Customers Bancorp, Inc.

Customers Bancorp, Inc.

CUBIยทNYSE

$72.69

-0.21%
Financial ServicesBanks - Regional

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$2.46B
EPS6.4000
P/E Ratio11.36
Earnings Date07/23/2026
3Y+58.0%
5Y+136.0%
10Y+275.0%
3Y-2.0%
5Y+69.0%
10Y+185.0%
3Y-2476.0%
5Y+225.0%
10Y+441.0%
Customers Bancorp, Inc.

Customers Bancorp, Inc. Profit Bridge

CUBI ยท NYSE
Revenue1.41B
Cost of Goods Sold (684.72M)
Gross Profit729.84M
Operating Expenses (419.07M)
Operating Income310.77M
Interest Expense (609.10M)
Other Income/Expense-22.34M
Pretax Income288.43M
Income Tax (64.34M)
Net Income224.09M
Net Income
224.09M

Profitability Analysis

Gross Margin

51.6%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

22.0%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

15.8%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

22.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Customers Bancorp, Inc. Income Statement

CUBI โ€ข NYSE

Customers Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008
REVENUE
1.4B
1.4B
1.4B
895.1M
844.6M
600.5M
496.1M
474.8M
449.4M
376.8M
276.4M
213.8M
148.6M
120.5M
71.3M
35.6M
14.6M
16.1M
GROSS PROFIT
(684.7M)
(746.9M)
(754.5M)
(321.7M)
(123.2M)
(202.4M)
(210.7M)
(165.7M)
(112.3M)
(76.1M)
(74.1M)
(53.3M)
(26.5M)
(36M)
(30M)
(21.9M)
(14.6M)
(16.1M)
729.8M
614M
666.3M
573.4M
721.4M
398.2M
285.4M
309.1M
337.1M
300.8M
202.3M
160.6M
122.1M
84.5M
41.3M
13.7M
0.0
0.0
OPERATING INCOME
(419.1M)
(389.7M)
(335.6M)
(282.1M)
(280.2M)
(208.4M)
(177.7M)
(218M)
(213.2M)
(176.2M)
(113.8M)
(95.1M)
(71.8M)
(48.4M)
(35.5M)
-14.8M
(3.4M)
(2.6M)
(223.6M)
(222M)
(171.4M)
(123.8M)
(119.8M)
(107.5M)
(133.7M)
(160.4M)
(150.8M)
(122.1M)
(81.6M)
(66.8M)
(48.9M)
(30.9M)
(21.8M)
(19.1M)
(6.9M)
(5.2M)
310.8M
224.4M
330.7M
291.3M
441.2M
189.8M
107.8M
91.1M
123.9M
124.6M
88.5M
65.5M
50.3M
36.1M
5.9M
28.5M
-13.2M
-211K
PRE-TAX INCOME
(609.1M)
(673.4M)
(679.9M)
(261.7M)
(95.8M)
(139.6M)
(186.4M)
(160.1M)
(105.5M)
(73M)
(53.6M)
(38.5M)
(24.3M)
(21.8M)
(22.5M)
(11.5M)
(607K)
(1.3M)
750.5M
654.4M
687.4M
623.7M
685.1M
403.7M
277.3M
257.9M
267.3M
249.5M
196.3M
151.9M
103.9M
72.1M
38.8M
19.4M
-607K
-1.3M
(195.5M)
(167.7M)
(164.2M)
(158.3M)
(160.4M)
(100.9M)
(44M)
(57.6M)
(62.5M)
(54M)
(32.2M)
(28.2M)
(22.8M)
(17.5M)
(13.7M)
-33.9M
-3.4M
-2.6M
-22.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-15K
-1M
288.4M
224.4M
330.7M
291.3M
441.2M
189.8M
107.8M
91.1M
123.9M
124.6M
88.5M
65.5M
50.3M
36.1M
5.9M
28.5M
-13.2M
-1.3M
NET INCOME
(64.3M)
(42.9M)
(80.6M)
(63.3M)
(86.9M)
(46.7M)
(26.4M)
(19.4M)
(45M)
(45.9M)
(29.9M)
(21M)
(17.6M)
(12.3M)
(1.8M)
(4.7M)
(0.0)
-426K
224.1M
181.5M
250.1M
228M
314.6M
132.6M
79.3M
71.7M
78.8M
78.7M
58.6M
43.2M
32.7M
23.8M
4M
23.7M
-13.2M
-825K

SEC Filings

CUBI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K/A

8-K/A 2026 (Amended)

N/A

June 03, 2026
May 26, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

April 16, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

April 15, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

March 24, 2026
March 19, 2026
2026
8-K

8-K 2026

N/A

March 23, 2026
March 20, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 26, 2026
January 26, 2026
2026
Showing 1 to 10 of 13 filings