Claros Mortgage Trust, Inc.
$2.34
-4.9%Claros Mortgage Trust, Inc. is a real estate investment trust that focuses primarily on originating senior and subordinate loans on transitional commercial real estate assets located in principal markets across the United States. The company is qualified as a real estate investment trust (REIT) under the Internal Revenue Code. As a REIT, its net income would be exempt from federal taxation to the extent that it is distributed as dividends to shareholders. The company was incorporated in 2015 and is based in New York, New York.
At a Glance
Live SnapshotIntrinsic Alpha Methodology
Thesis Lenses
Signal
Medium confidenceValuation multiple is compressed (P/E -0.7).
Valuation inputs: P/E -0.7, earnings yield N/A, momentum -4.9%.
If multiples stay elevated while momentum fades, downside repricing risk rises.
Driver
High confidenceReturn profile is soft (ROE -31.9%, ROIC -9.6%).
Profitability stack: net margin -2.4%, ROE -31.9%, ROIC -9.6%.
Quality deterioration often appears in margins before it shows up in headline EPS.
Risk
High confidenceDownside profile is elevated and scenario stress-testing is essential.
Risk factors: liabilities/assets +67.6%, momentum -4.9%, net margin -2.4%.
Higher leverage with weak momentum and thin margins can amplify drawdown severity.
Claros Mortgage Trust, Inc. Market vs Earnings Trajectory
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Claros Mortgage Trust, Inc. Fair Value Envelope
Claros Mortgage Trust, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Strong gross margins indicate healthy pricing and efficient production or service delivery.
Operating Margin
Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.
Net Profit Margin
Net losses indicate the company is burning cash. Sustainability depends on path to profitability.
Profitability Insight
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
Claros Mortgage Trust, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.
Claros Mortgage Trust, Inc. Funding & Solvency Profile
Financial Health Analysis
Debt-to-Equity Ratio
Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.
Working Capital
Strong working capital position provides significant operational flexibility and financial cushion.
Asset Composition
Capital-intensive business with significant long-term investments in property, equipment, or intangibles.
Claros Mortgage Trust, Inc. Street Expectations Map
Wall Street analysts project that CMTG stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 18.25, with estimates ranging from a low of 17.50 to a high of 19.00.
The consensus 1-year price target stands at 18.25, with estimates ranging from a low of 17.50 to a high of 19.00.
Analyst Consensus Analysis
Upside Potential
Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.
Analyst Agreement
High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.
Analyst Conviction
Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.
Market Sentiment Insight
Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.
Claros Mortgage Trust, Inc. Insider Positioning
During the last 12 months, insiders have purchased $224K and sold $695K worth of CMTG shares, resulting in $471K of net selling activity.
3 Months
0
0.00
0
0.00
+0
+$0
3-6 Months
95.0K
224.04K
0
0.00
+224K
+$224K
6-9 Months
0
0.00
0
0.00
+0
+$0
9-12 Months
0
0.00
200.8K
694.79K
-695K
-$695K
Top Buyers
Mack Richard
Director, Officer: Ceo And Chairman
$120K
Walter W Edward
Director
$57K
Mcgillis Mike
Director, Officer: President And Cfo
$47K
Top Sellers
Mack Richard
Director, Officer: Ceo And Chairman
$482K
Mcgillis Mike
Director, Officer: President And Cfo
$87K
Garg Priyanka
Officer: See Remarks
$84K
Siegel Jeffrey D
Officer: See Remarks
$41K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $471K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Weak buy/sell ratio. Selling significantly exceeds buying—monitor for potential fundamental concerns.
Insider Participation
4 insider sellers vs. 3 buyers. More insiders selling than buying suggests cautious or negative sentiment.
cmtg Dividend History
Learning Layer
Related Guides
Build conviction on CMTG by pairing this stock hub with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.