D.R. Horton, Inc.

D.R. Horton, Inc.

DHIยทNYSE

$144.50

-1.7%
Consumer CyclicalResidential Construction

D.R. Horton, Inc. operates as a homebuilding company in East, North, Southeast, South Central, Southwest, and Northwest regions in the United States. It engages in the acquisition and development of land; and construction and sale of residential homes in 31 states and 98 markets under the names of D.R. Horton, America's Builder, Express Homes, Emerald Homes, and Freedom Homes. The company constructs and sells single-family detached homes; and attached homes, such as town homes, duplexes, and triplexes. It also provides mortgage financing services; and title insurance policies, and examination and closing services, as well as engages in the residential lot development business. In addition, the company develops, constructs, owns, leases, and sells multi-family and single-family rental properties; owns non-residential real estate, including ranch land and improvements; and owns and operates energy related assets. It primarily serves homebuyers. D.R. Horton, Inc. was founded in 1978 and is headquartered in Arlington, Texas.

At a Glance

Live Snapshot
Market Cap$40.98B
EPS11.6200
P/E Ratio12.44
Earnings Date07/21/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is compressed (P/E 12.4).

Valuation inputs: P/E 12.4, earnings yield +8.0%, momentum -1.7%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is acceptable (ROE +14.8%, ROIC +10.1%).

Profitability stack: net margin +10.5%, ROE +14.8%, ROIC +10.1%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +30.2%, momentum -1.7%, net margin +10.5%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

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D.R. Horton, Inc. Market vs Earnings Trajectory

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Loading price and EPS data...

D.R. Horton, Inc.

D.R. Horton, Inc. Fair Value Envelope

DHI ยท NYSE

Our analysis suggests that DHI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $144.5, this represents a potential HIDDEN relative to our calculated worth for D.R. Horton, Inc..

Intrinsic Value
Current Price: $144.5
3Y-30.0%
5Y+79.0%
10Y+386.0%
3Y+2.0%
5Y+69.0%
10Y+182.0%
3Y-39.0%
5Y+51.0%
10Y+305.0%
3Y+509.0%
5Y+141.0%
10Y+454.0%
3Y+694.0%
5Y+189.0%
10Y+517.0%
3Y+17.0%
5Y+88.0%
10Y+207.0%
D.R. Horton, Inc.

D.R. Horton, Inc. Profit Bridge

DHI ยท NYSE
Revenue34.25B
Cost of Goods Sold (26.13B)
Gross Profit8.12B
Operating Expenses (3.69B)
Operating Income4.42B
Interest Expense (0.00)
Other Income/Expense315.70M
Pretax Income4.74B
Income Tax (1.12B)
Net Income3.59B
Net Income
3.59B

Profitability Analysis

Gross Margin

23.7%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

12.9%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

10.5%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

23.6%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Efficient profit conversion: Minimal margin compression from gross to net indicates lean operations and favorable tax/interest environment.

23.70%
Gross Profit Margin
-9%
3Y-24.0%
5Y-3.0%
10Y+9.0%
12.92%
Operating Profit Margin
-22%
3Y-44.0%
5Y-11.0%
10Y+13.0%
10.47%
Net Profit Margin
-19%
3Y-40.0%
5Y-10.0%
10Y+44.0%
14.82%
Return on Equity
-21%
3Y-51.0%
5Y-26.0%
10Y+14.0%
10.11%
Return on Assets
-23%
3Y-48.0%
5Y-19.0%
10Y+32.0%
10.09%
Return on Invested Capital
-27%
3Y-52.0%
5Y-24.0%
10Y+21.0%
DHI

D.R. Horton, Inc. Cash Conversion Engine

DHI ยท NYSE
Net Income3.59B
Depreciation & Amortization101.30M
Stock-Based Compensation131.00M
Change in Working Capital-713.60M
Others193.80M
Capital Expenditures-137.40M
Free Cash Flow3.28B

Cash Flow Quality Analysis

FCF Conversion Rate

91.6%

Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.

CapEx Intensity

4.0%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+62.2%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$713.60M

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

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D.R. Horton, Inc. Funding & Solvency Profile

DHI ยท NYSE
Cash & Cash Equivalents1.92B
Net Receivables0.00
Inventory26.30B
Other Current Assets0.00
Total Current Assets28 B
Property, Plant & Equipment593.10M
Goodwill & Intangible Assets163.50M
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets593 M
Total Assets
35.57B

Financial Health Analysis

Current Ratio

3.58x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.47x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

20 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

79% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

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D.R. Horton, Inc. Street Expectations Map

DHI ยท NYSE

Wall Street analysts project that DHI stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 163.86, with estimates ranging from a low of 129.00 to a high of 190.00.

Lowest Target
129.00
-10.73%
Consensus Target
163.86
13.40%
Highest Target
190.00
31.49%

The consensus 1-year price target stands at 163.86, with estimates ranging from a low of 129.00 to a high of 190.00.

Analyst Consensus Analysis

Upside Potential

+13.4%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

37.2% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Risk-Reward Profile

2.94x

Favorable risk-reward. Potential upside significantly exceeds downside risk, offering asymmetric return profile attractive for risk-tolerant investors.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Asymmetric upside: Strong return potential with favorable risk-reward profile. The limited downside relative to upside makes this an attractive risk-adjusted opportunity for growth-oriented portfolios.

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D.R. Horton, Inc. Insider Positioning

DHI ยท NYSE

During the last 12 months, insiders have sold $6.42M worth of DHI shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

260

43.56K

Net Activity

-44K

-$44K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

35.8K

6.38M

Net Activity

-6.4M

-$6.38M

Top Buyers

No buying activity

Top Sellers

1
ADV

Auld David V

Director, Officer: Executive Chairman

30.0K sharesโ€ข1 transactions

$5.47M

2
OAM

Odom Aron M.

Officer: Svp, Controller And Pao

2.9K sharesโ€ข3 transactions

$500K

3
BMR

Buchanan Michael R

Director

3.1K sharesโ€ข2 transactions

$455K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $6.42M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

3 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

0.33%
Dividend Yield
4%
3Y+27.0%
5Y+45.0%
10Y+28.0%
ย 

dhi Dividend History

DHI
10Y CAGR +19%
Latest $0.45
Annual $1.75
5 year growth trend
Last Period: +0%