CADE - NYSE
Cadence Bank
$42.25
-1.3%Cadence Bank provides commercial banking and financial services in the United States. Its products and services include consumer banking, consumer loans, mortgages, home equity lines and loans, credit cards, commercial and business banking, treasury management, specialized and asset-based lending, commercial real estate, equipment financing, and correspondent banking services. The company's products and services also comprise small business administration lending, foreign exchange, wealth management, investment and trust, financial planning, retirement plan management, and personal and business insurance services. As of March 3, 2022, it operated approximately 400 branch locations across the South, Midwest, and Texas. The company was incorporated in 1876 and is headquartered in Tupelo, Mississippi.
At a Glance
Live SnapshotCadence Bank Fair Value Envelope
Owner Earnings Valuation Tool
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
Historical Financial Data
Base year metrics used for projections
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DCF Valuation Summary
Calculation flow from present value to intrinsic value per share
Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $1.4B | $2.4B | $4.0B | $6.7B | $11.1B | $18.5B | $30.9B | $51.6B | $86.2B | $143.9B |
| Maintenance CapEx | -$26.7M | -$44.6M | -$74.5M | -$124.3M | -$207.6M | -$346.5M | -$578.4M | -$965.5M | -$1.6B | -$2.7B |
| Owner Earnings | $1.4B | $2.3B | $3.9B | $6.5B | $10.9B | $18.2B | $30.4B | $50.7B | $84.6B | $141.2B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $1.3B | $2.0B | $3.1B | $4.8B | $7.4B | $11.5B | $17.7B | $27.4B | $42.3B | $65.4B |
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