Customers Bancorp, Inc.

Customers Bancorp, Inc.

CUBIยทNYSE

$72.69

-0.21%
Financial ServicesBanks - Regional

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$2.46B
EPS6.4000
P/E Ratio11.36
Earnings Date07/23/2026
3Y+19.0%
5Y+35.0%
10Y+165.0%
3Y+17.0%
5Y+32.0%
10Y+167.0%
3Y+51.0%
5Y+89.0%
10Y+147.0%
cubi

Customers Bancorp, Inc. Funding & Solvency Profile

CUBI ยท NYSE
Cash & Cash Equivalents62.05M
Net Receivables103.63M
Inventory0.00
Other Current Assets0.00
Total Current Assets166 M
Property, Plant & Equipment16.75M
Goodwill & Intangible Assets3.63M
Long-Term Investments23.78B
Other Non-Current Assets898.25M
Total Non-Current Assets25 B
Total Assets
24.90B

Financial Health Analysis

Current Ratio

0.01x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

10.77x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-15586049000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Customers Bancorp, Inc. Balance Sheet

CUBI โ€ข NYSE

Customers Bancorp, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
ASSETS
CURRENT ASSETS
62.1M
3.8B
3.8B
455.8M
518M
693.4M
212.5M
62.1M
146.3M
264.7M
264.6M
371M
233.1M
186M
73.6M
0.0
0.0
0.0
2B
2.4B
3B
3.8B
1.2B
595.9M
665M
471.4M
493.5M
560.3M
416.7M
497.6M
129.1M
79.1M
0.0
0.0
62.1M
5.8B
6.3B
3.4B
4.3B
1.9B
808.4M
727.1M
617.7M
758.2M
824.8M
787.7M
730.6M
315.1M
152.7M
0.0
0.0
103.6M
323.3M
320.5M
123.4M
92.2M
80.4M
38.1M
33M
27M
23.7M
19.9M
17.5M
18.4M
18.1M
28.9M
0.0
0.0
0.0
108.4M
114.8M
123.4M
92.2M
80.4M
38.1M
33M
27M
23.7M
19.9M
17.5M
18.4M
18.1M
28.9M
0.0
0.0
103.6M
214.9M
205.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
262.7M
77.2M
165.7M
6.1B
6.6B
3.6B
4.4B
2B
846.5M
760.1M
644.7M
781.9M
844.8M
805.2M
749M
333.2M
181.6M
262.7M
77.2M
NON-CURRENT ASSETS
16.7M
6.7M
7.4M
9M
8.9M
11.2M
9.4M
11.1M
12M
12.8M
11.1M
10.8M
11.6M
9.7M
8.4M
5.3M
2.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.6M
3.6M
1.6M
0.0
0.0
3.6M
3.6M
3.6M
3.6M
3.7M
4M
15.2M
16.5M
16.3M
17.6M
3.7M
17.5M
47K
60K
2.1M
0.0
0.0
3.6M
3.6M
3.6M
3.6M
3.7M
4M
15.2M
16.5M
16.3M
17.6M
3.7M
3.7M
3.7M
3.7M
3.7M
0.0
0.0
23.8B
15.5B
14.2B
16.5B
14.4B
15.8B
10B
8.5B
8.7B
8.3B
7.2B
5.7B
3.2B
2.7B
1.8B
425.6M
59M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.5M
1.5M
898.3M
660.4M
562.9M
812.8M
703.9M
689.9M
655M
540.7M
496.9M
256.4M
321.6M
289M
200.2M
116.1M
62.9M
671.3M
209.3M
24.7B
16.2B
14.7B
17.3B
15.1B
16.5B
10.7B
9.1B
9.2B
8.6B
7.6B
6B
3.4B
2.9B
1.9B
1.1B
272.5M
24.9B
22.3B
21.3B
20.9B
19.6B
18.4B
11.5B
9.8B
9.8B
9.4B
8.4B
6.8B
4.2B
3.2B
2.1B
1.4B
349.8M
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
230.7M
251.1M
152.1M
126.2M
66.5M
56.2M
75.4M
44.3M
33.4M
21.9M
12.9M
8.6M
0.0
0.0
0.0
0.0
0.0
