12.9B
$22.6B
$39.7B
$69.7B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$408.7M
$664.1M
$1.1B
$1.8B
$2.8B
$4.6B
$7.5B
$12.2B
$19.9B
$32.3B
Terminal Value represents 86.8% of Enterprise Value