DFH - NYSE

Dream Finders Homes, Inc.

DFH·NYSE

$15.05

-3.8%

Consumer CyclicalResidential Construction

Dream Finders Homes, Inc. operates as a holding company for Dream Finders Holdings LLC that engages in homebuilding business in the United States. It designs, constructs, and sells single-family entry-level, and first-time and second time move-up homes in Charlotte, Raleigh, Jacksonville, Orlando, Denver, the Washington D.C. metropolitan area, Austin, Dallas, and Houston. The company also operates as a licensed home mortgage broker that underwrites, originates, and sells mortgages to Prime Lending; and provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.40B

EPS2.3300

P/E Ratio7.33

Earnings Date07/30/2026

3.73B

Assets

12%

3Y+57.0%

5Y+408.0%

10Y+893.0%

2.12B

Total Liabilities

11%

3Y+35.0%

5Y+307.0%

10Y+577.0%

1.60B

Total Equity

13%

3Y+100.0%

5Y+656.0%

10Y+2485.0%

Dream Finders Homes, Inc. Funding & Solvency Profile

DFH · NYSE

Current Assets

Cash & Cash Equivalents234.77M

Net Receivables39.12M

Inventory2.03B

Other Current Assets0.00

Total Current Assets2 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets377.36M

Long-Term Investments26.61M

Other Non-Current Assets-26.61M

Total Non-Current Assets0

Total Assets

3.73B

Financial Health Analysis

Current Ratio

2.92x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

1.32x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

2 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

62% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Dream Finders Homes, Inc. Balance Sheet

DFH • NYSE

Dream Finders Homes, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	234.8M	274.4M	494.1M	364.5M	227.2M	43.7M	44M	19.8M
Cash & Short-Term Investments	234.8M	274.4M	494.1M	364.5M	227.2M	43.7M	44M	19.8M
Net Receivables	39.1M	34.1M	30.9M	43.5M	33.5M	16.8M	0.0	0.0
Accounts Receivables	39.1M	34.1M	30.9M	43.5M	33.5M	16.8M	0.0	0.0
Inventory	2B	1.7B	1.4B	1.4B	1.1B	484.4M	364.1M	293.7M
Other Current Assets	0.0	368.8M	54.3M	30.6M	54.1M	49.7M	24.7M	16.8M
Total Current Assets	2.3B	2.4B	2B	1.8B	1.4B	594.5M	432.8M	330.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	501.8M	274.5M	308.7M	267.6M	85.1M	44M	33.4M
Goodwill	377.4M	300.3M	172.2M	172.2M	171.9M	28.6M	12.2M	0.0
Intangible Assets	0.0	0.0	0.0	0.0	9.1M	2.7M	24.4M	13.2M
Goodwill & Intangible Assets	377.4M	300.3M	172.2M	172.2M	181.1M	31.2M	36.7M	13.2M
Long-Term Investments	26.6M	11.5M	15.4M	14M	16M	4.5M	8.4M	6.3M
Tax Assets	0.0	0.0	0.0	4.5M	4.2M	0.0	0.0	-13.2M
Other Non-Current Assets	-26.6M	122.4M	80.8M	54.9M	44M	18.3M	17.5M	5.4M
Total Non-Current Assets	377.4M	936M	542.9M	554.3M	512.8M	139.2M	82.1M	45.1M
Other Assets	1.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	3.7B	3.3B	2.6B	2.4B	1.9B	733.7M	514.9M	375.4M
LIABILITIES
CURRENT LIABILITIES
Total Payables	126.1M	147.1M	134.1M	134.7M	113.5M	37.4M	37.8M	31.9M
Accounts Payable	126.1M	147.1M	134.1M	134.7M	113.5M	37.4M	37.8M	31.9M
Accrued Expenses	0.0	263.3M	207.4M	184.1M	139.5M	67.4M	42.4M	48.3M
Short Term Debt	591.1M	991M	530.4M	966.2M	763.3M	289.9M	217.7M	163.2M
Deferred Revenue	69.6M	125.6M	172.6M	145.7M	177.7M	59.4M	20.2M	11.8M
Total Current Liabilities	786.8M	1.5B	1B	1.4B	1.2B	454.1M	318M	255.2M
NON-CURRENT LIABILITIES
Long Term Debt	0.0	295M	293.9M	0.0	3.3M	29.7M	14.3M	12.7M
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	59.4M	20.2M	11.8M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	54.3M	0.0
Other Non-Current Liabilities	1.3B	68M	116.8M	115.1M	120.8M	-36.2M	5.5M	17.6M
Total Non-Current Liabilities	1.3B	381.2M	431.8M	139.8M	143.9M	67.6M	109.9M	58.3M
Capital Lease Obligations	0.0	18.1M	21.1M	24.7M	19.8M	14.8M	15.6M	16.2M
Total Liabilities	2.1B	1.9B	1.5B	1.6B	1.3B	521.7M	427.9M	313.4M
SHAREHOLDERS' EQUITY
Treasury Stock	-49.5M	-7.8M	0.0	0.0	0.0	0.0	0.0	0.0
Preferred Stock	148.5M	148.5M	148.5M	156M	155.2M	55.6M	0.0	0.0
Common Stock	944K	937K	931K	927K	925K	124.4M	56.5M	33.1M
Additional Paid-In Capital	298.6M	281.6M	275.2M	264.8M	258M	0.0	0.0	0.0
Retained Earnings	1.2B	970.3M	648.4M	366M	118.2M	0.0	0.0	0.0
Accumulated Other Comprehensive Income/Loss	613K	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Total Stockholders' Equity	-613K	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	1.6B	1.4B	1.1B	787.7M	532.3M	180.1M	56.5M	33.1M
Total Equity	1.6B	1.4B	1.1B	800.7M	556.4M	212M	87M	62M
Minority Interest	31M	26.9M	13.1M	13M	24.1M	31.9M	30.5M	28.9M
SUMMARY
Total Liabilities & Equity	3.7B	3.3B	2.6B	2.4B	1.9B	733.7M	514.9M	375.4M
Total Investments	26.6M	11.5M	15.4M	14M	16M	4.5M	8.4M	6.3M
Total Debt	591.1M	1.3B	845.4M	990.9M	786.4M	334.3M	247.6M	192.1M
Net Debt	356.3M	1B	351.3M	626.4M	559.2M	290.6M	203.6M	172.3M
Shares Outstanding	92,738,825	92,738,825	92,738,825	92,738,825	92,738,825	92,738,825	92,738,825	92,738,825

SEC Filings

DFH - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 15, 2026	May 13, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 11, 2026	May 11, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 01, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 30, 2026	April 30, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 16, 2026	June 08, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 24, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 23, 2026	February 23, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 30, 2025	December 29, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 12, 2025	November 12, 2025	2025	View Filing

Showing 1 to 10 of 101 filings

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