$23.60
+0.0000%CoreCard Corporation, together with its subsidiaries, offers technology solutions and processing services to the financial technology and services market in the United States, European Union, and the Middle East. It designs, develops, and markets a suite of software solutions to program managers, accounts receivable businesses, financial institutions, retailers, and processors to manage their credit and debit cards, prepaid cards, private label cards, fleet cards, buy now pay later programs, loyalty programs, and accounts receivable and loan transactions. The company's software solutions allow companies to offer various types of transacting account or card issuing program, as well as installment and revolving loans; set up and maintain account data; record advances and payments; assess fees, interests, and other charges; resolve disputes and chargebacks; manage collections of accounts receivable; generate reports; and settle transactions with financial institutions and network associations. The company was formerly known as Intelligent Systems Corporation and changed its name to CoreCard Corporation in December 2021. CoreCard Corporation was founded in 1973 and is headquartered in Norcross, Georgia.
Weak cash conversion. Significant portion of earnings not converting to cashโreview working capital trends and capital intensity.
Very high capital intensity consumes most operating cash flow. Limited flexibility for dividends or debt reduction.
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extensionโmonitor closely.
Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.
CCRD โข NYSE
| CoreCard Corporation Cash Flow Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 | Dec 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
5.4M | 3.4M | 13.9M | 9M | 8.2M | 11M | 6.2M | 473K | -1.2M | -1.5M | -855K | 469K | -217K | 657K | -187K | -1.2M | -3.7M | -2.4M | 4.5M | -1.6M | |
3.6M | 6.4M | 5.7M | 3.8M | 2.1M | 1M | 614K | 330K | 248K | 217K | 398K | 435K | 523K | 435K | 502K | 552K | 511K | 485K | 546K | 525K | |
-974K | -1.6M | -77K | -227K | 543K | 555K | -280K | -1.7M | 0.0 | 0.0 | 0.0 | -10K | 29K | -2K | 385K | 33K | 332K | -1.4M | -7.8M | 0.0 | |
1.3M | 150K | 210K | 319K | 386K | 191K | 62K | 52K | 31K | 19K | 49K | 82K | 79K | 43K | 8K | 11K | 20K | 13K | 12K | 0.0 | |
684K | 1.6M | 1.1M | 172K | 1.2M | 249K | 329K | -16K | 674K | 830K | -126K | -1K | -10K | -16K | -63K | -72K | -51K | 26K | 12K | -2.3M | |
(2M) | (1.3M) | (6.6M) | (2.8M) | (1.8M) | (1.2M) | (0.0) | (28K) | (120K) | (0.0) | (65K) | (54K) | (26K) | (70K) | (52K) | (8K) | (38K) | (0.0) | (0.0) | (0.0) | |
-4.2M | 6.8M | -11M | -4.2M | 8.6M | -2.4M | -313K | -1.6M | -1.1M | -1.9M | -47K | 560K | -689K | -720K | -64K | -246K | -899K | -911K | -201K | 1.1M | |
5.8M | 16.8M | 9.9M | 8.9M | 21M | 10.6M | 6.7M | -2.5M | -1.4M | -2.3M | -581K | 1.5M | -285K | 397K | 581K | -935K | -3.8M | -4.2M | -2.9M | -2.2M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-4.9M | -5.2M | -8.7M | -5.8M | -6.9M | -1.7M | -865K | -894K | -313K | -272K | -277K | -565K | -419K | -464K | -349K | -179K | -171K | -1.4M | -523K | -511K | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (1.9M) | (4.4M) | -430K | (171K) | -60K | -300K | (0.0) | (0.0) | (0.0) | -182K | (0.0) | (1.9M) | (0.0) | |
-2.6M | -3.2M | -6.9M | -1.8M | (0.0) | (0.0) | (0.0) | -1M | -50K | -430K | -132K | -67K | -42K | -222K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
2M | 2.3M | 2M | 0.0 | 135K | 379K | 0.0 | 98K | 4.4M | 0.0 | 171K | 4K | -20K | 0.0 | 0.0 | 352K | 7K | 131K | 3.4M | 312K | |
3K | -448K | 220K | -367K | -1M | -2M | -1M | -1.3M | -4.4M | 19.5M | -171K | 250K | 270K | 600K | 0.0 | -100K | 4.7M | 3.3M | 43K | 2.2M | |
-5.5M | -6.6M | -13.5M | -8M | -7.7M | -3.3M | -1.9M | -1.2M | (4.1M) | (18.4M) | -238K | -438K | -511K | -86K | -349K | (73K) | (4.4M) | (2M) | (4.8M) | (2M) | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-7.6M | -3.7M | -5.3M | -9.7M | -1.6M | 0.0 | 0.0 | 0.0 | 0.0 | -692K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3K | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -116K | -424K | -154K | 578K | -100K | -167K | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -3.1M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-7.6M | -3.7M | -5.3M | -9.7M | -1.6M | (0.0) | (0.0) | (0.0) | (0.0) | -692K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
0.0 | 0.0 | 0.0 | 107K | 0.0 | 210K | 111K | 0.0 | 14K | 8K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3M | 0.0 | 0.0 | 0.0 | 0.0 | |
-7.6M | -3.7M | -5.3M | -9.6M | -1.6M | 210K | 111K | 0.0 | -3M | -684K | 0.0 | 0.0 | 0.0 | 0.0 | -116K | 2.6M | -154K | 578K | -97K | -167K | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-132K | -33K | 110K | -54K | -46K | -2K | 28K | -25K | -1K | -6K | 10K | -11K | -9K | -101K | 31K | 21K | 35K | -12K | -55K | 66K | |
-7.4M | 6.5M | -8.8M | -8.7M | 11.5M | 7.5M | 4.9M | -3.7M | -335K | 15.4M | -809K | 1.1M | -805K | 210K | 147K | 1.7M | 520K | -1.6M | 1.8M | -292K | |
26.9M | 20.4M | 29.2M | 38M | 26.4M | 18.9M | 14M | 17.7M | 18.1M | 2.6M | 3.4M | 2.3M | 3.2M | 2.9M | 2.8M | 1.1M | 554K | 2.1M | 378K | 670K | |
19.5M | 26.9M | 20.4M | 29.2M | 38M | 26.4M | 18.9M | 14M | 17.7M | 18.1M | 2.6M | 3.4M | 2.3M | 3.2M | 2.9M | 2.8M | 1.1M | 554K | 2.1M | 378K | |
893K | 11.6M | 1.1M | 3.1M | 14.1M | 8.9M | 5.8M | -3.4M | -1.7M | -2.5M | -858K | 970K | -704K | -67K | 232K | -1.1M | -3.9M | -5.5M | -3.5M | -2.7M |
CCRD - Filing history and reports
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