230.7M
251.1M
152.1M
126.2M
66.5M
56.2M
75.4M
44.3M
33.4M
21.9M
12.9M
8.6M
0.0
0.0
7.4M
100M
0.0
300M
775M
1.1B
1.4B
187M
155M
771.8M
1.4B
1.3B
624.5M
416M
325M
0.0
0.0
15.7B
18.8B
17.9B
18.2B
16.8B
11.3B
8.6B
7.1B
6.8B
7.3B
5.7B
4.5B
3B
2.4B
1.6B
72.3M
18.5M
15.8B
18.9B
17.9B
18.7B
17.8B
12.6B
10.2B
7.4B
7B
8.2B
7.1B
5.9B
3.6B
2.9B
1.9B
72.3M
18.5M
NON-CURRENT LIABILITIES
1.7B
1.3B
1.5B
805.5M
404.8M
305.4M
304.7M
1.5B
1.9B
1.1B
455.1M
518.3M
160.3M
62M
13M
13M
13M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.1M
71K
5.3B
215.2M
248.4M
0.0
0.0
4.5B
0.0
0.0
0.0
-688.8M
247.1M
0.0
0.0
0.0
0.0
1.2B
296.7M
7B
1.5B
1.8B
805.5M
404.8M
4.8B
304.7M
1.5B
1.9B
375.9M
702.3M
518.3M
160.3M
62M
13M
1.2B
309.8M
0.0
0.0
0.0
0.0
0.0
0.0
15.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
22.8B
20.5B
19.7B
19.5B
18.2B
17.3B
10.5B
8.9B
8.9B
8.5B
7.8B
6.4B
3.8B
2.9B
1.9B
1.3B
328.3M
SHAREHOLDERS' EQUITY
-68.6M
-141.7M
-122.4M
-82.6M
-49.4M
-21.8M
-21.8M
-21.2M
-8.2M
-8.2M
-8.2M
-8.3M
-8.3M
-500K
-500K
0.0
0.0
0.0
137.8M
137.8M
137.8M
137.8M
217.5M
217.5M
217.5M
217.5M
217.5M
55.6M
0.0
0.0
0.0
0.0
0.0
0.0
36.2M
35.8M
35.5M
35M
34.7M
33M
32.6M
32.3M
31.9M
30.8M
27.4M
27.3M
24.8M
18.5M
11.4M
25.2M
5.5M
666.8M
575.3M
564.5M
551.7M
542.4M
455.6M
444.2M
434.3M
422.1M
427M
362.6M
355.8M
307.2M
212.1M
122.6M
71.3M
29.2M
1.5B
1.3B
1.2B
924.1M
705.7M
438.6M
381.5M
316.7M
258.1M
193.7M
124.5M
68.4M
71M
38.3M
14.5M
10.5M
-13.2M
-54.1M
-96.6M
-136.6M
-163.1M
-5M
-5.8M
-1.3M
-22.7M
-359K
-4.9M
-8M
-122K
-8.1M
1.1M
-245K
-1.9M
-33K
2.1B
1.8B
1.6B
1.4B
1.4B
1.1B
1.1B
956.8M
921M
855.9M
553.9M
443.1M
386.6M
269.5M
147.7M
105.1M
21.5M
2.1B
1.8B
1.6B
1.4B
1.4B
1.1B
1.1B
956.8M
921M
855.9M
553.9M
443.1M
386.6M
269.5M
147.7M
105.1M
21.5M
SUMMARY
24.9B
22.3B
21.3B
20.9B
19.6B
18.4B
11.5B
9.8B
9.8B
9.4B
8.4B
6.8B
4.2B
3.2B
2.1B
1.4B
349.8M
23.8B
17.5B
16.6B
19.5B
18.2B
17B
10.6B
9.2B
9.1B
8.8B
7.8B
6.1B
3.7B
2.9B
1.9B
425.6M
59M
1.7B
1.4B
1.5B
1.1B
1.2B
1.4B
1.7B
1.7B
2.1B
1.8B
1.9B
1.8B
784.8M
478M
338M
13M
13M
1.6B
-2.4B
-2.3B
649.7M
661.7M
712.1M
1.5B
1.6B
1.9B
1.6B
1.6B
1.4B
551.7M
292M
264.4M
13M
13M
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956
31,681,956

SEC Filings

CUBI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K/A

8-K/A 2026 (Amended)

N/A

June 03, 2026
May 26, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

April 16, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

April 15, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

March 24, 2026
March 19, 2026
2026
8-K

8-K 2026

N/A

March 23, 2026
March 20, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 26, 2026
January 26, 2026
2026
Showing 1 to 10 of 13 filings